Patents by Inventor Charlotte Yan Whitney

Charlotte Yan Whitney has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11562362
    Abstract: According to one example arrangement, a computer implemented method performed by a computing system, includes identifying a user device associated with a user. Authentication information regarding the user indicative of use of the user device is captured. A confidence level for the user is dynamically adjusted based on the authentication information. The confidence level is responsive to the use of the user device by the user.
    Type: Grant
    Filed: January 23, 2018
    Date of Patent: January 24, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Michael H. Chang, Cynthia James, Joon Maeng, Darius A. Miranda, Muhammad Farukh Munir, Darrell L. Suen, Charlotte Yan Whitney