Abstract: A method and system for offering credit to a prospective borrower are provided. A lender first determines a prospective borrower location, which may be a commercial outlet, such as a retail store where goods or services are offered. The lender then references a purchase history associated with the borrower at that particular location. The lender then determines the credit worthiness of the borrower. Based upon location, purchase history, and credit worthiness, the lender may deliver a customized offer of credit to the prospective borrower. The offer of credit may be location based, and may accompany a suggested good or service that is available at the prospective borrower's location.

Abstract: A method and system for offering credit to a prospective borrower are provided. A lender first determines a prospective borrower location, which may be a commercial outlet, such as a retail store where goods or services are offered. The lender then references a purchase history associated with the borrower at that particular location. The lender then determines the credit worthiness of the borrower. Based upon location, purchase history, and credit worthiness, the lender may deliver a customized offer of credit to the prospective borrower. The offer of credit may be location based, and may accompany a suggested good or service that is available at the prospective borrower's location.

Abstract: This invention includes a universal base unit having a plurality of cables, each corresponding to a unique electronic host device. The cable is manufactured such that the ground connection of the electronic host device is routed to one of a plurality of identification pins. In one embodiment, the identification pins are coupled to a plurality of current sense resistors. When the cable is coupled serially between the electronic device and the universal base unit, the universal base unit identifies the unique electronic device by sensing which resistor is connected to the ground of the electronic host. In another embodiment, pull-up resistors are used instead of current sense resistors. The system allows a user to carry a single power supply or universal base unit with multiple cables as opposed to having to transport a different accessory for each electronic device.