Abstract: A fund transaction platform includes a transaction database, a receiving module, a processing module and a transmitting module. The receiving module respectively receives a fund borrowing information from a fund borrower end and a plurality of investing information corresponding to the fund borrowing information from investor ends through a network. The processing module determines bid winning investor ends from the investor ends according to the fund borrowing information and the plurality of investing information, and produces a transaction formed information. The transmitting module respectively transmits the transaction formed information to the fund borrower end and each the bid winning investor ends through the network. The investor ends can freely determine the fund transaction conditions to conduct peer-to-peer lending on the fund transaction platform of the present application, so that the targets of financial inclusion are achieved.