Abstract: A footwear insert for insulating a wearer's toes against ambient cold. The insert comprises a deformable outer casing, preferably composed of a fabric such as nylon, the outer casing defining an interior space containing a plurality of insulative beads, such as Styrofoam micro-beads. The insert is configured for insertion into the toe of the footwear, and the wearer's toes are pressed into the insert, thus providing an insulative material adjacent the wearer's toes.