Abstract: A system is provided. The system may a memory device and a processor configured to: (1) receive user activity data from a plurality of venue systems associated with a plurality of different venues, the user activity data relating to user activity at gaming devices at the plurality of different venues; (2) identify the user activity as relating to a first user based on a linking between a stored value account associated with the first user and a plurality of loyalty accounts associated with the first user and with a corresponding one of the plurality of venue systems; (3) update global user activity records associated with the first user based on the received user activity data; and (4) transmit global user activity records associated with the first user to a first venue system of the plurality of venue systems that is associated with a first venue.

Abstract: A system is provided. The system may include a proxy board configured to communicate with a gaming device, a memory device configured to store a central ledger, and a processor configured to (1) receive a transaction request associated with a gaming device; (2) in response to receiving the transaction request, record within the central ledger a virtual transfer of funds record equal to a transaction amount from a virtual user account associated with a user to a virtual location account associated with a location of the gaming device; (3) transmit instructions to cause the gaming device to load the transaction amount from a venue gaming account corresponding to the virtual location account to a credit balance of the gaming device; and (4) cause an actual transfer of funds between the system account and an external account associated with the location based on the virtual transfer of funds record.

Abstract: A system is provided. The system may include a memory device and a processor configured to (1) determine a session has been established by a user at a gaming device associated with a CMS; (2) receive a transaction request associated with a gaming device, the transaction request identifying a transaction amount; (3) in response to determining the session has been established and receiving the transaction request, transmit instructions to cause an immutable CL to record a virtual transfer of funds record equal to the transaction amount from a virtual user account associated with the user to a venue virtual account; and (4) transmit instructions to a venue system to cause the CMS to initiate a transfer of the transaction amount from the venue gaming account to a credit balance of the gaming device.