Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, the operating status and/or configuration of autonomous operation features of an autonomous or semi-autonomous vehicle may be determined, such as via an on-board computer system or mobile device, and/or then directly or indirectly wirelessly communicated via data transmission from the vehicle computer system or mobile device to a remote server. An adjustment to one or more risk levels associated with operation of the autonomous or semi-autonomous vehicle may also be determined, and an auto insurance policy, premium, or discount may be adjusted based upon the adjustment to the risk levels and presented to the customer for their review and approval. As a result, insurance cost savings may be passed onto risk averse customers that opt into to a rewards program.

Abstract: According to certain aspects, a computer-implemented method for operating an autonomous or semi-autonomous vehicle may be provided. With the customer's permission, an identity of a vehicle operator may be identified and a vehicle operator profile may be retrieved. Operating data regarding autonomous operation features operating the vehicle may be received from vehicle-mounted sensors. When a request to disable an autonomous feature is received, a risk level for the autonomous feature is determined and compared with a driver behavior setting for the autonomous feature stored in the vehicle operator profile. Based upon the risk level comparison, the autonomous vehicle retains control of vehicle or the autonomous feature is disengaged depending upon which is the safer driver—the autonomous vehicle or the vehicle human occupant. As a result, unsafe disengagement of self-driving functionality for autonomous vehicles may be alleviated.

Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, the operating status of the features, the identity of a vehicle operator, risk levels for operation of the vehicle by the vehicle operator, or damage to the vehicle may be determined based upon sensor or other data. According to further aspects, decisions regarding transferring control between the features and the vehicle operator may be made based upon sensor data and information regarding the vehicle operator. Additional aspects may recommend or install updates to the autonomous operation features based upon determined risk levels. Some aspects may include monitoring transportation infrastructure and communicating information about the infrastructure to vehicles.

Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, an identity of a vehicle operator may be determined and a vehicle operator profile and/or operating data regarding autonomous operation features of the vehicle may be received after the vehicle operator opts into a rewards program and agrees to share their data. Autonomous operation and vehicle operator risk levels associated with operation of the autonomous or semi-autonomous vehicle may be determined. Based upon the risk levels and/or comparison thereof, one or more autonomous operation features may be disengaged. A preparedness level of the vehicle operator to assume or reassume control of operating the vehicle is determined prior to disengagement. If satisfactory, an alert is presented to the vehicle operator prior to disengagement of the autonomous operation features.

Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, a computer-implemented method for operating an autonomous or semi-autonomous vehicle may be provided. With a vehicle owner's permission, a vehicle operator identity may be determined; and operating data regarding the autonomous or semi-autonomous vehicle may be received from one or more vehicle-mounted sensors. Based upon the received operating data, (i) autonomous operation risk levels associated with autonomous vehicle operation; and (ii) operator risk levels associated with autonomous vehicle operation by the vehicle operator may be determined. Based upon a comparison of the autonomous operation versus vehicle operator risk levels, the autonomous features may be engaged if it is safer for the vehicle to travel autonomously.

Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, with the customer's permission, a vehicle operator in an autonomous or semi-autonomous vehicle may be determined by a sensor disposed within the autonomous or semi-autonomous vehicle or a mobile computing device associated with the vehicle operator. A determination may be made as to whether the vehicle operator is authorized to operate the vehicle based upon the determined identity of the vehicle operator; and if the vehicle operator is not authorized, an alert may be generated and/or the vehicle may be caused to not operate. Alternatively, autonomous operation features may be automatically engaged to automatically drive the autonomous or semi-autonomous vehicle to a safe location when the operator is not authorized. Insurance discounts may be provided based upon the anti-theft functionality.

Abstract: A computer-implemented method for operating an autonomous or semi-autonomous vehicle may include identifying a vehicle operator and retrieving an associated vehicle operator profile. Operating data regarding operation of the autonomous or semi-autonomous vehicle may be received that includes data from sensors disposed within the vehicle. When a request to enable an autonomous operation feature is received, (i) autonomous operation risk levels associated with vehicle operation by the autonomous operation feature based upon the received operating data, and (ii) operator risk levels associated with vehicle operation by the vehicle operator based upon the vehicle operator profile are determined. Autonomous operation feature enablement may be allowed based upon a comparison of (i) autonomous operation risk levels with (ii) operator risk levels.

Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, a computer-implemented method for real-time determination of the status of autonomous operation features of an autonomous or semi-autonomous vehicle may be provided. With the customer's permission, the operation of the autonomous or semi-autonomous vehicle may be monitored to obtain operating data from one or more autonomous operation features. An operating status of the autonomous features may be determined based upon the operating data. After which, a change in the operating status of the autonomous features may be identified, and a report containing information regarding the change in the operating status of the autonomous features may be generated.

Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having autonomous or semi-autonomous operation features are provided. According to certain aspects, with the insurance customer's permission, operation of an autonomous (or semi-autonomous vehicle) by a vehicle operator may be monitored. Based upon vehicle and/or other data analysis, an identity of the operator may be determined, and operating data regarding the autonomous or semi-autonomous vehicle while the operator at least partially controls the autonomous vehicle may be monitored. A vehicle operator profile that includes information regarding an operating style of the vehicle operator based upon the operating data may be determined. Risk levels associated with operation of the autonomous vehicle based upon the information regarding the vehicle operator's operating style may be determined.

Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, with the customer's permission, it may be detected by sensors that an occupant of the autonomous or semi-autonomous vehicle is experiencing a medical emergency. A nearby medical facility may be determined based upon the vehicle location and the detected medical emergency. A route from the current vehicle location to the medical facility may be determined, and the autonomous or semi-autonomous vehicle may be automatically directed or routed to the medical facility. A message may also be generated and transmitted to the medical facility to alert them that a person in need of timely medical assistance is on the way. Life and auto insurance discounts may be generated for risk averse customers based upon their vehicles having the emergency response functionality.

Abstract: A computer-implemented method of enhancing safe vehicle operation may include, one or more processors, (1) determining a preferred parking spot for an autonomous or semi-autonomous vehicle; (2) determining a route to the preferred parking spot from a driver drop off point; and (3) causing the autonomous or semi-autonomous vehicle to travel from the driver drop off point to the preferred parking spot following the route controlled by one or more autonomous operation features. The preferred parking spot may be a covered parking spot, a parking spot in a parking structure, or a parking spot in a residential garage. An autonomous vehicle owner may remotely direct the autonomous vehicle to autonomously return to the driver drop off point, such as via their mobile device. Insurance discounts may be provided to autonomous vehicle owners having the self-parking functionality that mitigates or prevents risk of damage to, or theft of, the vehicle.

Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having autonomous or semi-autonomous operation features are provided. In certain aspects, with the customer's permission, a computer-implemented method for updating an autonomous operation feature may be provided. An indication of a software update associated with the autonomous operation feature may be received, and several autonomous or semi-autonomous vehicles having the feature may be identified. The update may be installed within the several vehicles, such as via wireless communication. Also, a change in a risk level associated with the update to the autonomous operation feature may be determined, and an insurance discount may be determined or adjusted.

Abstract: An adjustable finger loop structure for a scissors has a scissors body and at least two finger loops. The scissors body has two scissor blades pivoted together, and each scissor blade has an extension rod. The finger loops each has a through aperture along an inner liner side for jacketing onto a respective extension rod, each through aperture having a radial slot, and each radial slot has a plurality of securing apertures passing through the radial slot the and corresponding securing members for securing the finger loop onto the respective extension rod.

Abstract: An auto provision system and method for a customer premises equipment (CPE) include: connecting a CPE to a provision platform through a network; authenticating the CPE by the provision platform and generating and transmitting a corresponding setting file to the CPE by the provision platform; and the CPE updating the configuration thereof by using the received setting file, thereby saving manual costs for ISPs (Internet Service Providers), ensuring ease of use, and enhancing information security.

Abstract: A pair of improved scissors is provided herein, which separates the blades and handles of the pair of scissors into individual parts. These parts are joined at the pivot point by a locking mechanism. By adjusting the locking mechanism, the included angle between the blades and handles of the pair of scissors can be varied easily in accordance the requirement of the application. In addition, with the present invention, the handles can also be replaced by those that are safer and more comfortable to operate. As such, the stress and burden of the user's fingers and wrist can be relieved in operating the pair of scissors.

Abstract: A cutting tool includes two metal handles each having a first end formed with a mounting portion and a second end formed with a blade portion, and two plastic grips each having an inside formed with a mounting hole mounted on the mounting portion of the respective metal handle. The mounting hole of each of the plastic grips has a first end formed with a first separation slot and a second end formed with a second separation slot. Thus, the plastic grips are detachable from the metal handles when the cutting tool is worn out, so that the plastic grips and the metal handles are separated from each other, thereby facilitating reuse of the plastic grips and the metal handles.

Abstract: A pair of improved scissors is provided herein, which separates the blades and handles of the pair of scissors into individual parts. These parts are joined at the pivot point by a locking mechanism. By adjusting the locking mechanism, the included angle between the blades and handles of the pair of scissors can be varied easily in accordance the requirement of the application. In addition, with the present invention, the handles can also be replaced by those that are safer and more comfortable to operate. As such, the stress and burden of the user's fingers and wrist can be relieved in operating the pair of scissors.

Abstract: A blade shaft for scissors is disclosed. The end face of the body is provided with screw hole and positioning protrusion, and the end face of the shaft ring body is provided with corresponding slot for a screw rod from the inner edge of the ring body passing through a spring and is locked to the screw hole of the body forming into a controlling buffer when the shaft ring body rotates, by means of the rod element of the shaft body the ring face of the shaft ring body can be rotated to an appropriate angle, and by means of the protrusion and the recess, the blade is positioned at an open angle for hair cutting.

Abstract: An actuation-adjusting structure for handles of scissors is disclosed. The scissors has blades and handles for holding the blades and are characterized in that the lower section of the blades (shank) is provided with a rough surface or rough ornamental lines, and the top end of the handle for mounting with the lower section of the blades has an insertion slot of an appropriate length, and the lateral side of the handle near the insertion slot is provided with an arch-shaped recess, and a press plate having an arch-shape as that of the recess is adjustably mounted to the recess about a pivot, and the center of the press plate is provided with a holding groove having an edge to mount with the rough surface of the lower section of the blade, thereby the blades are adjustably secured tightly with the handle.

Abstract: Scissors includes a pair of blades, a pivot for connecting the blades to each other in articulated manner, a first handle fixedly connected to one of the blades and having an end provided with a finger loop, the finger loop having a outer side formed with a groove, a second handle fixedly connected to another one of the blades, a finger support adjustably fitted in the groove of the finger loop of the first handle, and means for preventing the finger support to detach from the groove of the finger loop of the first handle, whereby the finger support can be easily pulled out of the first handle for receiving a ring or little finger as desired.