Patents by Inventor Chih-Hsiang Chow
Chih-Hsiang Chow has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240135441Abstract: A system and method that facilitates a private transaction is disclosed. The system can retrieve textual information of a webpage containing vehicle sale related information for a vehicle listed for sale by an individual. Using a natural language processing (NLP) model, the textual information may be analyzed to extract vehicle sale related information for the vehicle. The system can compare the vehicle sale related information to known parameters for the vehicle to verify the authenticity of the vehicle sale related information. Based on verifying the authenticity of the vehicle sale related information, the system can determine whether to approve financing for the vehicle. Based on determining to approve financing for the vehicle, financing terms may be generated for the vehicle. The financing terms may be transmitted to client devices.Type: ApplicationFiled: October 20, 2022Publication date: April 25, 2024Applicant: Capital One Services, LLCInventors: Elizabeth FURLAN, Chih-Hsiang CHOW, Steven DANG
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Publication number: 20240111748Abstract: Systems and methods for providing stream-based database alteration architecture are disclosed. The systems and methods can receive a plurality of client tracking identification numbers in a data stream from a database via a communication network, wherein the plurality of client tracking identification numbers comprises customer metadata. The received plurality of client tracking identification numbers is assigned to one or more virtual consumer processors for encrypting or decrypting a client record associated with each of the plurality of received client tracking identification numbers. The client record associated with each of the received plurality of client tracking identification numbers is encrypted or decrypted. A database is updated to indicate the client record associated with each of the received plurality of client tracking identification numbers is encrypted or decrypted using the assigned one or more virtual consumer processors.Type: ApplicationFiled: September 30, 2022Publication date: April 4, 2024Inventors: Andrew Chouman, Chih-Hsiang Chow
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Patent number: 11928721Abstract: The disclosure describes a system and methods for implementing a recommendation engine. The recommendation engine can at least receive a travel history log, wherein the travel history log includes a route traversed by a customer; receive a route information from a database for the route, where the route information includes an accident history for the route; generate a route traverse percentage based on the travel history log; generate a route categorization score based on the accident history for the route and the route traverse percentage; and generate a vehicle recommendation based on the route categorization score.Type: GrantFiled: June 21, 2022Date of Patent: March 12, 2024Assignee: Capital One Services, LLCInventors: Chih-Hsiang Chow, Steven Dang, Elizabeth Furlan
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Patent number: 11920944Abstract: In some implementations, a device may identify objects associated with the route based on one or more images associated with a selected route. The device may generate a model associated with the route including the scenery, wherein the scenery includes models of the objects based on geographic locations of the objects and three-dimensional spatial information of the objects. The device may determine a visual reference point for the virtual reality driving session based on at least one of vehicle information associated with the vehicle or user information. The device may provide, to a virtual reality device, presentation information that causes the virtual reality driving session to be displayed by the virtual reality device from a perspective of the visual reference point within a vehicle model associated with a selected vehicle placed in the model of the route with the scenery.Type: GrantFiled: October 19, 2021Date of Patent: March 5, 2024Assignee: Capital One Services, LLCInventors: Chih-Hsiang Chow, Andrew Chouman
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Patent number: 11915275Abstract: A computer-implemented method that includes receiving a request for a target vehicle including input data associated with an operator, a geographic location, and the target vehicle. The method includes determining a depreciation rate based on third-party transaction data retrieved from databases in accordance with the input data associated with the target vehicle, and a decommission rate based on third-party ownership data retrieved from databases in accordance with the input data associated with the target vehicle. The method includes determining a deterioration rate based on local environmental data retrieved from databases in accordance with the input data associated with the geographic location, and generating a regression model configured to compute an estimated value of the target vehicle during a lifetime of the target vehicle using the input data, depreciation rate, decommission rate, and deterioration rate. The method includes determining an output in response to the request for the target vehicle.Type: GrantFiled: December 4, 2020Date of Patent: February 27, 2024Assignee: Capital One Services, LLCInventors: Elizabeth Furlan, Steven Dang, Chih-Hsiang Chow
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Patent number: 11893617Abstract: According to certain aspects of the disclosure, a computer-implemented method may be used for providing vehicle recommendations based on traffic camera data. The method may include acquiring traffic data from a plurality of traffic cameras and determining vehicle information based on the traffic data. Additionally, calculating average idling time of vehicles based on the traffic data from the plurality of traffic cameras. Additionally, determining accident information based on the traffic data from the plurality of traffic cameras and selecting at least one available vehicle for purchase, wherein the at least one available vehicle matches one or more predetermined requirements based on the determined vehicle information, average idling time, and the determined accident information. Additionally, transmitting a recommendation based on the selected at least one available vehicle for purchase.Type: GrantFiled: September 20, 2021Date of Patent: February 6, 2024Assignee: Capital One Services, LLCInventors: Chih-Hsiang Chow, Elizabeth Furlan, Steven Dang
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Patent number: 11887405Abstract: A system, method, and computer-readable medium for associating a person's gestures with specific features of objects is disclosed. Using one or more image capture devices, a person's gestures and the location of that person in an environment is determined. Using determined distances between the person and objects in the environment and scales associated with features of those objects, the list of specific features in the person's field-of-view may be determined. Further, a facial expression of the person may be scored and that score associated with one or more specific features.Type: GrantFiled: August 10, 2021Date of Patent: January 30, 2024Assignee: Capital One Services, LLCInventors: Steven Dang, Chih-Hsiang Chow, Elizabeth Furlan
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Patent number: 11830139Abstract: Aspects described provide systems and methods that relate generally to image analysis and, more specifically, overlaying images onto a three-dimensional model of a vehicle. The systems and methods include a vehicle application that receives vehicle information via a user interface. The vehicle application receives a plurality of images that comprise images of one or more internal components of the vehicle and images of one or more external components of the vehicle. The vehicle application utilizes a machine learning model to classify actual current images and attach, overlay, and wrap the actual current images to a three-dimensional model of the vehicle. The machine learning model and vehicle application meshes the actual current images around the three-dimensional model of the vehicle to create a three-dimensional view of the vehicle. The vehicle application further displays via the user interface the three-dimensional view of the vehicle.Type: GrantFiled: September 3, 2021Date of Patent: November 28, 2023Assignee: Capital One Services, LLCInventors: Chih-Hsiang Chow, Steven Dang, Elizabeth Furlan
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Publication number: 20230376194Abstract: Disclosed herein are method, system, and computer program product embodiments for filtering website records based on user gestures. In an embodiment, a method can include presenting, via a user device, at least one of a plurality of search filters or a plurality of website records. Further, the method can include receiving, via a touch screen interface of the user device, a user gesture comprising a graphical representation of a search filter input, the user gesture being provided over at least one of a search filter of the plurality of search filters or a website record of the plurality of website records. Additionally, the method can include determining the search filter input from the user gesture, filtering the plurality of web site records based on the search filter input, and presenting, via the user device, a filtered plurality of website records.Type: ApplicationFiled: August 1, 2023Publication date: November 23, 2023Applicant: Capital One Services, LLCInventors: Chih-Hsiang CHOW, Steven DANG, Elizabeth FURLAN
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Publication number: 20230368269Abstract: According to certain aspects of the disclosure, a computer-implemented method may be used for providing a vehicle recommendation based on user gestures. The method may include displaying an image of a vehicle to a user and receiving at least one gesture from the user performed on the image of the vehicle. Additionally, the method may include assigning a value to the at least one gesture from the user and determining a feature of the vehicle based on the at least one gesture from the user. Additionally, the method may include receiving gesture information related to the at least one gesture and determining a vehicle preference of the user based on the value, the feature of the vehicle, and the gesture information. Additionally, the method may include identifying an available vehicle based on the vehicle preference of the user and displaying the available vehicle to the user.Type: ApplicationFiled: July 27, 2023Publication date: November 16, 2023Applicant: Capital One Services, LLCInventors: Chih-Hsiang CHOW, Steven DANG, Elizabeth FURLAN
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Publication number: 20230334555Abstract: Disclosed herein are various embodiments for a vehicle listing generation and optimization system. An embodiment operates by receiving a request to generate a vehicle listing to sell a vehicle on a website. A plurality of vehicle listings similar to the vehicle to be sold are determined, the plurality of vehicle listings including a plurality of features providing information about a respective vehicle featured in the vehicle listing and a performance metric indicating an effectiveness of a respective listing. A first cluster of listings from the plurality of vehicle listings similar to the vehicle are identified based on based on performing artificial intelligence clustering with respect to the metric. Common features amongst a subset of the first cluster of listings are identified. A user interface of a sales template for selling the vehicle associated with the request via the website is generated, wherein the sales template includes the common identified features.Type: ApplicationFiled: June 26, 2023Publication date: October 19, 2023Applicant: Capital One Services, LLCInventors: Steven DANG, Elizabeth FURLAN, Chih-Hsiang CHOW
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Patent number: 11783835Abstract: A computer-implemented method for providing product recommendations to a user may include receiving audio data from a user device. The audio data may include human speech from a user associated with the user device. The method may further include: performing a speech-to-text process on the audio data to determine text; segmenting the text into discrete conceptual units; identifying keywords that correspond words in the text; associating keywords with the conceptual units having the corresponding words; performing a first analysis process on the conceptual units to determine a first score; performing a second analysis process portions of the human speech correlated with the conceptual units to determine a second score; determining a keyword score for each keyword based on the first and second scores of the conceptual units; determining a product recommendation based on the keywords associated with conceptual units and the corresponding keyword scores; and causing the user device to output the recommendation.Type: GrantFiled: April 30, 2020Date of Patent: October 10, 2023Assignee: Capital One Services, LLCInventors: Chih-Hsiang Chow, Steven Dang, Elizabeth Furlan
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Patent number: 11755194Abstract: Disclosed herein are system, method, and computer program product embodiments for associating a gesture to a website action. In an embodiment, an application receives a user instruction to associate a website action with a user gesture such that the website action occurs upon receipt of the user gesture and the user gesture relates to user input on a user device's display. Thereafter, based on the user instruction, the application creates and sends an interaction request to link the user gesture to the website action. The application then receives an acceptance message from the first website that indicates that the user gesture has been successfully linked to the website action.Type: GrantFiled: October 6, 2020Date of Patent: September 12, 2023Assignee: Capital One Services, LLCInventors: Chih-Hsiang Chow, Steven Dang, Elizabeth Furlan
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Patent number: 11756099Abstract: According to certain aspects of the disclosure, a computer-implemented method may be used for providing a vehicle recommendation based on user gestures. The method may include displaying at least one image of a vehicle to a user and receiving at least one gesture from the user performed on the at least one image of the vehicle. Additionally, the method may include assigning a value to the at least one gesture from the user and determining a feature of the vehicle based on the at least one gesture from the user. Additionally, the method may include receiving gesture information related to the at least one gesture and determining a vehicle preference of the user based on the value, the feature of the vehicle, and the gesture information. Additionally, the method may include identifying at least one available vehicle based on the vehicle preference of the user and displaying the at least one available vehicle to the user.Type: GrantFiled: May 6, 2021Date of Patent: September 12, 2023Assignee: Capital One Services, LLCInventors: Chih-Hsiang Chow, Steven Dang, Elizabeth Furlan
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Publication number: 20230274006Abstract: Systems and methods automating the process of application code vulnerability remediation. Implementations include building a repository of code revisions as software is checked for security vulnerabilities using or more software analysis tools. In certain implementations, historical code revisions are cataloged and stored in the repository. The revisions may be tokenized and utilized to detect and automatically remediate similar issues when new software packages are submitted to the system.Type: ApplicationFiled: May 10, 2023Publication date: August 31, 2023Inventors: Steven Dang, Chih-Hsiang Chow, Elizabeth Furlan
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Patent number: 11727469Abstract: Disclosed herein are various embodiments for a vehicle listing generation and optimization system. An embodiment operates by receiving a request to generate a vehicle listing to sell a vehicle on a website. A plurality of vehicle listings similar to the vehicle associated with the request are determined, the plurality of vehicle listings including a plurality of features providing information about a respective vehicle featured in the vehicle listing and a sales time metric specifying a time it took to sell the respective vehicle featured in a respective vehicle listing. Clustering is performed on the set of vehicle listings based on the sales time metrics, and a first cluster is selected. It is identified which of the plurality of features are common amongst at least a subset of the vehicle listings of the selected cluster. A user interface of a sales template for the vehicle associated with the request is generated.Type: GrantFiled: January 31, 2022Date of Patent: August 15, 2023Assignee: Capital One Services, LLCInventors: Steven Dang, Elizabeth Furlan, Chih-Hsiang Chow
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Publication number: 20230252096Abstract: Aspects described herein may allow for generating a filter list to facilitate users to refine their online search. Data items displayed on a web page may be determined based on the user’s input data, for example, based on a selection command selecting the data items. Each data item corresponds to a feature of a product. Filters corresponding to the data items may be determined and the weight of each filter may be updated. A filter list may be generated and displayed to facilitate the user to refine his search for a class of products. The filters on the filter list may be automatically ordered based on the weight of each filter. In this way, a user may be able to find filters that are associated with features that he cares about the most and therefore use the filter list to obtain more satisfying results.Type: ApplicationFiled: April 17, 2023Publication date: August 10, 2023Inventors: Chih-Hsiang Chow, Elizabeth Furlan, Steven Dang
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Publication number: 20230222154Abstract: A system and method for enhancing searching capabilities is disclosed. The system and method can receive an image and metadata associated with the image. An intensity map of a grayscale vector may be generated corresponding to the image. An HTML code snippet may be placed at a coordinate location within the image and a browsing activity associated with the image may be detected. The HTML code snippet may be activated in response to detecting the browsing activity at a coordinate location. An interactive page may be rendered on a user interface, the interactive page including the image and the metadata associated with the image. The code snippet output may be correlated with the metadata to generate image browsing track data. A user browsing profile may be generated including the image browsing track data.Type: ApplicationFiled: January 7, 2022Publication date: July 13, 2023Applicant: Capital One Services, LLCInventors: Chih-Hsiang CHOW, Andrew CHOUMAN
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Publication number: 20230214712Abstract: In some implementations, a system may receive driving data indicating, for each of a plurality of drivers, driving behavior measured during vehicle operation and importance values corresponding to driving categories associated with the driving behavior. The system may determine driver clusters. The system may receive vehicle data indicating, for each of a plurality of vehicles, performance values corresponding to the driving categories. The system may generate a data structure indicating a degree of association between a vehicle and each driver cluster based on the driving behavior, importance values, and performance values. The system may receive, for a user, driver preference data including data measured during vehicle operation and an importance value for each driving category. The system may determine a driver cluster to which the user belongs based on the driver preference data. The system may determine compatible vehicles based on the driver cluster and the data structure.Type: ApplicationFiled: January 4, 2022Publication date: July 6, 2023Inventors: Elizabeth FURLAN, Chih-Hsiang CHOW, Steven DANG
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Patent number: 11687658Abstract: Systems and methods automating the process of application code vulnerability remediation. Implementations include building a repository of code revisions as software is checked for security vulnerabilities using or more software analysis tools. In certain implementations, historical code revisions are cataloged and stored in the repository. The revisions may be tokenized and utilized to detect and automatically remediate similar issues when new software packages are submitted to the system.Type: GrantFiled: October 6, 2020Date of Patent: June 27, 2023Assignee: CAPITAL ONE SERVICES, LLCInventors: Steven Dang, Chih-Hsiang Chow, Elizabeth Furlan