Abstract: A method of conducting a virtual currency transaction through payment cards, which comprises steps of: a payer providing a payment card with an encrypted address; associating said encrypted address to at least one virtual wallet having crypto currencies; a payee receiving a predetermined amount of crypto currencies from said virtual wallet by scanning the encrypted address; and said payee depositing the crypto currencies into payee's virtual wallet. In one embodiment, the payment card can be, but not limited to a credit card and a debit card. In another embodiment, the crypto currency can be, but not limited to Bitcoin. In a further embodiment, the encrypted address can be shown as, but not limited to a QR code.