Patents by Inventor Chirstopher P. Smith

Chirstopher P. Smith has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230291550
    Abstract: A computing system can associate a customer device of a customer with a financial transaction record and the merchant, the financial transaction record indicative of a first purchase from the merchant by the customer, transmit a first query to the customer device prompting the customer to input information regarding an aspect of the first purchase, the first query including a description of a predetermined product parameter of the financial transaction record indicative of the first purchase from the merchant by the customer, authenticating, by the computing system, the first request by determining that the customer-input response to the first query corresponds to the established aspect of the first purchase in accordance with a predetermined accuracy threshold, and authorizing, by the computing system, connection of the customer device to the network provided by the merchant based at least in part on the first request being authenticated.
    Type: Application
    Filed: May 19, 2023
    Publication date: September 14, 2023
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Christopher P. Clausen, Jeffrey A. Cornman, David J. Dietrich, Jinee K. Ellis, Chirstopher P. Smith
  • Patent number: 11695548
    Abstract: A computing system can associate a customer device of a customer with a financial transaction record and the merchant, the financial transaction record indicative of a first purchase from the merchant by the customer, transmit a first query to the customer device prompting the customer to input information regarding an aspect of the first purchase, the first query including a description of a predetermined product parameter of the financial transaction record indicative of the first purchase from the merchant by the customer, authenticating, by the computing system, the first request by determining that the customer-input response to the first query corresponds to the established aspect of the first purchase in accordance with a predetermined accuracy threshold, and authorizing, by the computing system, connection of the customer device to the network provided by the merchant based at least in part on the first request being authenticated.
    Type: Grant
    Filed: January 24, 2022
    Date of Patent: July 4, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Christopher P. Clausen, Jeffrey A. Cornman, David J. Dietrich, Jinee K. Ellis, Chirstopher P. Smith
  • Patent number: 11233634
    Abstract: A computing system includes a network interface, a customer database, and a processing circuit. The processing circuit receives information indicative of a first purchase by a customer, establish an aspect of the first purchase as a network authentication credential for the customer, receive a first request to connect to the network from a customer device associated with the customer after completion of the first purchase, transmit a first query to the customer device prompting the customer to input information regarding the aspect of the first purchase, receive a customer-input response to the first query, authenticate the first request by determining that the customer-input response to the first query corresponds to the established aspect of the first purchase, and authorize connection of the customer device to the network based at least in part on the first request being authenticated.
    Type: Grant
    Filed: June 23, 2017
    Date of Patent: January 25, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Christopher P. Clausen, Jeffrey A. Cornman, David J. Dietrich, Jinee K. Ellis, Chirstopher P. Smith