Patents by Inventor Chris Gardner
Chris Gardner has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11538041Abstract: An example computing device is programmed to: (a) detect an attempt to secondarily access a user account, the user account being involved in an ongoing primary financial session with a primary device; (b) raise the level of authentication required to secondarily access the user account beyond that which was required to access the account for the primary financial session; (c) when successful authentication at the raised level is achieved, permit secondary access to the user account through a secondary financial session and compare one or more user activities occurring during the secondary financial session to a plurality of fraud profiles; and (d) indicate fraud when comparison of the user activity is consistent with one or more of the plurality of fraud profiles.Type: GrantFiled: April 30, 2021Date of Patent: December 27, 2022Assignee: Wells Fargo Bank, N.A.Inventors: Suzanne M. Fisi, Kristine Ing Kushner, Stephanie S. Hellman, Joel Gardner, John Chuprevich, Ayesha Hasan, Darrell L. Suen, Chris Kalaboukis
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Publication number: 20220374850Abstract: A central platform provides proxy dynamic values for any one of a number of a cardholder's portable payment devices, upon a request for such information made during a transaction. The proxy dynamic value can be provided to the merchant, who then can route it into the acceptance network in order to initiate the authentication process. The central platform provides the actual primary account number associated with the proxy dynamic value during the authentication process.Type: ApplicationFiled: August 5, 2022Publication date: November 24, 2022Applicant: Visa International Service AssociationInventors: Thomas Purves, Chris Gardner, Oleg Makhotin
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Patent number: 11509727Abstract: A method for managing a communication session includes receiving a request to perform a task. The task is divided into one or more steps. One or more user devices are identified that can be used to perform one or more of the steps. One or more communication channels are identified that are available to the one or more user devices. The communication session is permitted to switch from one or more of the user devices and communication channels to complete the one or more steps of the task while maintaining a continuity of the communication session.Type: GrantFiled: July 7, 2020Date of Patent: November 22, 2022Assignee: Wells Fargo Bank, N.A.Inventors: Suzanne M. Fisi, Kristine Ing Kushner, Stephanie S. Hellman, Joel Gardner, John Chuprevich, Ayesha Hasan, Darrell L. Suen, Chris Kalaboukis
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Publication number: 20200273077Abstract: A business rating system is provided in embodiments herein, including a substrate comprising a second communicative component, a machine comprising a processor and a first communicative component, wherein said first and second communicative components are communicatingly connected. The system may further include a tangible, non-transitory computer readable medium having program instructions executed by the processor, including receiving data, said data comprising url information related to a first webpage, opening a web browser on the machine, and directing the web browser to the first webpage url, wherein the first webpage redirects to a second webpage, the second webpage comprising a webpage for receiving rating input related to the business.Type: ApplicationFiled: February 24, 2020Publication date: August 27, 2020Inventors: Chris GARDNER, Dennis PLUNKETT
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Publication number: 20190197505Abstract: A central platform provides proxy dynamic values for any one of a number of a cardholder's portable payment devices, upon a request for such information made during a transaction. The proxy dynamic value can be provided to the merchant, who then can route it into the acceptance network in order to initiate the authentication process. The central platform provides the actual primary account number associated with the proxy dynamic value during the authentication process.Type: ApplicationFiled: February 27, 2019Publication date: June 27, 2019Inventors: Thomas Purves, Chris Gardner, Oleg Makhotin
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Patent number: 10255591Abstract: A central platform provides proxy dynamic values for any one of a number of a cardholder's portable payment devices, upon a request for such information made during a transaction. The proxy dynamic value can be provided to the merchant, who then can route it into the acceptance network in order to initiate the authentication process. The central platform provides the actual primary account number associated with the proxy dynamic value during the authentication process.Type: GrantFiled: December 7, 2010Date of Patent: April 9, 2019Assignee: Visa International Service AssociationInventors: Oleg Makhotin, Tom Purves, Chris Gardner
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Patent number: 9562368Abstract: Various collapsible sun shelters are disclosed. In some embodiments, the sun shelter includes a frame structure. The frame structure can have a substantially longitudinal ridge beam, a first multi-axis hinge device, and/or a second multi-axis hinge device. The frame structure can have a plurality of support elements, such as first and second leg members. In some implementations, the frame structure includes a third leg member and a fourth leg member. In various embodiments, a shelter device includes a plurality of flexible shelter members, such as sails. The sun shelter can be configured to move between a collapsed state (e.g., for transport) and an expanded state (e.g., for use as a shelter against sun, wind, precipitation, etc.).Type: GrantFiled: March 20, 2015Date of Patent: February 7, 2017Assignee: ISLA LLCInventors: Chris Gardner, Tasche Lon Streib
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Patent number: 9287755Abstract: An electric machine (10) comprises a rotor (14a, b) having permanent magnets (24a, b) and a stator (12) having coils (22) wound on stator bars (16) for interaction with the magnets across an air gap (26a, b) defined between them. The bars (16) and coils (22) are enclosed by an annular stator housing (42a, b) that extends between the air gap. A chamber (52, 54, 56) is defined that incorporates cooling medium to cool the coils. The stator housing comprises two mating clamshells (42a, b) that mount the stator bars and coils in the machine. Each clamshell is molded from reinforced plastics and interconnected (optionally through one or more intermediate components).Type: GrantFiled: August 16, 2011Date of Patent: March 15, 2016Assignee: YASA MOTORS LIMITEDInventors: Tim Woolmer, Chris Gardner, Jon Barker
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Publication number: 20150292231Abstract: Various collapsible sun shelters are disclosed. In some embodiments, the sun shelter includes a frame structure. The frame structure can have a substantially longitudinal ridge beam, a first multi-axis hinge device, and/or a second multi-axis hinge device. The frame structure can have a plurality of support elements, such as first and second leg members. In some implementations, the frame structure includes a third leg member and a fourth leg member. In various embodiments, a shelter device includes a plurality of flexible shelter members, such as sails. The sun shelter can be configured to move between a collapsed state (e.g., for transport) and an expanded state (e.g., for use as a shelter against sun, wind, precipitation, etc.).Type: ApplicationFiled: March 20, 2015Publication date: October 15, 2015Inventors: Chris Gardner, Tasche Lon Streib
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Publication number: 20130147291Abstract: An electric machine (10) comprises a rotor (14a, b) having permanent magnets (24a, b) and a stator (12) having coils (22) wound on stator bars (16) for interaction with the magnets across an air gap (26a, b) defined between them. The bars (16) and coils (22) are enclosed by an annular stator housing (42a, b) that extends between the air gap. A chamber (52, 54, 56) is defined that incorporates cooling medium to cool the coils. The stator housing comprises two mating clamshells (42a, b) that mount the stator bars and coils in the machine. Each clamshell is moulded from reinforced plastics and interconnected (optionally through one or more intermediate components).Type: ApplicationFiled: August 16, 2011Publication date: June 13, 2013Applicant: OXFORD YASA MOTORS LIMITEDInventors: Tim Woolmer, Chris Gardner, Jon Barker
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Publication number: 20110153498Abstract: A central platform provides proxy dynamic values for any one of a number of a cardholder's portable payment devices, upon a request for such information made during a transaction. The proxy dynamic value can be provided to the merchant, who then can route it into the acceptance network in order to initiate the authentication process. The central platform provides the actual primary account number associated with the proxy dynamic value during the authentication process.Type: ApplicationFiled: December 7, 2010Publication date: June 23, 2011Inventors: Oleg Makhotin, Tom Purves, Chris Gardner
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Patent number: D640463Type: GrantFiled: November 16, 2010Date of Patent: June 28, 2011Inventor: Chris Gardner
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Patent number: D766394Type: GrantFiled: March 20, 2015Date of Patent: September 13, 2016Assignee: ISLA LLCInventor: Chris Gardner
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Patent number: D852917Type: GrantFiled: September 8, 2016Date of Patent: July 2, 2019Assignee: ISLA LLCInventor: Chris Gardner