Abstract: An example computing device is programmed to: (a) detect an attempt to secondarily access a user account, the user account being involved in an ongoing primary financial session with a primary device; (b) raise the level of authentication required to secondarily access the user account beyond that which was required to access the account for the primary financial session; (c) when successful authentication at the raised level is achieved, permit secondary access to the user account through a secondary financial session and compare one or more user activities occurring during the secondary financial session to a plurality of fraud profiles; and (d) indicate fraud when comparison of the user activity is consistent with one or more of the plurality of fraud profiles.

Abstract: A central platform provides proxy dynamic values for any one of a number of a cardholder's portable payment devices, upon a request for such information made during a transaction. The proxy dynamic value can be provided to the merchant, who then can route it into the acceptance network in order to initiate the authentication process. The central platform provides the actual primary account number associated with the proxy dynamic value during the authentication process.

Abstract: A method for managing a communication session includes receiving a request to perform a task. The task is divided into one or more steps. One or more user devices are identified that can be used to perform one or more of the steps. One or more communication channels are identified that are available to the one or more user devices. The communication session is permitted to switch from one or more of the user devices and communication channels to complete the one or more steps of the task while maintaining a continuity of the communication session.

Abstract: A business rating system is provided in embodiments herein, including a substrate comprising a second communicative component, a machine comprising a processor and a first communicative component, wherein said first and second communicative components are communicatingly connected. The system may further include a tangible, non-transitory computer readable medium having program instructions executed by the processor, including receiving data, said data comprising url information related to a first webpage, opening a web browser on the machine, and directing the web browser to the first webpage url, wherein the first webpage redirects to a second webpage, the second webpage comprising a webpage for receiving rating input related to the business.

Abstract: A central platform provides proxy dynamic values for any one of a number of a cardholder's portable payment devices, upon a request for such information made during a transaction. The proxy dynamic value can be provided to the merchant, who then can route it into the acceptance network in order to initiate the authentication process. The central platform provides the actual primary account number associated with the proxy dynamic value during the authentication process.

Abstract: A central platform provides proxy dynamic values for any one of a number of a cardholder's portable payment devices, upon a request for such information made during a transaction. The proxy dynamic value can be provided to the merchant, who then can route it into the acceptance network in order to initiate the authentication process. The central platform provides the actual primary account number associated with the proxy dynamic value during the authentication process.

Abstract: Various collapsible sun shelters are disclosed. In some embodiments, the sun shelter includes a frame structure. The frame structure can have a substantially longitudinal ridge beam, a first multi-axis hinge device, and/or a second multi-axis hinge device. The frame structure can have a plurality of support elements, such as first and second leg members. In some implementations, the frame structure includes a third leg member and a fourth leg member. In various embodiments, a shelter device includes a plurality of flexible shelter members, such as sails. The sun shelter can be configured to move between a collapsed state (e.g., for transport) and an expanded state (e.g., for use as a shelter against sun, wind, precipitation, etc.).

Abstract: An electric machine (10) comprises a rotor (14a, b) having permanent magnets (24a, b) and a stator (12) having coils (22) wound on stator bars (16) for interaction with the magnets across an air gap (26a, b) defined between them. The bars (16) and coils (22) are enclosed by an annular stator housing (42a, b) that extends between the air gap. A chamber (52, 54, 56) is defined that incorporates cooling medium to cool the coils. The stator housing comprises two mating clamshells (42a, b) that mount the stator bars and coils in the machine. Each clamshell is molded from reinforced plastics and interconnected (optionally through one or more intermediate components).

Abstract: Various collapsible sun shelters are disclosed. In some embodiments, the sun shelter includes a frame structure. The frame structure can have a substantially longitudinal ridge beam, a first multi-axis hinge device, and/or a second multi-axis hinge device. The frame structure can have a plurality of support elements, such as first and second leg members. In some implementations, the frame structure includes a third leg member and a fourth leg member. In various embodiments, a shelter device includes a plurality of flexible shelter members, such as sails. The sun shelter can be configured to move between a collapsed state (e.g., for transport) and an expanded state (e.g., for use as a shelter against sun, wind, precipitation, etc.).

Abstract: An electric machine (10) comprises a rotor (14a, b) having permanent magnets (24a, b) and a stator (12) having coils (22) wound on stator bars (16) for interaction with the magnets across an air gap (26a, b) defined between them. The bars (16) and coils (22) are enclosed by an annular stator housing (42a, b) that extends between the air gap. A chamber (52, 54, 56) is defined that incorporates cooling medium to cool the coils. The stator housing comprises two mating clamshells (42a, b) that mount the stator bars and coils in the machine. Each clamshell is moulded from reinforced plastics and interconnected (optionally through one or more intermediate components).

Abstract: A central platform provides proxy dynamic values for any one of a number of a cardholder's portable payment devices, upon a request for such information made during a transaction. The proxy dynamic value can be provided to the merchant, who then can route it into the acceptance network in order to initiate the authentication process. The central platform provides the actual primary account number associated with the proxy dynamic value during the authentication process.