Patents by Inventor Chris GOUKER

Chris GOUKER has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20140304131
    Abstract: A system and method in accordance with example embodiments may calculate a velocity of money associated with a particular account and a particular customer. Additionally, a system and method in accordance with example embodiments may calculate an overdraft risk score based on the velocity of money, where the overdraft risk score may be used to determine an overdraft protection limit for an account.
    Type: Application
    Filed: March 18, 2014
    Publication date: October 9, 2014
    Applicant: Capital One Financial Corporation
    Inventors: Gora GANGOPADHYAY, Thomas STANMEYER, Caroline K. PEANI, Jing ZHANG, Michael F. RYDZY, Chun-Hao MU, Chris GOUKER, Karan CHOPRA, Christopher M. GRADNEY, Dennis E. MILLER, Thomas J. BANHOLZER, Scott J. SCHENKEIN, Pamela W. WINKS, Frann E. BURT, George MATTHEW, Liang LI