Abstract: Many customers are members of multiple frequent customer programs. When a customer wishes to book reward travel, searching each frequent customer program of which the customer is a member is difficult and time-consuming. A rewards program provider, such as a transactional account company, can provide members the opportunity to link frequent customer programs to the rewards program. When a customer searches for reward travel, the customer enters the request through the rewards program provider. The rewards program provider then sends a request to each frequent customer program which includes the customer identification. The frequent customer programs each return a search result tailored to the specific customer, taking into consideration the customer's status and point balance in the frequent customer program.

Abstract: A system and method for authorizing third party participants to redeem and transact loyalty points earned by cardmembers.

Abstract: A system and method for redeeming loyalty points for transactions that may include non-tangible and tangible items. The transactions are collected in an electronic shopping cart as the user browses various items. Once the user completes the collection of transactions, the user may proceed to checkout. Upon checkout, the system processes each transaction in the shopping cart and contacts third party partners and other entities as necessary to complete the transaction.