Abstract: A mobile device is described with apparatus and software for fast and secure access to banking information. In at least one embodiment, a mobile device comprises an antenna; and one or more circuitries coupled to the antenna, wherein the one or more circuitries are to execute instructions to receive account information for a user directly from a financial institution based at least in part on direct interaction with the financial institution without having a device, which is not the mobile device, interact with the financial institution to gather the account information.

Abstract: A mobile device is described having an antenna to detect a communication target from a point-of-user-interaction apparatus near the mobile device. The mobile device includes a reader that initiates a transmission of a command to the point-of-user-interaction apparatus and reads a response from the point-of-user-interaction apparatus. A display unit changes its display based on the response and/or the communication target. A circuitry executes instructions to receive a first authentication information from the point-of-user-interaction apparatus. The point-of-user-interaction apparatus transmits a second authentication information to a computing device. The circuitry executes instructions to send the first authentication information to the computing device.

Abstract: A mobile device is described having an antenna to detect a communication target from a point-of-user-interaction apparatus near the mobile device. The mobile device includes a reader that initiates a transmission of a command to the point-of-user-interaction apparatus and reads a response from the point-of-user-interaction apparatus. A display unit changes its display based on the response and/or the communication target. A circuitry executes instructions to receive a first authentication information from the point-of-user-interaction apparatus. The point-of-user-interaction apparatus transmits a second authentication information to a computing device. The circuitry executes instructions to send the first authentication information to the computing device.

Abstract: A mobile device is described having an antenna to detect a communication target from a point-of-user-interaction apparatus near the mobile device. The mobile device includes a reader that initiates a transmission of a command to the point-of-user-interaction apparatus and reads a response from the point-of-user-interaction apparatus. A display unit changes its display based on the response and/or the communication target. A circuitry executes instructions to receive a first authentication information from the point-of-user-interaction apparatus. The point-of-user-interaction apparatus transmits a second authentication information to a computing device. The circuitry executes instructions to send the first authentication information to the computing device.