Patents by Inventor Christina M. Zappala

Christina M. Zappala has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for a virtual fraud sandbox
    Patent number: 11593517
    Abstract: A financial institution computing system associated with a financial institution includes a network interface configured to communicate data over a network, and a processing circuit comprising a memory and a processor. The memory has instructions stored thereon that cause the processor to receive, by the network interface, a content request from a user computing device associated with a user, the content request requesting content from a network destination, determine if the network destination is associated with a trusted entity, determine that the requested content prompts the user to input sensitive information, and transmit, by the network interface substitution content to the user computing device responsive to determining that the network destination is illegitimate and to determining that the requested content includes at least one field into which the user may input sensitive information, the substitution content including at least one prompt requesting the user to input sensitive information.
    Type: Grant
    Filed: June 22, 2021
    Date of Patent: February 28, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Kevin R. Cieslak, Jeffrey A. Cornman, Chris Kalaboukis, Ramanathan Ramanathan, Darrell L. Suen, Christina M. Zappala
  • Systems and methods for a virtual fraud sandbox
    Patent number: 11048818
    Abstract: A financial institution computing system associated with a financial institution includes a network interface configured to communicate data over a network, and a processing circuit comprising a memory and a processor. The memory has instructions stored thereon that cause the processor to receive, by the network interface, a content request from a user computing device associated with a user, the content request requesting content from a network destination, determine if the network destination is associated with a trusted entity, determine that the requested content prompts the user to input sensitive information, and transmit, by the network interface substitution content to the user computing device responsive to determining that the network destination is illegitimate and to determining that the requested content includes at least one field into which the user may input sensitive information, the substitution content including at least one prompt requesting the user to input sensitive information.
    Type: Grant
    Filed: October 1, 2019
    Date of Patent: June 29, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Kevin R. Cieslak, Jeffrey A. Cornman, Chris Kalaboukis, Ramanathan Ramanathan, Darrell L. Suen, Christina M. Zappala
  • Systems and methods for a generated fraud sandbox
    Patent number: 10474836
    Abstract: A financial institution computing system associated with a financial institution includes a network interface configured to communicate data over a network, and a processing circuit comprising a memory and a processor. The memory has instructions stored thereon that cause the processor to receive, by the network interface, a content request from a user computing device associated with a user, the content request requesting content from a network destination, determine if the network destination is associated with a trusted entity, determine that the requested content prompts the user to input sensitive information, and transmit, by the network interface substitution content to the user computing device responsive to determining that the network destination is illegitimate and to determining that the requested content includes at least one field into which the user may input sensitive information, the substitution content including at least one prompt requesting the user to input sensitive information.
    Type: Grant
    Filed: April 26, 2017
    Date of Patent: November 12, 2019
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Kevin R. Cieslak, Jeffrey A. Cornman, Chris Kalaboukis, Ramanathan Ramanathan, Darrell L. Suen, Christina M. Zappala