Patents by Inventor Christina Z. Ongpin

Christina Z. Ongpin has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11348102
    Abstract: Intelligent authentication is disclosed. Data associated with a request for resource access by a user is compared to values of factors related to previous resource access by the user. A score is computed based on a result of the compare. Here, the score represents a degree of likelihood the user is the user associated with the previous resource access. An authentication level can then be determined based on the score, and authentication of the user triggered at the authentication level. In one instance, the authentication can be triggered to re-authenticate a user after a user session times out.
    Type: Grant
    Filed: May 1, 2020
    Date of Patent: May 31, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Darrell Lee Suen, Sridhar Kotamraju, Christopher P. Clausen, Melody Su-Shin Kao, Christina Z. Ongpin, Kevin R. Cieslak
  • Patent number: 10679211
    Abstract: Intelligent authentication is disclosed. According to one embodiment, a system includes a transaction logic configured to receive transaction metadata associated with an attempted transaction. The transaction logic is also configured to identify a user attempting the attempted transaction. The system further includes an activity logic configured to access an activity log associated with the user. The activity log includes values corresponding to previous transactions made by the user and any additional information provided by 3rd party feeds. The activity logic is also configured to compare transaction metadata to the values. The system also includes an authentication logic configured to select an authentication level for the transaction based, at least in part, on the comparison.
    Type: Grant
    Filed: June 3, 2019
    Date of Patent: June 9, 2020
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Darrell Lee Suen, Sridhar Kotamraju, Christopher P. Clausen, Melody Su-Shin Kao, Christina Z. Ongpin, Kevin R. Cieslak
  • Patent number: 10311432
    Abstract: Systems, methods, and other embodiments associated with intelligent authentication. According to one embodiment, a system includes a transaction logic configured to receive transaction metadata associated with an attempted transaction. The transaction logic is also configured to identify a user attempting the attempted transaction. The system further includes an activity logic configured to access an activity log associated with the user. The activity log includes values corresponding to previous transactions made by the user and any additional information provided by 3rd party feeds. The activity logic is also configured to compare transaction metadata to the values. The system also includes an authentication logic configured to select an authentication level for the transaction based, at least in part, on the comparison.
    Type: Grant
    Filed: February 19, 2018
    Date of Patent: June 4, 2019
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Darrell Lee Suen, Sridhar Kotamraju, Christopher P. Clausen, Melody Su-Shin Kao, Christina Z. Ongpin, Kevin R. Cieslak
  • Publication number: 20160098710
    Abstract: Systems, methods, and other embodiments associated with intelligent authentication. According to one embodiment, a system includes a transaction logic configured to receive transaction metadata associated with an attempted transaction. The transaction logic is also configured to identify a user attempting the attempted transaction. The system further includes an activity logic configured to access an activity log associated with the user. The activity log includes values corresponding to previous transactions made by the user and any additional information provided by 3rd party feeds. The activity logic is also configured to compare transaction metadata to the values. The system also includes an authentication logic configured to select an authentication level for the transaction based, at least in part, on the comparison.
    Type: Application
    Filed: October 1, 2014
    Publication date: April 7, 2016
    Applicant: WELLS FARGO BANK, N.A.
    Inventors: Darrell Lee Suen, Sridhar Kotamraju, Christopher P. Clausen, Melody Su-Shin Kao, Christina Z. Ongpin, Kevin R. Cieslak