Abstract: Techniques are described for providing a virtual card payments system that enables commercial customers to make business-to-business (B2B) payments via a virtual credit card number without exposing an originating account to a payment recipient. A commercial customer may submit bill information for one or more invoices to the virtual card payments system. The virtual card payments system sends a request to a credit account number server for generation of a virtual credit card number that is associated with the commercial customer's originating account for each submitted invoice. The virtual credit card number may then be sent to a recipient via a secure channel to perform payment of the invoice without exposing the originating account to the recipient. The virtual card payments system may send the virtual credit card number to the recipient or directly to the recipient's merchant acquirer to process payment of the invoice.

Abstract: One or more interfaces receive, from one or more sources, supplier data, comprising transactional data and an industry type, and supplier profile data, comprising supplier acceptance category information, associating each of a plurality of predetermined supplier acceptance categories with one or more industry types, and profile type information, associating each of a plurality of predetermined profile types with one or more transaction characteristics of a plurality of transaction characteristics and one or more supplier acceptance categories of the plurality of predetermined supplier acceptance categories.

Abstract: One or more interfaces receive, from one or more sources, supplier data, comprising transactional data and an industry type, and supplier profile data, comprising supplier acceptance category information, associating each of a plurality of predetermined supplier acceptance categories with one or more industry types, and profile type information, associating each of a plurality of predetermined profile types with one or more transaction characteristics of a plurality of transaction characteristics and one or more supplier acceptance categories of the plurality of predetermined supplier acceptance categories.