Patents by Inventor Christine R. Ladd

Christine R. Ladd has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Computerized systems and methods for facilitating the flow of capital through the housing finance industry
    Patent number: 7593893
    Abstract: An online system for identifying and pricing a mortgage loan that meets a predetermined business objective of a mortgage market participant includes a business objective database and an underwriting engine coupled to the business objective database. The business objective database is configured to store a set of loan characteristics for at least one business objective of the mortgage market participant. The underwriting engine is configured to receive loan application data for a borrower via an online network. The underwriting engine is also configured to provide an underwriting approval status for the mortgage loan, to identify if the mortgage loan is a business objective mortgage loan by comparing the loan application data to the set of loan characteristics for the at least one business objective and, if the mortgage loan is a business objective mortgage loan, to determine a business objective pricing component for the mortgage loan.
    Type: Grant
    Filed: December 30, 2005
    Date of Patent: September 22, 2009
    Assignee: Fannie Mae
    Inventors: Christine R. Ladd, Sheilah A Goodman, Peter G. Kopperman