Patents by Inventor Christopher A. Paddock

Christopher A. Paddock has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Network-Based Viral Payment System
    Publication number: 20090287601
    Abstract: A system and method for transferring funds among registered and unregistered users of a value exchange system comprises a server system for receiving value exchange instructions from a sender, where the value exchange instructions include a recipient who may not be registered with the system. The value exchange instructions initiate a computer-generated sequence for authenticating the identity of the recipient, permitting the recipient to designate a payment method, and transferring funds to properly authenticated recipients.
    Type: Application
    Filed: March 16, 2009
    Publication date: November 19, 2009
    Applicant: OBOPAY, INC.
    Inventors: John Tumminaro, John Michael Tumminaro, Christopher A. Paddock, David Schwartz, Irvin Henderson