Patents by Inventor Christopher A. Schmid

Christopher A. Schmid has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method for reading an identity document
    Patent number: 10944741
    Abstract: A method for reading an identity document, a readout terminal and a readout system, which simplifies the multiple reading of identity documents. According to the method, an authentication key and an information item are stored in hidden fashion in the chip of the identity document.
    Type: Grant
    Filed: July 10, 2015
    Date of Patent: March 9, 2021
    Assignee: GIESECKE+DEVRIENT MOBILE SECURITY GMBH
    Inventors: Frank Schmalz, Jan Eichholz, Christopher Schmid
  • Method for Reading an Identity Document
    Publication number: 20170195309
    Abstract: A method for reading an identity document, a readout terminal and a readout system, which simplifies the multiple reading of identity documents. According to the method, an authentication key and an information item are stored in hidden fashion in the chip of the identity document.
    Type: Application
    Filed: July 10, 2015
    Publication date: July 6, 2017
    Inventors: Frank SCHMALZ, Jan EICHHOLZ, Christopher SCHMID
  • Merchant-initiated adjustments
    Patent number: 8527404
    Abstract: Tools for adjusting a debit transaction, which can allow a payee to adjust the amount of the transaction without having to provide cash back to the payor. Instead, the refund amount may be applied as a credit against the debit transaction. In an aspect, the credit may be for any amount up to the original amount of the check (less any credit already applied). Optionally, one or more security and/or anti-fraud measures may be implemented, e.g., ensuring that the check is not subject to a collection proceeding and/or ensuring that the requested credit is not more than the amount of the check itself).
    Type: Grant
    Filed: February 1, 2008
    Date of Patent: September 3, 2013
    Assignee: First Data Corporation
    Inventors: Kerry A. Sellen, Christopher A. Schmid
  • Electronic confirmation to debit or credit an account
    Patent number: 7599888
    Abstract: A method for processing a check transaction includes receiving transaction information that is transmitted by a terminal; determining eligibility of the transaction for payment via a bank account; providing an electronic authorization response that is transmitted to the terminal, the authorization response including a unique transaction identifier if the transaction is eligible for payment via the bank account; and receiving an electronic response packet that is transmitted by the terminal if the transaction is eligible for payment via the bank account, the response packet including the unique transaction identifier and a transaction decision regarding payment via the bank account.
    Type: Grant
    Filed: November 14, 2001
    Date of Patent: October 6, 2009
    Assignee: First Data Corporation
    Inventors: Mario P. Manfre, Christopher A. Schmid
  • MERCHANT-INITIATED ADJUSTMENTS
    Publication number: 20090024527
    Abstract: Tools for adjusting a debit transaction, which can allow a payee to adjust the amount of the transaction without having to provide cash back to the payor. Instead, the refund amount may be applied as a credit against the debit transaction. In an aspect, the credit may be for any amount up to the original amount of the check (less any credit already applied). Optionally, one or more security and/or anti-fraud measures may be implemented, e.g., ensuring that the check is not subject to a collection proceeding and/or ensuring that the requested credit is not more than the amount of the check itself).
    Type: Application
    Filed: February 1, 2008
    Publication date: January 22, 2009
    Applicant: First Data Corporation
    Inventors: Kerry A. Sellen, Christopher A. Schmid
  • ELECTRONIC CONFIRMATION TO DEBIT OR CREDIT AN ACCOUNT
    Publication number: 20080029592
    Abstract: A method for processing a check transaction includes receiving transaction information that is transmitted by a terminal; determining eligibility of the transaction for payment via a bank account; providing an electronic authorization response that is transmitted to the terminal, the authorization response including a unique transaction identifier if the transaction is eligible for payment via the bank account; and receiving an electronic response packet that is transmitted by the terminal if the transaction is eligible for payment via the bank account, the response packet including the unique transaction identifier and a transaction decision regarding payment via the bank account.
    Type: Application
    Filed: August 22, 2007
    Publication date: February 7, 2008
    Inventors: Mario Manfre, Christopher Schmid
  • Electronic confirmation to debit or credit an account
    Publication number: 20030093368
    Abstract: A method for processing a check transaction includes receiving transaction information that is transmitted by a terminal; determining eligibility of the transaction for payment via a bank account; providing an electronic authorization response that is transmitted to the terminal, the authorization response including a unique transaction identifier if the transaction is eligible for payment via the bank account; and receiving an electronic response packet that is transmitted by the terminal if the transaction is eligible for payment via the bank account, the response packet including the unique transaction identifier and a transaction decision regarding payment via the bank account.
    Type: Application
    Filed: November 14, 2001
    Publication date: May 15, 2003
    Applicant: TeleCheck Services, Inc.
    Inventors: Mario P. Manfre, Christopher A. Schmid