Abstract: A processor-readable medium stores code representing instructions to cause a processor to perform a process is described. The code includes code to receive from a first mobile device associated with a first network a minute transfer request. The minute transfer request is operative to transfer data associated with an allowable use time of the first mobile device from an account associated with the first mobile device associated with the first network to an account associated with a second mobile device associated with a second network different than the first network. The code includes code to send from the first network to the account associated with the second mobile device the data associated with the allowable use time based on the minute transfer request. The data associated with the allowable use time represents at least a portion of the allowable use time of the first mobile device.