Patents by Inventor Christopher Beckmann
Christopher Beckmann has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Publication number: 20240428327Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.Type: ApplicationFiled: September 7, 2024Publication date: December 26, 2024Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
-
Patent number: 12086878Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.Type: GrantFiled: October 31, 2023Date of Patent: September 10, 2024Assignee: Affirm, Inc.Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
-
Patent number: 12026773Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.Type: GrantFiled: September 9, 2022Date of Patent: July 2, 2024Assignee: Affirm, Inc.Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
-
Publication number: 20240062287Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.Type: ApplicationFiled: October 31, 2023Publication date: February 22, 2024Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
-
Patent number: 11720960Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.Type: GrantFiled: March 31, 2021Date of Patent: August 8, 2023Assignee: Affirm, Inc.Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
-
Publication number: 20230005057Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.Type: ApplicationFiled: September 9, 2022Publication date: January 5, 2023Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
-
Patent number: 11455683Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.Type: GrantFiled: August 6, 2021Date of Patent: September 27, 2022Assignee: AFFIRM, INC.Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
-
Publication number: 20210366040Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.Type: ApplicationFiled: August 6, 2021Publication date: November 25, 2021Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
-
Patent number: 11030685Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.Type: GrantFiled: October 22, 2015Date of Patent: June 8, 2021Assignee: AFFIRM, INC.Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
-
Patent number: 10489369Abstract: A content preview of a content item stored in an online storage system can be viewed on a client device without the content item itself being downloaded to the client device and without the use of software associated with the content item being installed on the client device. Furthermore, data storage and processing requirements can be minimized by creating and storing only one content preview for each unique content item. The content item can be identified by using the content item as a hash key in a hashing algorithm. The resulting unique identifier can be used to search a preview index that lists all created content previews and their location. A content preview is only created if one does not exist. The unique identifier can be used to locate the content preview and return it in response to a preview request by a client device.Type: GrantFiled: July 27, 2017Date of Patent: November 26, 2019Assignee: DROPBOX, INC.Inventors: Ziga Mahkovec, Nikrad Mahdi, Christopher Beckmann
-
Patent number: 10242215Abstract: A user of a content management system can store one or more content items at the user's account with the system. In some instances, the system can generate and present a preview of a content item of interest (e.g., a content item selected by the user). In addition to the preview of the content item, the system can generate and present a web address or other machine-readable code referring to (or otherwise associated with) the preview of the content item. Various embodiments of the present disclosure can enableh the web address or other machine-readable code to be sharable and to provide access to the content item (or a copy thereof). For example, the user who is previewing the content item can share the web address of the preview with one or more other users. The one or more users can then access the content item via the web address.Type: GrantFiled: August 2, 2017Date of Patent: March 26, 2019Assignee: Dropbox, Inc.Inventors: Ziga Mahkovec, Christopher Beckmann, Rian Hunter
-
Publication number: 20170329990Abstract: A user of a content management system can store one or more content items at the user's account with the system. In some instances, the system can generate and present a preview of a content item of interest (e.g., a content item selected by the user). In addition to the preview of the content item, the system can generate and present a web address or other machine-readable code referring to (or otherwise associated with) the preview of the content item. Various embodiments of the present disclosure can enable the web address or other machine-readable code to be sharable and to provide access to the content item (or a copy thereof). For example, the user who is previewing the content item can share the web address of the preview with one or more other users. The one or more users can then access the content item via the web address.Type: ApplicationFiled: August 2, 2017Publication date: November 16, 2017Applicant: Dropbox, Inc.Inventors: Ziga Mahkovec, Christopher Beckmann, Rian Hunter
-
Publication number: 20170322937Abstract: A content preview of a content item stored in an online storage system can be viewed on a client device without the content item itself being downloaded to the client device and without the use of software associated with the content item being installed on the client device. Furthermore, data storage and processing requirements can be minimized by creating and storing only one content preview for each unique content item. The content item can be identified by using the content item as a hash key in a hashing algorithm. The resulting unique identifier can be used to search a preview index that lists all created content previews and their location. A content preview is only created if one does not exist. The unique identifier can be used to locate the content preview and return it in response to a preview request by a client device.Type: ApplicationFiled: July 27, 2017Publication date: November 9, 2017Inventors: Ziga Mahkovec, Nikrad Mahdi, Christopher Beckmann
-
Patent number: 9747321Abstract: A content preview of a content item stored in an online storage system can be viewed on a client device without the content item itself being downloaded to the client device and without the use of software associated with the content item being installed on the client device. Furthermore, data storage and processing requirements can be minimized by creating and storing only one content preview for each unique content item. The content item can be identified by using the content item as a hash key in a hashing algorithm. The resulting unique identifier can be used to search a preview index that lists all created content previews and their location. A content preview is only created if one does not exist. The unique identifier can be used to locate the content preview and return it in response to a preview request by a client device.Type: GrantFiled: November 2, 2016Date of Patent: August 29, 2017Assignee: DROPBOX, INC.Inventors: Ziga Mahkovec, Nikrad Mahdi, Christopher Beckmann
-
Patent number: 9740874Abstract: A user of a content management system can store one or more content items at the user's account with the system. In some instances, the system can generate and present a preview of a content item of interest (e.g., a content item selected by the user). In addition to the preview of the content item, the system can generate and present a web address or other machine-readable code referring to (or otherwise associated with) the preview of the content item. Various embodiments of the present disclosure can enable the web address or other machine-readable code to be sharable and to provide access to the content item (or a copy thereof). For example, the user who is previewing the content item can share the web address of the preview with one or more other users. The one or more users can then access the content item via the web address.Type: GrantFiled: December 11, 2013Date of Patent: August 22, 2017Assignee: Dropbox, Inc.Inventors: Ziga Mahkovec, Christopher Beckmann, Rian Hunter
-
Publication number: 20170075889Abstract: A content preview of a content item stored in an online storage system can be viewed on a client device without the content item itself being downloaded to the client device and without the use of software associated with the content item being installed on the client device. Furthermore, data storage and processing requirements can be minimized by creating and storing only one content preview for each unique content item. The content item can be identified by using the content item as a hash key in a hashing algorithm. The resulting unique identifier can be used to search a preview index that lists all created content previews and their location. A content preview is only created if one does not exist. The unique identifier can be used to locate the content preview and return it in response to a preview request by a client device.Type: ApplicationFiled: November 2, 2016Publication date: March 16, 2017Inventors: Ziga Mahkovec, Nikrad Mahdi, Christopher Beckmann
-
Patent number: 9501511Abstract: A content preview of a content item stored in an online storage system can be viewed on a client device without the content item itself being downloaded to the client device and without the use of software associated with the content item being installed on the client device. Furthermore, data storage and processing requirements can be minimized by creating and storing only one content preview for each unique content item. The content item can be identified by using the content item as a hash key in a hashing algorithm. The resulting unique identifier can be used to search a preview index that lists all created content previews and their location. A content preview is only created if one does not exist. The unique identifier can be used to locate the content preview and return it in response to a preview request by a client device.Type: GrantFiled: July 13, 2015Date of Patent: November 22, 2016Assignee: DROPBOX, INC.Inventors: Ziga Mahkovec, Nikrad Mahdi, Christopher Beckmann
-
Publication number: 20150163261Abstract: A user of a content management system can store one or more content items at the user's account with the system. In some instances, the system can generate and present a preview of a content item of interest (e.g., a content item selected by the user). In addition to the preview of the content item, the system can generate and present a web address or other machine-readable code referring to (or otherwise associated with) the preview of the content item. Various embodiments of the present disclosure can enable the web address or other machine-readable code to be sharable and to provide access to the content item (or a copy thereof). For example, the user who is previewing the content item can share the web address of the preview with one or more other users. The one or more users can then access the content item via the web address.Type: ApplicationFiled: December 11, 2013Publication date: June 11, 2015Applicant: DROPBOX, INC.Inventors: Ziga Mahkovec, Christopher Beckmann, Rian Hunter