Patents by Inventor Christopher Beckmann

Christopher Beckmann has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240428327
    Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.
    Type: Application
    Filed: September 7, 2024
    Publication date: December 26, 2024
    Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
  • Patent number: 12086878
    Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.
    Type: Grant
    Filed: October 31, 2023
    Date of Patent: September 10, 2024
    Assignee: Affirm, Inc.
    Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
  • Patent number: 12026773
    Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.
    Type: Grant
    Filed: September 9, 2022
    Date of Patent: July 2, 2024
    Assignee: Affirm, Inc.
    Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
  • Publication number: 20240062287
    Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.
    Type: Application
    Filed: October 31, 2023
    Publication date: February 22, 2024
    Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
  • Patent number: 11720960
    Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.
    Type: Grant
    Filed: March 31, 2021
    Date of Patent: August 8, 2023
    Assignee: Affirm, Inc.
    Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
  • Publication number: 20230005057
    Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.
    Type: Application
    Filed: September 9, 2022
    Publication date: January 5, 2023
    Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
  • Patent number: 11455683
    Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.
    Type: Grant
    Filed: August 6, 2021
    Date of Patent: September 27, 2022
    Assignee: AFFIRM, INC.
    Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
  • Publication number: 20210366040
    Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.
    Type: Application
    Filed: August 6, 2021
    Publication date: November 25, 2021
    Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
  • Patent number: 11030685
    Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.
    Type: Grant
    Filed: October 22, 2015
    Date of Patent: June 8, 2021
    Assignee: AFFIRM, INC.
    Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
  • Patent number: 10489369
    Abstract: A content preview of a content item stored in an online storage system can be viewed on a client device without the content item itself being downloaded to the client device and without the use of software associated with the content item being installed on the client device. Furthermore, data storage and processing requirements can be minimized by creating and storing only one content preview for each unique content item. The content item can be identified by using the content item as a hash key in a hashing algorithm. The resulting unique identifier can be used to search a preview index that lists all created content previews and their location. A content preview is only created if one does not exist. The unique identifier can be used to locate the content preview and return it in response to a preview request by a client device.
    Type: Grant
    Filed: July 27, 2017
    Date of Patent: November 26, 2019
    Assignee: DROPBOX, INC.
    Inventors: Ziga Mahkovec, Nikrad Mahdi, Christopher Beckmann
  • Patent number: 10242215
    Abstract: A user of a content management system can store one or more content items at the user's account with the system. In some instances, the system can generate and present a preview of a content item of interest (e.g., a content item selected by the user). In addition to the preview of the content item, the system can generate and present a web address or other machine-readable code referring to (or otherwise associated with) the preview of the content item. Various embodiments of the present disclosure can enableh the web address or other machine-readable code to be sharable and to provide access to the content item (or a copy thereof). For example, the user who is previewing the content item can share the web address of the preview with one or more other users. The one or more users can then access the content item via the web address.
    Type: Grant
    Filed: August 2, 2017
    Date of Patent: March 26, 2019
    Assignee: Dropbox, Inc.
    Inventors: Ziga Mahkovec, Christopher Beckmann, Rian Hunter
  • Publication number: 20170329990
    Abstract: A user of a content management system can store one or more content items at the user's account with the system. In some instances, the system can generate and present a preview of a content item of interest (e.g., a content item selected by the user). In addition to the preview of the content item, the system can generate and present a web address or other machine-readable code referring to (or otherwise associated with) the preview of the content item. Various embodiments of the present disclosure can enable the web address or other machine-readable code to be sharable and to provide access to the content item (or a copy thereof). For example, the user who is previewing the content item can share the web address of the preview with one or more other users. The one or more users can then access the content item via the web address.
    Type: Application
    Filed: August 2, 2017
    Publication date: November 16, 2017
    Applicant: Dropbox, Inc.
    Inventors: Ziga Mahkovec, Christopher Beckmann, Rian Hunter
  • Publication number: 20170322937
    Abstract: A content preview of a content item stored in an online storage system can be viewed on a client device without the content item itself being downloaded to the client device and without the use of software associated with the content item being installed on the client device. Furthermore, data storage and processing requirements can be minimized by creating and storing only one content preview for each unique content item. The content item can be identified by using the content item as a hash key in a hashing algorithm. The resulting unique identifier can be used to search a preview index that lists all created content previews and their location. A content preview is only created if one does not exist. The unique identifier can be used to locate the content preview and return it in response to a preview request by a client device.
    Type: Application
    Filed: July 27, 2017
    Publication date: November 9, 2017
    Inventors: Ziga Mahkovec, Nikrad Mahdi, Christopher Beckmann
  • Patent number: 9747321
    Abstract: A content preview of a content item stored in an online storage system can be viewed on a client device without the content item itself being downloaded to the client device and without the use of software associated with the content item being installed on the client device. Furthermore, data storage and processing requirements can be minimized by creating and storing only one content preview for each unique content item. The content item can be identified by using the content item as a hash key in a hashing algorithm. The resulting unique identifier can be used to search a preview index that lists all created content previews and their location. A content preview is only created if one does not exist. The unique identifier can be used to locate the content preview and return it in response to a preview request by a client device.
    Type: Grant
    Filed: November 2, 2016
    Date of Patent: August 29, 2017
    Assignee: DROPBOX, INC.
    Inventors: Ziga Mahkovec, Nikrad Mahdi, Christopher Beckmann
  • Patent number: 9740874
    Abstract: A user of a content management system can store one or more content items at the user's account with the system. In some instances, the system can generate and present a preview of a content item of interest (e.g., a content item selected by the user). In addition to the preview of the content item, the system can generate and present a web address or other machine-readable code referring to (or otherwise associated with) the preview of the content item. Various embodiments of the present disclosure can enable the web address or other machine-readable code to be sharable and to provide access to the content item (or a copy thereof). For example, the user who is previewing the content item can share the web address of the preview with one or more other users. The one or more users can then access the content item via the web address.
    Type: Grant
    Filed: December 11, 2013
    Date of Patent: August 22, 2017
    Assignee: Dropbox, Inc.
    Inventors: Ziga Mahkovec, Christopher Beckmann, Rian Hunter
  • Publication number: 20170075889
    Abstract: A content preview of a content item stored in an online storage system can be viewed on a client device without the content item itself being downloaded to the client device and without the use of software associated with the content item being installed on the client device. Furthermore, data storage and processing requirements can be minimized by creating and storing only one content preview for each unique content item. The content item can be identified by using the content item as a hash key in a hashing algorithm. The resulting unique identifier can be used to search a preview index that lists all created content previews and their location. A content preview is only created if one does not exist. The unique identifier can be used to locate the content preview and return it in response to a preview request by a client device.
    Type: Application
    Filed: November 2, 2016
    Publication date: March 16, 2017
    Inventors: Ziga Mahkovec, Nikrad Mahdi, Christopher Beckmann
  • Patent number: 9501511
    Abstract: A content preview of a content item stored in an online storage system can be viewed on a client device without the content item itself being downloaded to the client device and without the use of software associated with the content item being installed on the client device. Furthermore, data storage and processing requirements can be minimized by creating and storing only one content preview for each unique content item. The content item can be identified by using the content item as a hash key in a hashing algorithm. The resulting unique identifier can be used to search a preview index that lists all created content previews and their location. A content preview is only created if one does not exist. The unique identifier can be used to locate the content preview and return it in response to a preview request by a client device.
    Type: Grant
    Filed: July 13, 2015
    Date of Patent: November 22, 2016
    Assignee: DROPBOX, INC.
    Inventors: Ziga Mahkovec, Nikrad Mahdi, Christopher Beckmann
  • Publication number: 20150163261
    Abstract: A user of a content management system can store one or more content items at the user's account with the system. In some instances, the system can generate and present a preview of a content item of interest (e.g., a content item selected by the user). In addition to the preview of the content item, the system can generate and present a web address or other machine-readable code referring to (or otherwise associated with) the preview of the content item. Various embodiments of the present disclosure can enable the web address or other machine-readable code to be sharable and to provide access to the content item (or a copy thereof). For example, the user who is previewing the content item can share the web address of the preview with one or more other users. The one or more users can then access the content item via the web address.
    Type: Application
    Filed: December 11, 2013
    Publication date: June 11, 2015
    Applicant: DROPBOX, INC.
    Inventors: Ziga Mahkovec, Christopher Beckmann, Rian Hunter