Patents by Inventor Christopher Brownlee

Christopher Brownlee has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Enhancements to transaction processing in a secure environment using a merchant computer
    Patent number: 10909539
    Abstract: Embodiments of the present invention are directed to methods, systems, and apparatuses for performing a secure authentication process to authenticate a payment device used in a transaction between a merchant and a user. The secure authentication process may receive an authentication request message including user data, user computing device data and transaction data to verify that an account is enrolled in the secure authentication process and perform a risk analysis to determine whether the transaction should be authenticated.
    Type: Grant
    Filed: October 29, 2014
    Date of Patent: February 2, 2021
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Douglas Fisher, Karl Newland, Patrick Wright, Kevin Wong, Christopher Brownlee
  • ENHANCEMENTS TO TRANSACTION PROCESSING IN A SECURE ENVIRONMENT USING A MERCHANT COMPUTER
    Publication number: 20150120560
    Abstract: Embodiments of the present invention are directed to methods, systems, and apparatuses for performing a secure authentication process to authenticate a payment device used in a transaction between a merchant and a user. The secure authentication process may receive an authentication request message including user data, user computing device data and transaction data to verify that an account is enrolled in the secure authentication process and perform a risk analysis to determine whether the transaction should be authenticated.
    Type: Application
    Filed: October 29, 2014
    Publication date: April 30, 2015
    Inventors: Douglas Fisher, Karl Newland, Patrick Wright, Kevin Wong, Christopher Brownlee
  • ENHANCEMENTS TO TRANSACTION PROCESSING IN A SECURE ENVIRONMENT
    Publication number: 20150120559
    Abstract: Embodiments of the present invention are directed to methods, systems, and apparatuses for performing a secure authentication process to authenticate a payment device used in a transaction between a merchant and a user. The secure authentication process may receive an authentication request message including user data, user computing device data and transaction data to verify that an account is enrolled in the secure authentication process and perform a risk analysis to determine whether the transaction should be authenticated.
    Type: Application
    Filed: October 29, 2014
    Publication date: April 30, 2015
    Inventors: Douglas Fisher, Karl Newland, Patrick Wright, Kevin Wong, Christopher Brownlee