Abstract: Techniques described herein are directed to generation and use of a system that allows a payment service to read payment objects, onboard users, and detect fraud using data from the payment objects. The systems and methods may include receiving instructions to obtain images of a payment instrument and generating data representing those images, which may include a 3D model of the payment instrument. A comparison of the generated data and previously stored data may be performed and the results of this comparison may be utilized to determine a likelihood that a fraudulent event is occurring with respect to the payment instrument.

Abstract: Techniques described herein are directed to generation and use of a system that allows a payment service to read payment objects, onboard users, and detect fraud using data from the payment objects. The systems and methods may include receiving instructions to obtain images of a payment instrument and generating data representing those images, which may include a 3D model of the payment instrument. A comparison of the generated data and previously stored data may be performed and the results of this comparison may be utilized to determine a likelihood that a fraudulent event is occurring with respect to the payment instrument.