Patents by Inventor Christopher J. Fletcher

Christopher J. Fletcher has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for fraud liability shifting
    Patent number: 11983722
    Abstract: A method comprising creating, by a computer-based system for shifting financial responsibility for a transaction from a merchant to a transaction account issuer, a digital wallet associated with a transaction account holder, wherein the digital wallet comprises one or more attributes associated with the transaction account holder, confirming, by the computer-based system, the attribute in response to a transaction request, and/or determining, by the computer-based system, whether to shift financial responsibility for the transaction from the merchant to the transaction account issuer.
    Type: Grant
    Filed: December 6, 2021
    Date of Patent: May 14, 2024
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Clinton R. Allen, Dewi J. Apun, Christopher J. Fletcher, Jeffrey Fromm, Ashish Gupta, Alois T. Stock, Angee Stonehouse
  • Systems and methods for fraud liability shifting
    Patent number: 11216815
    Abstract: A method comprising creating, by a computer-based system for shifting financial responsibility for a transaction from a merchant to a transaction account issuer, a digital wallet associated with a transaction account holder, wherein the digital wallet comprises one or more attributes associated with the transaction account holder, confirming, by the computer-based system, the attribute in response to a transaction request, and/or determining, by the computer-based system, whether to shift financial responsibility for the transaction from the merchant to the transaction account issuer.
    Type: Grant
    Filed: May 27, 2014
    Date of Patent: January 4, 2022
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Clinton R. Allen, Dewi J. Apun, Christopher J. Fletcher, Jeffrey Fromm, Ashish Gupta, Alois T. Stock, Angee Stonehouse
  • SYSTEMS AND METHODS FOR FRAUD LIABILITY SHIFTING
    Publication number: 20150348039
    Abstract: A method comprising creating, by a computer-based system for shifting financial responsibility for a transaction from a merchant to a transaction account issuer, a digital wallet associated with a transaction account holder, wherein the digital wallet comprises one or more attributes associated with the transaction account holder, confirming, by the computer-based system, the attribute in response to a transaction request, and/or determining, by the computer-based system, whether to shift financial responsibility for the transaction from the merchant to the transaction account issuer.
    Type: Application
    Filed: May 27, 2014
    Publication date: December 3, 2015
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Clinton R. Allen, Dewi J. Apun, Christopher J. Fletcher, Jeffrey Fromm, Ashish Gupta, Alois T. Stock, Angee Stonehouse