Abstract: A method and system for providing a data analytics platform that facilitates efficient feature delivery based on reusability of software modules are provided. The method includes receiving a job request that corresponds to a feature desired by a user; transforming the job request into a directed acyclic graph (DAG) that includes a set of operations; and constructing a software program that is configured to execute the set of operations included in the DAG. The transformation is performed by extracting a set of configuration instructions that respectively correspond to operations included in the set of operations from the job request. The construction of the software program is performed by retrieving software modules that are configured to execute operations included in the DAG from a library that stores a plurality of reusable software modules that respectively correspond to algorithm functions.

Abstract: Method and systems for tracking a solicitation of contributory payments from multiple parties in connection with a commercial transaction, such as a restaurant bill, by using an application that is trained by using a machine learning technique are provided. The method includes: receiving a notification that a transaction has been executed by a user; obtaining information that relates to the transaction; generating, based on the received information, a recommendation for soliciting contributions from potential participants with respect to the transaction; receiving information that relates to the potential participants; and receiving a confirmation of the recommendation. The generation of the recommendation may be implemented by applying a machine learning algorithm that is trained by using historical transaction data and/or data that relates to a merchant and/or a type of merchandise involved in the transaction.

Abstract: Various methods, apparatuses/systems, and media for implementing a payment application module for searching billets are disclosed. A plurality of data sources include customer profile data, customer payment history data, biller information data, and biller directory data. A processor operatively coupled to the plurality of data sources via a communication network builds a customer profile service area popularity model based on the customer profile data, customer payment history data, biller information data, and biller directory data; receives search query data for searching a biller; builds a biller search machine learning model to optimize weights applied to the search query data; and ranks search results by utilizing the machine learning model in response to the search query data.

Abstract: Various methods, apparatuses/systems, and media for implementing a payment application module for searching billets are disclosed. A plurality of data sources include customer profile data, customer payment history data, biller information data, and biller directory data. A processor operatively coupled to the plurality of data sources via a communication network builds a customer profile service area popularity model based on the customer profile data, customer payment history data, biller information data, and biller directory data; receives search query data for searching a biller; builds a biller search machine learning model to optimize weights applied to the search query data; and ranks search results by utilizing the machine learning model in response to the search query data.

Abstract: A system and a method for using a payment card account to conduct a transaction are provided. The method includes: receiving a transaction initiation request for conducting a proposed transaction with a merchant; identifying, based on the received transaction initiation request, a payment card account to be used for conducting the proposed transaction; determining, based on the received transaction initiation request, whether first information that includes a cardholder name and an account number has previously been provided to the merchant; and when the first information has previously been provided to the merchant, using the first information to conduct the proposed transaction. The transaction initiation request includes merchant information, identificad on informad on that relates to an object to be purchased, and price information.