Patents by Inventor Christopher J. Rigatti
Christopher J. Rigatti has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11941469Abstract: A processor of a card may detect variations (e.g., position, velocity, acceleration and direction) of a read head in relation to the card. Based on certain parameters (e.g., card length, initially detected read head position, and read head velocity) a processor of a card may adjust synchronization bit patterns that may synchronize communications between the card and a read head of a magnetic stripe reader. A processor of a card may generate a number of leading synchronization bits that is different than a number of trailing synchronization bits.Type: GrantFiled: April 7, 2017Date of Patent: March 26, 2024Assignee: DYNAMICS INC.Inventor: Christopher J. Rigatti
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Publication number: 20230036633Abstract: Physical cards may be presented to a mobile device to establish a contactless communication channel between the physical card and the mobile device. Information communicated by the physical card may be received, stored, and used by the mobile device to generate a mobile wallet of virtual cards. Each virtual card in a mobile wallet may, for example, look just like its physical counterpart card and may provide equivalent functionality as its physical counterpart card when selected for use by the mobile device. Virtual cards may be sorted within the mobile wallet based on card category (e.g., payment, identification, or gift card category), card attributes (associations with other virtual cards), card variables (e.g., credit limit or credit available), and user attributes and variables (e.g., the user's current location). Information related to a virtual card (e.g., receipts) may be viewed from a display of the mobile device.Type: ApplicationFiled: October 7, 2022Publication date: February 2, 2023Inventors: Jeffrey D. Mullen, Christopher J. Rigatti, Michael T. Wallace
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Patent number: 11501217Abstract: Physical cards may be presented to a mobile device to establish a contactless communication channel between the physical card and the mobile device. Information communicated by the physical card may be received, stored, and used by the mobile device to generate a mobile wallet of virtual cards. Each virtual card in a mobile wallet may, for example, look just like its physical counterpart card and may provide equivalent functionality as its physical counterpart card when selected for use by the mobile device. Virtual cards may be sorted within the mobile wallet based on card category (e.g., payment, identification, or gift card category), card attributes (associations with other virtual cards), card variables (e.g., credit limit or credit available), and user attributes and variables (e.g., the user's current location). Information related to a virtual card (e.g., receipts) may be viewed from a display of the mobile device.Type: GrantFiled: May 10, 2012Date of Patent: November 15, 2022Assignee: DYNAMICS INC.Inventors: Jeffrey D. Mullen, Christopher J. Rigatti, Michael T. Wallace
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Publication number: 20220327435Abstract: A card may be formed using two or more printed circuit boards. Each printed circuit board may include one or more RFID antennas, RFID chips and a processor. A processor on a board may transfer data to one or more RFID chips on the same board. Alternately, a processor on a board may transfer data to one or more RFID chips on a different board via conductive terminals between boards. Data stored in one or more RFID chips may be erased after being communicated to an RFID device via an RFID antenna or after a configurable timeout period elapses. A card and a mobile device may include more than one RFID antenna to increase efficiency, reliability, and/or a number of data channels that may be communicated.Type: ApplicationFiled: June 10, 2022Publication date: October 13, 2022Inventors: Michael T. Wallace, Jeffrey D. Mullen, Christopher J. Rigatti
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Patent number: 11392860Abstract: A card may be formed using two or more printed circuit boards. Each printed circuit board may include one or more RFID antennas, RFID chips and a processor. A processor on a board may transfer data to one or more RFID chips on the same board. Alternately, a processor on a board may transfer data to one or more RFID chips on a different board via conductive terminals between boards. Data stored in one or more RFID chips may be erased after being communicated to an RFID device via an RFID antenna or after a configurable timeout period elapses. A card and a mobile device may include more than one RFID antenna to increase efficiency, reliability, and/or a number of data channels that may be communicated.Type: GrantFiled: May 10, 2012Date of Patent: July 19, 2022Assignee: DYNAMICS INC.Inventors: Jeffrey D. Mullen, Christopher J. Rigatti, Michael T. Wallace
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Publication number: 20210374720Abstract: A card is provided with a light sensor operable to receive information via light emitted from a display screen or another source of light. Accordingly, a mobile telephonic device or portable computer (e.g., tablet computer) may communicate information to a card via light pulses. Information communicated via light may include, for example, points balances, credit balances, debit balances, transaction history, software updates, coupons, promotions, advertisements or any other type of information.Type: ApplicationFiled: August 16, 2021Publication date: December 2, 2021Inventors: Jeffrey D. Mullen, David J. Hartwick, Christopher J. Rigatti, Philip W. Yen
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Publication number: 20210350287Abstract: A mobile device may receive security credentials from a contactless device via a contactless communication channel to authorize functions that may be performed by the mobile device. For example, purchase transactions may be authorized to be completed by a mobile device after payment information communicated from a physical payment card to the mobile device is confirmed to match at least a portion of payment information stored within a memory of the mobile device. A mobile device may forward the security credentials to a network entity for remote authorization of a requested function.Type: ApplicationFiled: July 19, 2021Publication date: November 11, 2021Inventors: Jeffrey D. Mullen, Christopher J. Rigatti, Michael T. Wallace
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Patent number: 11144909Abstract: A payment card is provided with a display. A card may be provided to a user with a number of inactivated products. The products may be assigned to the user at card issuance. A user may then activate these products online or via phone. Accordingly, a user may be provided with a cross-selling platform for new products. Discounts, fee waivers, and/or value may be added to an account when an inactivated product is activated.Type: GrantFiled: May 15, 2015Date of Patent: October 12, 2021Assignee: DYNAMICS INC.Inventors: Jeffrey D. Mullen, Philip W. Yen, Christopher J. Rigatti
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Patent number: 11120427Abstract: A card is provided with a light sensor operable to receive information via light emitted from a display screen or another source of light. Accordingly, a mobile telephonic device or portable computer (e.g., tablet computer) may communicate information to a card via light pulses. Information communicated via light may include, for example, points balances, credit balances, debit balances, transaction history, software updates, coupons, promotions, advertisements or any other type of information.Type: GrantFiled: May 18, 2011Date of Patent: September 14, 2021Assignee: DYNAMICS INC.Inventors: Jeffrey D. Mullen, David J. Hartwick, Christopher J. Rigatti, Philip W. Yen
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Patent number: 11100431Abstract: A mobile device may receive security credentials from a contactless device via a contactless communication channel to authorize functions that may be performed by the mobile device. For example, purchase transactions may be authorized to be completed by a mobile device after payment information communicated from a physical payment card to the mobile device is confirmed to match at least a portion of payment information stored within a memory of the mobile device. A mobile device may forward the security credentials to a network entity for remote authorization of a requested function.Type: GrantFiled: May 10, 2012Date of Patent: August 24, 2021Inventors: Jeffrey D. Mullen, Christopher J. Rigatti, Michael T. Wallace
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Patent number: 10693263Abstract: Audio connectors are provided within a card. The audio connectors may be provided having a height that is compatible with a card (e.g., less than 1 mm or less than 0.5 mm). Communications to and from the card may be provided using the audio connectors within the card.Type: GrantFiled: March 16, 2011Date of Patent: June 23, 2020Assignee: DYNAMICS INC.Inventors: Jeffrey D. Mullen, Christopher J. Rigatti
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Patent number: 9619741Abstract: A processor of a card may detect variations (e.g., position, velocity, acceleration and direction) of a read head in relation to the card. Based on certain parameters (e.g., card length, initially detected read head position, and read head velocity) a processor of a card may adjust synchronization bit patterns that may synchronize communications between the card and a read head of a magnetic stripe reader. A processor of a card may generate a number of leading synchronization bits that is different than a number of trailing synchronization bits.Type: GrantFiled: November 20, 2012Date of Patent: April 11, 2017Assignee: DYNAMICS INC.Inventor: Christopher J. Rigatti
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Patent number: 9064255Abstract: A payment card is provided with a display. A card may be provided to a user with a number of inactivated products. The products may be assigned to the user at card issuance. A user may then activate these products online or via phone. Accordingly, a user may be provided with a cross-selling platform for new products. Discounts, fee waivers, and/or value may be added to an account when an inactivated product is activated.Type: GrantFiled: May 9, 2014Date of Patent: June 23, 2015Assignee: DYNAMICS INC.Inventors: Jeffrey D. Mullen, Philip W. Yen, Christopher J. Rigatti
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Patent number: 8757483Abstract: A payment card is provided with a display. A card may be provided to a user with a number of inactivated products. The products may be assigned to the user at card issuance. A user may then activate these products online or via phone. Accordingly, a user may be provided with a cross-selling platform for new products. Discounts, fee waivers, and/or value may be added to an account when an inactivated product is activated.Type: GrantFiled: February 8, 2013Date of Patent: June 24, 2014Assignee: Dynamics Inc.Inventors: Jeffrey D. Mullen, Philip W. Yen, Christopher J. Rigatti
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Patent number: 8393545Abstract: A payment card is provided with a display. A card may be provided to a user with a number of inactivated products. The products may be assigned to the user at card issuance. A user may then activate these products online or via phone. Accordingly, a user may be provided with a cross-selling platform for new products. Discounts, fee waivers, and/or value may be added to an account when an inactivated product is activated.Type: GrantFiled: June 22, 2010Date of Patent: March 12, 2013Assignee: Dynamics Inc.Inventors: Jeffrey D. Mullen, Philip W. Yen, Christopher J. Rigatti
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Patent number: 8368307Abstract: The invention regards a system and method for using a handheld programming device to configure a lighting control system wirelessly. In one embodiment, at least one device configured with a processing section is installed in the lighting control system. A communications receiver that is operable to receive a signal from the handheld programming device is also installed in the lighting control system, wherein the signal includes an instruction for configuring the lighting control system. Further, the signal is wirelessly sent from the handheld programming device to the communications receiver, and the instruction is transmitted from the communications receiver to a device in the system. The instruction functions to configure the lighting control system.Type: GrantFiled: October 29, 2010Date of Patent: February 5, 2013Assignee: Lutron Electronics Co., Inc.Inventors: Audwin W. Cash, Christopher J. Rigatti, Dragan Veskovic
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Publication number: 20120286928Abstract: A mobile device may receive security credentials from a contactless device via a contactless communication channel to authorize functions that may be performed by the mobile device. For example, purchase transactions may be authorized to be completed by a mobile device after payment information communicated from a physical payment card to the mobile device is confirmed to match at least a portion of payment information stored within a memory of the mobile device. A mobile device may forward the security credentials to a network entity for remote authorization of a requested function.Type: ApplicationFiled: May 10, 2012Publication date: November 15, 2012Inventors: Jeffrey D. Mullen, Christopher J. Rigatti, Michael T. Wallace
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Publication number: 20120290449Abstract: Physical cards may be presented to a mobile device to establish a contactless communication channel between the physical card and the mobile device. Information communicated by the physical card may be received, stored, and used by the mobile device to generate a mobile wallet of virtual cards. Each virtual card in a mobile wallet may, for example, look just like its physical counterpart card and may provide equivalent functionality as its physical counterpart card when selected for use by the mobile device. Virtual cards may be sorted within the mobile wallet based on card category (e.g., payment, identification, or gift card category), card attributes (associations with other virtual cards), card variables (e.g., credit limit or credit available), and user attributes and variables (e.g., the user's current location). Information related to a virtual card (e.g., receipts) may be viewed from a display of the mobile device.Type: ApplicationFiled: May 10, 2012Publication date: November 15, 2012Inventors: Jeffrey D. Mullen, Christopher J. Rigatti, Michael T. Wallace
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Publication number: 20120290472Abstract: A mobile device may provide payment acceptance for purchases, payments and/or money transfers by accepting payment information from a powered, or a non-powered, card using a contactless communication channel formed between the card and the mobile device. The payment information may be communicated by the mobile device to network entities that may be used to settle such purchase, payment and/or money transfer transactions. The mobile device may, for example, accept more than one payment account to split a purchase among several payment accounts. A user of a mobile device may, for example, store payment information within the mobile device for future purchases. A user of a mobile device may, for example, request checkout options using the mobile device, such as customizing receipt delivery, annotating receipts with comments and categorizing purchases for customized accounting reports.Type: ApplicationFiled: May 10, 2012Publication date: November 15, 2012Inventors: Jeffrey D. MULLEN, Christopher J. RIGATTI, Michael T. WALLACE
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Publication number: 20120286936Abstract: A card may be formed using two or more printed circuit boards. Each printed circuit board may include one or more RFID antennas, RFID chips and a processor. A processor on a board may transfer data to one or more RFID chips on the same board. Alternately, a processor on a board may transfer data to one or more RFID chips on a different board via conductive terminals between boards. Data stored in one or more RFID chips may be erased after being communicated to an RFID device via an RFID antenna or after a configurable timeout period elapses. A card and a mobile device may include more than one RFID antenna to increase efficiency, reliability, and/or a number of data channels that may be communicated.Type: ApplicationFiled: May 10, 2012Publication date: November 15, 2012Inventors: Jeffrey D. Mullen, Christopher J. Rigatti, Michael T. Wallace