Patents by Inventor Christopher J. STOUT

Christopher J. STOUT has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • USER ACCOUNT CONTROLS FOR ONLINE TRANSACTIONS
    Publication number: 20210326875
    Abstract: A device may receive, from a user device, transaction data, the transaction data including: a user account identifier indicating a user account associated with the user device, and data indicating a particular merchant associated with a transaction. The device may provide the data indicating the particular merchant to a server device and receive, from the server device, a merchant identifier for the particular merchant associated with the transaction. The device may then identify, based on the merchant identifier and the user account identifier, a user account control, the user account control specifying a restriction for transactions associated with the user account and the particular merchant. Based on the transaction data, the device may determine whether the user account control is satisfied and perform an action based on a result of the determination.
    Type: Application
    Filed: June 28, 2021
    Publication date: October 21, 2021
    Inventors: Dwij TRIVEDI, Jeffrey M. SAMITT, Dalton L.M. LEBARBENCHON, Pavel (Paul) FORT, Christopher J. STOUT
  • User account controls for online transactions
    Patent number: 11062320
    Abstract: A device may receive, from a user device, transaction data, the transaction data including: a user account identifier indicating a user account associated with the user device, and data indicating a particular merchant associated with a transaction. The device may provide the data indicating the particular merchant to a server device and receive, from the server device, a merchant identifier for the particular merchant associated with the transaction. The device may then identify, based on the merchant identifier and the user account identifier, a user account control, the user account control specifying a restriction for transactions associated with the user account and the particular merchant. Based on the transaction data, the device may determine whether the user account control is satisfied and perform an action based on a result of the determination.
    Type: Grant
    Filed: November 3, 2017
    Date of Patent: July 13, 2021
    Assignee: Capital One Services, LLC
    Inventors: Dwij Trivedi, Jeffrey M. Samitt, Dalton L. M. Lebarbenchon, Pavel Fort, Christopher J Stout
  • USER ACCOUNT CONTROLS FOR ONLINE TRANSACTIONS
    Publication number: 20190122215
    Abstract: A device may receive, from a user device, transaction data, the transaction data including: a user account identifier indicating a user account associated with the user device, and data indicating a particular merchant associated with a transaction. The device may provide the data indicating the particular merchant to a server device and receive, from the server device, a merchant identifier for the particular merchant associated with the transaction. The device may then identify, based on the merchant identifier and the user account identifier, a user account control, the user account control specifying a restriction for transactions associated with the user account and the particular merchant. Based on the transaction data, the device may determine whether the user account control is satisfied and perform an action based on a result of the determination.
    Type: Application
    Filed: November 3, 2017
    Publication date: April 25, 2019
    Inventors: Dwij TRIVEDI, Jeffrey M. SAMITT, Dalton L.M. LEBARBENCHON, Pavel FORT, Christopher J. STOUT