Patents by Inventor Christopher John Schille
Christopher John Schille has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12210598Abstract: When personally identifiable information (PII) is to be stored or updated, a system first seeks consent from the user for the PII store or update. If the user grants consent, then the system stores the PII in the user's personal device or updates the PII stored in the user's personal device. The system then retrieves that PII and generates a token representing that PII. Even if the token were taken by a malicious user, it would not be possible for the malicious user to determine the user's actual PII from the token. In this manner, the security of the PII is improved over conventional systems.Type: GrantFiled: September 21, 2023Date of Patent: January 28, 2025Assignee: THE PRUDENTIAL INSURANCE COMPANY OF AMERICAInventors: Venkatesh Sarvottamrao Apsingekar, Sahil Vinod Motadoo, Christopher John Schille, James Francis Lavine
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Publication number: 20240129124Abstract: A system allows a user to store his personally identifiable information (PII) on a personal device. When a third party wants to access the user's PII (e.g., to update the PII or to retrieve the PII), a notification will be presented to the user on the personal device seeking consent to the access. The notification may inform the user as to what information is being requested and which entity is requesting the access. The requested access will be denied unless the user consents to the access. In this manner, the user is given control over the dissemination of his PII. Additionally, the system alters or adjusts the PII that is stored in third-party servers so that even if these servers are breached, the user's actual PII is not exposed.Type: ApplicationFiled: October 23, 2023Publication date: April 18, 2024Inventors: Venkatesh Sarvottamrao Apsingekar, Sahil Vinod Motadoo, Christopher John Schille, James Francis Lavine
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Publication number: 20240126925Abstract: When a third party wants to redeem a user's personally identifiable information (PII), the third party presents to the system a token representing the PII, which indicates a request for the PII. The system seeks consent from the user for sending the PII to the third party. If the user grants consent, then the system prepares the PII for the third party. In some embodiments, the third party can initiate a telephone call with a dispatch to receive the PII. In some embodiments, the third party can receive the PII directly from the system.Type: ApplicationFiled: October 23, 2023Publication date: April 18, 2024Inventors: Venkatesh Sarvottamrao Apsingekar, Sahil Vinod Motadoo, Christopher John Schille, James Francis Lavine
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Patent number: 11954230Abstract: A system protects personally identifiable information (PII) by implementing an unconventional key management scheme. In this scheme, the system uses a set of keys rather than an individual key for encrypting PII. Different portions of the PII are encrypted using different keys from the set of keys. In this manner, even if a malicious user were to access a key, that key would not give the malicious user the ability to decrypt all of the PII. Additionally, the system generates a new set of keys periodically (e.g., once a month). The system also deletes sets of keys that are too old (e.g., six months old). As a result, even if a malicious user were to access a key, the usefulness of that key would be time limited.Type: GrantFiled: April 12, 2023Date of Patent: April 9, 2024Assignee: THE PRUDENTIAL INSURANCE COMPANY OF AMERICAInventors: Venkatesh Sarvottamrao Apsingekar, Sahil Vinod Motadoo, Christopher John Schille, James Francis Lavine
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Publication number: 20240086504Abstract: When personally identifiable information (PII) is to be stored or updated, a system first seeks consent from the user for the PII store or update. If the user grants consent, then the system stores the PII in the user's personal device or updates the PII stored in the user's personal device. The system then retrieves that PII and generates a token representing that PII. Even if the token were taken by a malicious user, it would not be possible for the malicious user to determine the user's actual PII from the token. In this manner, the security of the PII is improved over conventional systems.Type: ApplicationFiled: September 21, 2023Publication date: March 14, 2024Inventors: Venkatesh Sarvottamrao Apsingekar, Sahil Vinod Motadoo, Christopher John Schille, James Francis Lavine
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Patent number: 11831776Abstract: A system allows a user to store his personally identifiable information (PII) on a personal device. When a third party wants to access the user's PII (e.g., to update the PII or to retrieve the PII), a notification will be presented to the user on the personal device seeking consent to the access. The notification may inform the user as to what information is being requested and which entity is requesting the access. The requested access will be denied unless the user consents to the access. In this manner, the user is given control over the dissemination of his PII. Additionally, the system alters or adjusts the PII that is stored in third-party servers so that even if these servers are breached, the user's actual PII is not exposed.Type: GrantFiled: March 27, 2023Date of Patent: November 28, 2023Assignee: THE PRUDENTIAL INSURANCE COMPANY OF AMERICAInventors: Venkatesh Sarvottamrao Apsingekar, Sahil Vinod Motadoo, Christopher John Schille, James Francis Lavine
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Patent number: 11829513Abstract: When a third party wants to redeem a user's personally identifiable information (PII), the third party presents to the system a token representing the PII, which indicates a request for the PII. The system seeks consent from the user for sending the PII to the third party. If the user grants consent, then the system prepares the PII for the third party. In some embodiments, the third party can initiate a telephone call with a dispatch to receive the PII. In some embodiments, the third party can receive the PII directly from the system.Type: GrantFiled: May 2, 2022Date of Patent: November 28, 2023Assignee: THE PRUDENTIAL INSURANCE COMPANY OF AMERICAInventors: Venkatesh Sarvottamrao Apsingekar, Sahil Vinod Motadoo, Christopher John Schille, James Francis Lavine
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Patent number: 11803622Abstract: When personally identifiable information (PII) is to be stored or updated, a system first seeks consent from the user for the PII store or update. If the user grants consent, then the system stores the PII in the user's personal device or updates the PII stored in the user's personal device. The system then retrieves that PII and generates a token representing that PII. Even if the token were taken by a malicious user, it would not be possible for the malicious user to determine the user's actual PII from the token. In this manner, the security of the PII is improved over conventional systems.Type: GrantFiled: March 14, 2022Date of Patent: October 31, 2023Assignee: THE PRUDENTIAL INSURANCE COMPANY OF AMERICAInventors: Venkatesh Sarvottamrao Apsingekar, Sahil Vinod Motadoo, Christopher John Schille, James Francis Lavine
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Publication number: 20230252188Abstract: A system protects personally identifiable information (PII) by implementing an unconventional key management scheme. In this scheme, the system uses a set of keys rather than an individual key for encrypting PII. Different portions of the PII are encrypted using different keys from the set of keys. In this manner, even if a malicious user were to access a key, that key would not give the malicious user the ability to decrypt all of the PII. Additionally, the system generates a new set of keys periodically (e.g., once a month). The system also deletes sets of keys that are too old (e.g., six months old). As a result, even if a malicious user were to access a key, the usefulness of that key would be time limited.Type: ApplicationFiled: April 12, 2023Publication date: August 10, 2023Inventors: Venkatesh Sarvottamrao Apsingekar, Sahil Vinod Motadoo, Christopher John Schille, James Francis Lavine
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Publication number: 20230246838Abstract: A system allows a user to store his personally identifiable information (PII) on a personal device. When a third party wants to access the user's PII (e.g., to update the PII or to retrieve the PII), a notification will be presented to the user on the personal device seeking consent to the access. The notification may inform the user as to what information is being requested and which entity is requesting the access. The requested access will be denied unless the user consents to the access. In this manner, the user is given control over the dissemination of his PII. Additionally, the system alters or adjusts the PII that is stored in third-party servers so that even if these servers are breached, the user's actual PII is not exposed.Type: ApplicationFiled: March 27, 2023Publication date: August 3, 2023Inventors: Venkatesh Sarvottamrao Apsingekar, Sahil Vinod Motadoo, Christopher John Schille, James Francis Lavine
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Patent number: 11657181Abstract: A system protects personally identifiable information (PII) by implementing an unconventional key management scheme. In this scheme, the system uses a set of keys rather than an individual key for encrypting PII. Different portions of the PII are encrypted using different keys from the set of keys. In this manner, even if a malicious user were to access a key, that key would not give the malicious user the ability to decrypt all of the PII. Additionally, the system generates a new set of keys periodically (e.g., once a month). The system also deletes sets of keys that are too old (e.g., six months old). As a result, even if a malicious user were to access a key, the usefulness of that key would be time limited.Type: GrantFiled: February 1, 2022Date of Patent: May 23, 2023Assignee: THE PRUDENTIAL INSURANCE COMPANY OF AMERICAInventors: Venkatesh Sarvottamrao Apsingekar, Sahil Vinod Motadoo, Christopher John Schille, James Francis Lavine
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Patent number: 11646888Abstract: A system allows a user to store his personally identifiable information (PII) on a personal device. When a third party wants to access the user's PII (e.g., to update the PII or to retrieve the PII), a notification will be presented to the user on the personal device seeking consent to the access. The notification may inform the user as to what information is being requested and which entity is requesting the access. The requested access will be denied unless the user consents to the access. In this manner, the user is given control over the dissemination of his PII. Additionally, the system alters or adjusts the PII that is stored in third-party servers so that even if these servers are breached, the user's actual PII is not exposed.Type: GrantFiled: November 4, 2021Date of Patent: May 9, 2023Assignee: THE PRUDENTIAL INSURANCE COMPANY OF AMERICAInventors: Venkatesh Sarvottamrao Apsingekar, Sahil Vinod Motadoo, Christopher John Schille, James Francis Lavine
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Publication number: 20220261500Abstract: When a third party wants to redeem a user's personally identifiable information (PII), the third party presents to the system a token representing the PII, which indicates a request for the PII. The system seeks consent from the user for sending the PII to the third party. If the user grants consent, then the system prepares the PII for the third party. In some embodiments, the third party can initiate a telephone call with a dispatch to receive the PII. In some embodiments, the third party can receive the PII directly from the system.Type: ApplicationFiled: May 2, 2022Publication date: August 18, 2022Inventors: Venkatesh Sarvottamrao Apsingekar, Sahil Vinod Motadoo, Christopher John Schille, James Francis Lavine
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Publication number: 20220207123Abstract: When personally identifiable information (PII) is to be stored or updated, a system first seeks consent from the user for the PII store or update. If the user grants consent, then the system stores the PII in the user's personal device or updates the PII stored in the user's personal device. The system then retrieves that PII and generates a token representing that PII. Even if the token were taken by a malicious user, it would not be possible for the malicious user to determine the user's actual PIT from the token. In this manner, the security of the PII is improved over conventional systems.Type: ApplicationFiled: March 14, 2022Publication date: June 30, 2022Inventors: Venkatesh Sarvottamrao Apsingekar, Sahil Vinod Motadoo, Christopher John Schille, James Francis Lavine
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Publication number: 20220156405Abstract: A system protects personally identifiable information (PII) by implementing an unconventional key management scheme. In this scheme, the system uses a set of keys rather than an individual key for encrypting PII. Different portions of the PII are encrypted using different keys from the set of keys. In this manner, even if a malicious user were to access a key, that key would not give the malicious user the ability to decrypt all of the PII. Additionally, the system generates a new set of keys periodically (e.g., once a month). The system also deletes sets of keys that are too old (e.g., six months old). As a result, even if a malicious user were to access a key, the usefulness of that key would be time limited.Type: ApplicationFiled: February 1, 2022Publication date: May 19, 2022Inventors: Venkatesh Sarvottamrao Apsingekar, Sahil Vinod Motadoo, Christopher John Schille, James Francis Lavine
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Patent number: 11321489Abstract: When a third party wants to redeem a user's personally identifiable information (PII), the third party presents to the system a token representing the PII, which indicates a request for the PII. The system seeks consent from the user for sending the PII to the third party. If the user grants consent, then the system prepares the PII for the third party. In some embodiments, the third party can initiate a telephone call with a dispatch to receive the PII. In some embodiments, the third party can receive the PII directly from the system.Type: GrantFiled: March 3, 2020Date of Patent: May 3, 2022Assignee: THE PRUDENTIAL INSURANCE COMPANY OF AMERICAInventors: Venkatesh Sarvottamrao Apsingekar, Sahil Vinod Motadoo, Christopher John Schille, James Francis Lavine
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Patent number: 11281752Abstract: When personally identifiable information (PII) is to be stored or updated, a system first seeks consent from the user for the PII store or update. If the user grants consent, then the system stores the PII in the user's personal device or updates the PII stored in the user's personal device. The system then retrieves that PII and generates a token representing that PII. Even if the token were taken by a malicious user, it would not be possible for the malicious user to determine the user's actual PII from the token. In this manner, the security of the PII is improved over conventional systems.Type: GrantFiled: March 3, 2020Date of Patent: March 22, 2022Assignee: THE PRUDENTIAL INSURANCE COMPANY OF AMERICAInventors: Venkatesh Sarvottamrao Apsingekar, Sahil Vinod Motadoo, Christopher John Schille, James Francis Lavine
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Publication number: 20220060331Abstract: A system allows a user to store his personally identifiable information (PII) on a personal device. When a third party wants to access the user's PII (e.g., to update the PII or to retrieve the PII), a notification will be presented to the user on the personal device seeking consent to the access. The notification may inform the user as to what information is being requested and which entity is requesting the access. The requested access will be denied unless the user consents to the access. In this manner, the user is given control over the dissemination of his PII. Additionally, the system alters or adjusts the PII that is stored in third-party servers so that even if these servers are breached, the user's actual PII is not exposed.Type: ApplicationFiled: November 4, 2021Publication date: February 24, 2022Inventors: VENKATESH SARVOTTAMRAO APSINGEKAR, Sahil Vinod Motadoo, Christopher John Schille, James Francis Lavine
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Patent number: 11250157Abstract: A system protects personally identifiable information (PII) by implementing an unconventional key management scheme. In this scheme, the system uses a set of keys rather than an individual key for encrypting PII. Different portions of the PII are encrypted using different keys from the set of keys. In this manner, even if a malicious user were to access a key, that key would not give the malicious user the ability to decrypt all of the PII. Additionally, the system generates a new set of keys periodically (e.g., once a month). The system also deletes sets of keys that are too old (e.g., six months old). As a result, even if a malicious user were to access a key, the usefulness of that key would be time limited.Type: GrantFiled: March 3, 2020Date of Patent: February 15, 2022Assignee: THE PRUDENTIAL INSURANCE COMPANY OF AMERICAInventors: Venkatesh Sarvottamrao Apsingekar, Sahil Vinod Motadoo, Christopher John Schille, James Francis Lavine
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Patent number: 11201741Abstract: A system allows a user to store his personally identifiable information (PII) on a personal device. When a third party wants to access the user's PII (e.g., to update the PII or to retrieve the PII), a notification will be presented to the user on the personal device seeking consent to the access. The notification may inform the user as to what information is being requested and which entity is requesting the access. The requested access will be denied unless the user consents to the access. In this manner, the user is given control over the dissemination of his PII. Additionally, the system alters or adjusts the PII that is stored in third-party servers so that even if these servers are breached, the user's actual PII is not exposed.Type: GrantFiled: March 3, 2020Date of Patent: December 14, 2021Assignee: THE PRUDENTIAL INSURANCE COMPANY OF AMERICAInventors: Venkatesh Sarvottamrao Apsingekar, Sahil Vinod Motadoo, Christopher John Schille, James Francis Lavine