Abstract: A financial transaction processing system in a legacy financial transaction network for wireless mobile handset devices having an internal SIM or USIM under control of a service provider in a wireless communication network connected to an open world communication network in which the SIM or USIM has a secure part of an account management application that manages a financial account in the handset and adjusts the financial account when the user of the handset communicates a number related to the mobile number of the handset to a legacy remote card terminal which routes the number and transaction data to the secure link server of the service provider.

Abstract: Method and apparatus to monitor MQoS of wireless mobile devices is described. In one embodiment, the present invention provides a method to monitor the health of 3G mobile devices and provide a status check of such health to network technicians, supervisors, and management. In one aspect, mobile devices on the network perform measurement of MQoS factors that are reported to a quality of service backend. The MQoS data is combined to show current and historical network status. In another aspect, alarms may be set to notify specific managers when manager programmable conditions occur, such as low system performance, or specific error conditions occur. Reports may be generated summarizing and illustrating performance in tabular and graphical form. Parameters used for testing and monitoring mobile devices may be input to specific mobile devices or groups of mobile devices in a system.

Abstract: Method and apparatus to monitor MQoS of wireless mobile devices is described. In one embodiment, the present invention provides a method to monitor the health of 3G mobile devices and provide a status check of such health to network technicians, supervisors, and management. In one aspect, mobile devices on the network perform measurement of MQoS factors that are reported to a quality of service backend. The MQoS data is combined to show current and historical network status. In another aspect, alarms may be set to notify specific managers when manager programmable conditions occur, such as low system performance, or specific error conditions occur. Reports may be generated summarizing and illustrating performance in tabular and graphical form. Parameters used for testing and monitoring mobile devices may be input to specific mobile devices or groups of mobile devices in a system.

Abstract: A financial transaction processing system in a legacy financial transaction network for wireless mobile handset devices having an internal SIM or USIM under control of a service provider in a wireless communication network connected to an open world communication network in which the SIM or USIM has a secure part of an account management application that manages a financial account in the handset and adjusts the financial account when the user of the handset communicates a number related to the mobile number of the handset to a legacy remote card terminal which routes the number and transaction data to the secure link server of the service provider.

Abstract: A method and apparatus for a wireless communication network with mobile wireless devices, where the wireless communication network is at least in part controlled by a wireless network service provider that provides wireless network services to subscribers, the wireless devices including terminals capable of communication in the wireless communication network and capable of connecting to the Internet, each terminal having a removable USIM under the control of the wireless network service provider, wherein the USIM is provided to a subscriber for installation in the subscriber's terminal for controlling the terminal's access to the service provider's wireless communication network and to the Internet.

Abstract: Method and apparatus to monitor MQoS of wireless mobile devices is described. In one embodiment, the present invention provides a method to monitor the health of 3G mobile devices and provide a status check of such health to network technicians, supervisors, and management. In one aspect, mobile devices on the network perform measurement of MQoS factors that are reported to a quality of service backend. The MQoS data is combined to show current and historical network status. In another aspect, alarms may be set to notify specific managers when manager programmable conditions occur, such as low system performance, or specific error conditions occur. Reports may be generated summarizing and illustrating performance in tabular and graphical form. Parameters used for testing and monitoring mobile devices may be input to specific mobile devices or groups of mobile devices in a system.

Abstract: A credit card size authentication card is manufactured using innovative sensor technology, processor technology, power generation and storage, panel display and integration technology. The front of the card has a data display and an exposed, biometric sensor. Internally the card has one or more flex boards that carry low profile, surface-mounted electronic components including a processor that provides the control functions and mathematical calculations to generate a series of random personal identification numbers (PINs) in the display. The random PINs are derived from a biometric seed number obtained during initialization of the card by a discrete user. The electronic circuitry controlling and interconnecting the processor, the sensor and the display is powered by a power system including a thin film battery, a thin film power generator and a low profile power regulator. The thin film power generator preferably comprises a thin film solar collector or RF antenna circuit for energy harvesting.

Abstract: A system for increasing transaction security across existing infrastructure is provided. A user bio-metric sensor device is integrated into a credit or debit card. A display unit provides a key, preferably encrypted, upon successful utilization of the sensor device. Included in the key generation mechanism is an indicator of the transaction number or other sequential count indicative of card use. An authorization service decrypts the key in a manner at least partially dependent upon a second sequential count maintained in sync with the first count to determine whether the use is authorized. In one embodiment, a separate credit card reader may be configured to read conventional credit cards, smart cards, and credit cards incorporating such bio-metric sensor devices.

Abstract: An interlink receiver system and receiver unit for remote encoding wireless phone units including a host computer that communicates with the interlink receiver unit over telephone lines or airways to encode wireless phone units with the key code for authentication of the phone unit and encryption of communications from the phone unit during use, the interlink receiver unit connecting to the host computer for data exchange and controlling the encoding of a connected phone unit.

Abstract: A system for increasing transaction security across existing infrastructure is provided. A user bio-metric sensor device is integrated into a credit or debit card. A display unit provides a key, preferably encrypted, upon successful utilization of the sensor device. Included in the key generation mechanism is an indicator of the transaction number or other sequential count indicative of card use. An authorization service decrypts the key in a manner at least partially dependent upon a second sequential count maintained in sync with the first count to determine whether the use is authorized.

Abstract: Method and apparatus to monitor MQoS of wireless mobile devices is described. In one embodiment, the present invention provides a method to monitor the health of 3G mobile devices and provide a status check of such health to network technicians, supervisors, and management. In one aspect, mobile devices on the network perform measurement of MQoS factors that are reported to a quality of service backend. The MQoS data is combined to show current and historical network status. In another aspect, alarms may be set to notify specific managers when manager programmable conditions occur, such as low system performance, or specific error conditions occur. Reports may be generated summarizing and illustrating performance in tabular and graphical form. Parameters used for testing and monitoring mobile devices may be input to specific mobile devices or groups of mobile devices in a system.

Abstract: A system for increasing transaction security across existing infrastructure is provided. An activation mechanism sends an activation signal or a signal providing a PIN and/or other data to a processing device. If the data is verifiable, the processing device performs verification. A display unit provides a key, preferably encrypted, upon successful utilization of the sensor device. Included in the key generation mechanism is an indicator of the transaction number or other sequential count indicative of card use. An authorization service reads the key from a transaction communication PIN field and decrypts based on a second sequential count maintained in sync with the first count to determine whether the use is authorized. In one embodiment a clocking mechanism is also utilized in encrypting and decrypting the key. A separate reader may be similarly configured to read existing smart cards utilizing the process of the present invention.

Abstract: A system for increasing transaction security across existing infrastructure is provided. A user bio-metric sensor device is integrated into a credit or debit card. A display unit provides a key, preferably encrypted, upon successful utilization of the sensor device. Included in the key generation mechanism is an indicator of the transaction number or other sequential count indicative of card use. An authorization service decrypts the key in a manner at least partially dependent upon a second sequential count maintained in sync with the first count to determine whether the use is authorized. A separate reader may be similarly configured to read existing smart cards utilizing the process of the present invention.