Abstract: A method is disclosed. The method includes receiving interaction data for an interaction with a resource provider interacting with an access device, and responsive to receiving the interaction data, transmitting a network token request message to a token service computer. The method also includes receiving, from the token service computer, a network token response message comprising a network access token, and obtaining a supplemental access token associated with the network access token. The method also includes transmitting a value inquiry message comprising the supplemental access token to a value assessment computer, receiving a value inquiry response message comprising a value indicator from the value assessment computer, and initiating generating an authorization request message comprising an interaction amount that is based at least in part on the value indicator in the value inquiry response message.

Abstract: A method is disclosed. The method includes forming a local data connection between a mobile communication device comprising a voice assistant module, and an access device in an interaction. The method also includes receiving, by the mobile communication device, a voice command with a request for the access device to automatically provide a resource to a user of the mobile communication device.

Abstract: The invention is directed to an electronic toy bank. The electronic toy bank may be utilized by a child to learn how to manage funds corresponding to an external account and may also be associated with a payment device operated by a child. The child may utilize a transfer device to communicate information to the electronic toy bank, where the information can indicate an amount to be transferred from a first external account to a second external account associated with the child. Upon authorization of the transfer, the electronic toy bank may send instructions to a remote server computer to update information associated with the first external account and the second external account according to the amount. The electronic toy bank can update information displayed on its display screen to reflect a balance associated with an external account, allowing the child to easily see their current savings.

Abstract: The invention is directed to an electronic toy bank. The electronic toy bank may be utilized by a child to learn how to manage funds corresponding to an external account and may also be associated with a payment device operated by a child. The child may utilize a transfer device to communicate information to the electronic toy bank, where the information can indicate an amount to be transferred from a first external account to a second external account associated with the child. Upon authorization of the transfer, the electronic toy bank may send instructions to a remote server computer to update information associated with the first external account and the second external account according to the amount. The electronic toy bank can update information displayed on its display screen to reflect a balance associated with an external account, allowing the child to easily see their current savings.

Abstract: The invention is directed to an electronic toy bank. The electronic toy bank may be utilized by a child to learn how to manage funds corresponding to an external account and may also be associated with a payment device operated by a child. The child may utilize a transfer device to communicate information to the electronic toy bank, where the information can indicate an amount to be transferred from a first external account to a second external account associated with the child. Upon authorization of the transfer, the electronic toy bank may send instructions to a remote server computer to update information associated with the first external account and the second external account according to the amount. The electronic toy bank can update information displayed on its display screen to reflect a balance associated with an external account, allowing the child to easily see their current savings.