Patents by Inventor Christopher Phillip Clausen

Christopher Phillip Clausen has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11423137
    Abstract: An authorization level is set at enrollment. The authorization level can be determined based on user identity and a class of authentication. The class of authentication can be associated with strength of authentication related to a channel employed to enroll a user for access to products or services. Authorization level can also be determined based on initiation information regarding the user, a device of the user, or both. Access to the products or services can be selectively controlled based on the authorization level.
    Type: Grant
    Filed: April 22, 2020
    Date of Patent: August 23, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Adam Evans Vancini, Christopher Phillip Clausen, Darrell L. Suen
  • Patent number: 10791115
    Abstract: Systems, methods, and other embodiments associated with bidirectional authorization are described herein. According to one embodiment, a method includes a user receiving a communication from an entity. In response to receiving the communication from the entity, the method further includes generating a token. The token may be personal identification number (PIN), alphanumeric value, code word, pass phrase, or security question. The token is received by a device of the user. Additionally, the token is transmitted to the entity. The user may then receive evidence of the token from the entity.
    Type: Grant
    Filed: January 8, 2018
    Date of Patent: September 29, 2020
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Christopher Phillip Clausen, Lisa Michelle Lepage, Darrell Lee Suen, Jeffrey A. Cornman
  • Patent number: 10664587
    Abstract: An authorization level is set at enrollment. Initiation information for a user of a device is provided during enrollment to an entity for authentication. The entity can be associated with a class defined by an ability of the entity to verify user identity. Verification data is received from the entity associated with user authentication. An authorization level is selected based on the verification data. An enrollment token is then generated that includes the authorization level that defines security parameters for the device.
    Type: Grant
    Filed: April 8, 2019
    Date of Patent: May 26, 2020
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Adam Evans Vancini, Christopher Phillip Clausen, Darrell L. Suen
  • Patent number: 10255429
    Abstract: Systems, methods, and other embodiments associated with setting an authorization level at enrollment. According to one embodiment, a method includes a accessing an interface on a device. Initiation information for a user of the device is provided to an authorizer. The authorizer is associated with a class. Verification data is received from the authorizer. An enrollment token is then generated based on the verification data. The enrollment token includes an authorization level that defines security parameters for the device.
    Type: Grant
    Filed: October 3, 2014
    Date of Patent: April 9, 2019
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Adam Evans Vancini, Christopher Phillip Clausen, Darrell L. Suen
  • Patent number: 9887996
    Abstract: Systems, methods, and other embodiments associated with bidirectional authentication are described herein. According to one embodiment, a method includes a user receiving a communication from an entity. In response to receiving the communication from the entity, the method further includes generating a token. The token may be a one-time passcode, personal identification number (PIN), alphanumeric value, code word, pass phrase, or security question. The token is received by a device of the user. Additionally, the token is transmitted to the entity. The user may then receive evidence of the token from the entity.
    Type: Grant
    Filed: September 22, 2016
    Date of Patent: February 6, 2018
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Christopher Phillip Clausen, Lisa Michelle Lepage, Darrell Lee Suen, Jeffrey A. Cornman
  • Patent number: 9473490
    Abstract: Systems, methods, and other embodiments associated with bidirectional authentication are described herein. According to one embodiment, a method includes a user receiving a communication from an entity. In response to receiving the communication from the entity, the method further includes generating a token. The token may be a one-time passcode, personal identification number (PIN), alphanumeric value, code word, pass phrase, or security question. The token is received by a device of the user. Additionally, the token is transmitted to the entity. The user may then receive evidence of the token from the entity.
    Type: Grant
    Filed: October 13, 2014
    Date of Patent: October 18, 2016
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Christopher Phillip Clausen, Lisa Michelle Lepage, Darrell Lee Suen, Jeffrey A. Cornman
  • Publication number: 20160105425
    Abstract: Systems, methods, and other embodiments associated with bidirectional authentication are described herein. According to one embodiment, a method includes a user receiving a communication from an entity. In response to receiving the communication from the entity, the method further includes generating a token. The token may be a one-time passcode, personal identification number (PIN), alphanumeric value, code word, pass phrase, or security question. The token is received by a device of the user. Additionally, the token is transmitted to the entity. The user may then receive evidence of the token from the entity.
    Type: Application
    Filed: October 13, 2014
    Publication date: April 14, 2016
    Applicant: WELLS FARGO BANK, N.A.
    Inventors: Christopher Phillip Clausen, Lisa Michelle Lepage, Darrell Lee Suen, Jeffrey A. Cornman
  • Publication number: 20160098548
    Abstract: Systems, methods, and other embodiments associated with setting an authorization level at enrollment. According to one embodiment, a method includes a accessing an interface on a device. Initiation information for a user of the device is provided to an authorizer. The authorizer is associated with a class. Verification data is received from the authorizer. An enrollment token is then generated based on the verification data. The enrollment token includes an authorization level that defines security parameters for the device.
    Type: Application
    Filed: October 3, 2014
    Publication date: April 7, 2016
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Adam Evans Vancini, Christopher Phillip Clausen, Darrell L. Suen