Abstract: A device includes a processor coupled to a memory that stores instructions that when executed by the processor cause the processor to provide access to at least one of a product or a service via a digital channel; provide initial information to an authorizer via the digital channel; receive an enrollment token, the enrollment token including identifying information that identifies the device and defining a level of authorization with respect to the digital channel utilized by the device; provide the enrollment token to an institution computing system associated with an institution; and access a product or service provided by the institution based on the level of authorization defined by the enrollment token.

Abstract: An authorization level is set at enrollment. The authorization level can be determined based on user identity and a class of authentication. The class of authentication can be associated with strength of authentication related to a channel employed to enroll a user for access to products or services. Authorization level can also be determined based on initiation information regarding the user, a device of the user, or both. Access to the products or services can be selectively controlled based on the authorization level.

Abstract: Systems, methods, and other embodiments associated with bidirectional authorization are described herein. According to one embodiment, a method includes a user receiving a communication from an entity. In response to receiving the communication from the entity, the method further includes generating a token. The token may be personal identification number (PIN), alphanumeric value, code word, pass phrase, or security question. The token is received by a device of the user. Additionally, the token is transmitted to the entity. The user may then receive evidence of the token from the entity.

Abstract: An authorization level is set at enrollment. Initiation information for a user of a device is provided during enrollment to an entity for authentication. The entity can be associated with a class defined by an ability of the entity to verify user identity. Verification data is received from the entity associated with user authentication. An authorization level is selected based on the verification data. An enrollment token is then generated that includes the authorization level that defines security parameters for the device.

Abstract: Systems, methods, and other embodiments associated with setting an authorization level at enrollment. According to one embodiment, a method includes a accessing an interface on a device. Initiation information for a user of the device is provided to an authorizer. The authorizer is associated with a class. Verification data is received from the authorizer. An enrollment token is then generated based on the verification data. The enrollment token includes an authorization level that defines security parameters for the device.

Abstract: Systems, methods, and other embodiments associated with bidirectional authentication are described herein. According to one embodiment, a method includes a user receiving a communication from an entity. In response to receiving the communication from the entity, the method further includes generating a token. The token may be a one-time passcode, personal identification number (PIN), alphanumeric value, code word, pass phrase, or security question. The token is received by a device of the user. Additionally, the token is transmitted to the entity. The user may then receive evidence of the token from the entity.

Abstract: Systems, methods, and other embodiments associated with bidirectional authentication are described herein. According to one embodiment, a method includes a user receiving a communication from an entity. In response to receiving the communication from the entity, the method further includes generating a token. The token may be a one-time passcode, personal identification number (PIN), alphanumeric value, code word, pass phrase, or security question. The token is received by a device of the user. Additionally, the token is transmitted to the entity. The user may then receive evidence of the token from the entity.

Abstract: Systems, methods, and other embodiments associated with bidirectional authentication are described herein. According to one embodiment, a method includes a user receiving a communication from an entity. In response to receiving the communication from the entity, the method further includes generating a token. The token may be a one-time passcode, personal identification number (PIN), alphanumeric value, code word, pass phrase, or security question. The token is received by a device of the user. Additionally, the token is transmitted to the entity. The user may then receive evidence of the token from the entity.

Abstract: Systems, methods, and other embodiments associated with setting an authorization level at enrollment. According to one embodiment, a method includes a accessing an interface on a device. Initiation information for a user of the device is provided to an authorizer. The authorizer is associated with a class. Verification data is received from the authorizer. An enrollment token is then generated based on the verification data. The enrollment token includes an authorization level that defines security parameters for the device.