Patents by Inventor Christopher Sipanya

Christopher Sipanya has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230409354
    Abstract: A method may include retrieving, from a data store, an environment template data file; parsing the environment template data file to identify: path data; an amount of events; and display location information with respect to each event in the amount of events; accessing a user profile identifying scheduled events for a user; for a first event in the scheduled events for the user, predicting using at least one processor, a set of decisions associated with the first event, and a set of impact determinations for each respective decision in the set of decisions; generating, using the processing device, a user interface based on the path data, the amount of events, the display location information, the set of decisions associated with the first event, and the set of impact determinations for each respective decision in the set of decisions; and presenting the user interface on a computing device of the user.
    Type: Application
    Filed: July 6, 2023
    Publication date: December 21, 2023
    Inventors: Rajeswaran Govindan, Margaret Seter Honeycutt, Wyman Yu, Jason V. Biala, Ryan Lee Hammond, Dennis E. Montenegro, Christopher Sipanya, Sergey Yamandiy, Miriam Felecia Clark, Jason Huang
  • Patent number: 11734029
    Abstract: A method may include retrieving, from a data store, an environment template data file; parsing the environment template data file to identify: path data; an amount of events; and display location information with respect to each event in the amount of events; accessing a user profile identifying scheduled events for a user; for a first event in the scheduled events for the user, predicting using at least one processor, a set of decisions associated with the first event, and a set of impact determinations for each respective decision in the set of decisions; generating, using the processing device, a user interface based on the path data, the amount of events, the display location information, the set of decisions associated with the first event, and the set of impact determinations for each respective decision in the set of decisions; and presenting the user interface on a computing device of the user.
    Type: Grant
    Filed: June 17, 2022
    Date of Patent: August 22, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Rajeswaran Govindan, Margaret Seter Honeycutt, Wyman Yu, Jason V. Biala, Ryan Lee Hammond, Dennis E. Montenegro, Christopher Sipanya, Sergey Yamandiy, Miriam Felecia Clark, Jason Huang
  • Patent number: 11568419
    Abstract: An example method includes receiving information related to a transaction with a financial account initiated by a customer at a financial terminal, the financial account including a transaction limit. Based on the information related to the transaction exceeding the transaction limit for the financial account, the method includes identifying a mobile device associated with the financial account and receiving location information of the mobile device via one or both of a passive location response or an active location response. Based on the location information of the mobile device, the method includes determining that the mobile device is located within a predetermined distance from a location of the financial terminal and temporarily changing the transaction limit for the financial account by a variable amount based on whether the location information of the mobile device was received via the one or both of the passive or the active location response.
    Type: Grant
    Filed: December 17, 2020
    Date of Patent: January 31, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Shari Van Cleave, Darren Michael Goetz, Dennis Emmanuel Montenegro, Dominik Vltavsky, Fairy Bui, Jason Huang, Christopher Sipanya