Patents by Inventor Christopher W. McKinzie
Christopher W. McKinzie has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Publication number: 20230230154Abstract: A method is provided comprising receiving, at a first node, transactional data associated with a consumer (wherein the first node comprises a processor and a tangible, non-transitory memory), receiving, at the first node, a credit approval request associated with the consumer, wherein the credit approval request is associated with a proposed transaction, determining, by the first node, whether the transactional data conforms with the proposed transaction, and at least one of approving and denying the credit approval request in response to the determination.Type: ApplicationFiled: August 31, 2022Publication date: July 20, 2023Inventors: THOMAS G. HOCHSTATTER, JOHN LEONARD, CHRISTOPHER W. McKINZIE
-
Patent number: 10453129Abstract: A method is provided comprising receiving, at a first node, transactional data associated with a consumer (wherein the first node comprises a processor and a tangible, non-transitory memory), receiving, at the first node, a credit approval request associated with the consumer, wherein the credit approval request is associated with a proposed transaction, determining, by the first node, whether the transactional data conforms with the proposed transaction, and at least one of approving and denying the credit approval request in response to the determination.Type: GrantFiled: February 26, 2016Date of Patent: October 22, 2019Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Thomas G. Hochstatter, John Leonard, Christopher W. McKinzie
-
Publication number: 20160180456Abstract: A method is provided comprising receiving, at a first node, transactional data associated with a consumer (wherein the first node comprises a processor and a tangible, non-transitory memory), receiving, at the first node, a credit approval request associated with the consumer, wherein the credit approval request is associated with a proposed transaction, determining, by the first node, whether the transactional data conforms with the proposed transaction, and at least one of approving and denying the credit approval request in response to the determination.Type: ApplicationFiled: February 26, 2016Publication date: June 23, 2016Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: THOMAS G. HOCHSTATTER, JOHN LEONARD, CHRISTOPHER W. McKINZIE
-
Patent number: 9311672Abstract: A method is provided comprising receiving, at a first node, transactional data associated with a consumer (wherein the first node comprises a processor and a tangible, non-transitory memory), receiving, at the first node, a credit approval request associated with the consumer, wherein the credit approval request is associated with a proposed transaction, determining, by the first node, whether the transactional data conforms with the proposed transaction, and at least one of approving and denying the credit approval request in response to the determination.Type: GrantFiled: August 9, 2012Date of Patent: April 12, 2016Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Thomas G. Hochstatter, John Leonard, Christopher W. McKinzie
-
Publication number: 20140046827Abstract: A method is provided comprising receiving, at a first node, transactional data associated with a consumer (wherein the first node comprises a processor and a tangible, non-transitory memory), receiving, at the first node, a credit approval request associated with the consumer, wherein the credit approval request is associated with a proposed transaction, determining, by the first node, whether the transactional data conforms with the proposed transaction, and at least one of approving and denying the credit approval request in response to the determination.Type: ApplicationFiled: August 9, 2012Publication date: February 13, 2014Applicant: American Express Travel Related Services Company, Inc.Inventors: Thomas G. Hochstatter, John Leonard, Christopher W. McKinzie
-
Patent number: 8589209Abstract: Systems and methods for assessing viability and marketability of an asset are provided. In exemplary embodiments, an asset assessment system receives disclosure information for the asset. The disclosure information comprises information indicating at least one taxonomy segment associated with the asset. An attribute grade may then determined based on the disclosure information, while a market grade may be determined based on market data for the at least one taxonomy segment. A final grade based on the attribute grade and the market grade is then calculated. This final grade provides an indication of the viability and marketability of the asset. The final grade may then be output.Type: GrantFiled: July 2, 2012Date of Patent: November 19, 2013Assignee: Fluid Innovation Group, Inc.Inventors: Christopher W. McKinzie, Andrew W. Allemann
-
Publication number: 20130090985Abstract: Systems and methods for assessing viability and marketability of an asset are provided. In exemplary embodiments, an asset assessment system receives disclosure information for the asset. The disclosure information comprises information indicating at least one taxonomy segment associated with the asset. An attribute grade may then determined based on the disclosure information, while a market grade may be determined based on market data for the at least one taxonomy segment. A final grade based on the attribute grade and the market grade is then calculated. This final grade provides an indication of the viability and marketability of the asset. The final grade may then be output.Type: ApplicationFiled: July 2, 2012Publication date: April 11, 2013Inventors: Christopher W. McKinzie, Andrew W. Allemann
-
Patent number: 8214248Abstract: Systems and methods for assessing viability and marketability of an asset are provided. In exemplary embodiments, an asset assessment system receives disclosure information for the asset. The disclosure information comprises information indicating at least one taxonomy segment associated with the asset. An attribute grade may then determined based on the disclosure information, while a market grade may be determined based on market data for the at least one taxonomy segment. A final grade based on the attribute grade and the market grade is then calculated. This final grade provides an indication of the viability and marketability of the asset. The final grade may then be output.Type: GrantFiled: January 29, 2008Date of Patent: July 3, 2012Assignee: Fluid Innovation Group, Inc.Inventors: Christopher W. Mckinzie, Andrew W. Allemann
-
Publication number: 20120158500Abstract: Methods, systems and computer readable medium are provided for matching providers with potential buyers. According to one method, custom proposed merchant offerings are established from merchant offerings data, stored in a database, based at least in part on at least one of a profile and transaction history of a first entity. The custom proposed merchant offerings are organized into a subset of proposed merchant offerings based, at least in part, on the transaction history of the first entity. The method further includes organizing the subset of proposed merchant offerings further based, at least in part, on geographic location to create an organized subset of proposed merchant offerings. The organized subset of proposed merchant offerings is presented to the first entity through a user interface.Type: ApplicationFiled: December 15, 2010Publication date: June 21, 2012Applicant: American Express Travel Related Services Company, Inc.Inventors: Thomas G. Hochstatter, Christopher W. McKinzie, John Leonard
-
Patent number: 7822191Abstract: A method is provided for synchronizing disparate customized address books which each include contact information including an email address for a customer. The method includes storing identification information for each communications partner. Each communications partner is associated with a different disparate customized address book. The identification information is used to update the disparate customized address books when the contact information of the customer is changed to changed contact information. The method also includes determining when the contact information of the customer changes to changed contact information. The method further includes updating each of the disparate customized address books to include the changed contact information when the contact information of the customer is changed to the changed contact information.Type: GrantFiled: July 8, 2005Date of Patent: October 26, 2010Inventors: Christopher W. McKinzie, Claire S. Vishik
-
Patent number: 6956942Abstract: A multi-modal address book for a customer associated with at least one account in an electronic communications environment is provided. The multi-modal address book is associated with a customized profile of the customer and has multiple entries. Each entry of the multi-modal address book is associated with a communications partner and includes at least one address. Information of a centrally stored copy of the address book is automatically synchronized with a copy of the address book provided at a remote communications device when information of an entry is altered at either the centrally stored address book or the copy of the address book. An indicator can be stored in association with at least one of the entries of the address book. The indicator indicates that an address book of a communications partner corresponding to an entry is to be automatically updated when the profile of the customer is altered. The updating occurs without regard to the modality used to communicate with the stored address.Type: GrantFiled: September 18, 2002Date of Patent: October 18, 2005Assignee: SBC Properties, L.P.Inventors: Christopher W. McKinzie, Claire S. Vishik
-
Publication number: 20040052356Abstract: A multi-modal address book for a customer associated with at least one account in an electronic communications environment is provided. The multi-modal address book is associated with a customized profile of the customer and has multiple entries. Each entry of the multi-modal address book is associated with a communications partner and includes at least one address. Information of a centrally stored copy of the address book is automatically synchronized with a copy of the address book provided at a remote communications device when information of an entry is altered at either the centrally stored address book or the copy of the address book. An indicator can be stored in association with at least one of the entries of the address book. The indicator indicates that an address book of a communications partner corresponding to an entry is to be automatically updated when the profile of the customer is altered. The updating occurs without regard to the modality used to communicate with the stored address.Type: ApplicationFiled: September 18, 2002Publication date: March 18, 2004Applicant: SBC PROPERTIES, L.P., of Reno, NVInventors: Christopher W. McKinzie, Claire S. Vishik