Patents by Inventor Christopher W. McKinzie

Christopher W. McKinzie has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230230154
    Abstract: A method is provided comprising receiving, at a first node, transactional data associated with a consumer (wherein the first node comprises a processor and a tangible, non-transitory memory), receiving, at the first node, a credit approval request associated with the consumer, wherein the credit approval request is associated with a proposed transaction, determining, by the first node, whether the transactional data conforms with the proposed transaction, and at least one of approving and denying the credit approval request in response to the determination.
    Type: Application
    Filed: August 31, 2022
    Publication date: July 20, 2023
    Inventors: THOMAS G. HOCHSTATTER, JOHN LEONARD, CHRISTOPHER W. McKINZIE
  • Patent number: 10453129
    Abstract: A method is provided comprising receiving, at a first node, transactional data associated with a consumer (wherein the first node comprises a processor and a tangible, non-transitory memory), receiving, at the first node, a credit approval request associated with the consumer, wherein the credit approval request is associated with a proposed transaction, determining, by the first node, whether the transactional data conforms with the proposed transaction, and at least one of approving and denying the credit approval request in response to the determination.
    Type: Grant
    Filed: February 26, 2016
    Date of Patent: October 22, 2019
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Thomas G. Hochstatter, John Leonard, Christopher W. McKinzie
  • Publication number: 20160180456
    Abstract: A method is provided comprising receiving, at a first node, transactional data associated with a consumer (wherein the first node comprises a processor and a tangible, non-transitory memory), receiving, at the first node, a credit approval request associated with the consumer, wherein the credit approval request is associated with a proposed transaction, determining, by the first node, whether the transactional data conforms with the proposed transaction, and at least one of approving and denying the credit approval request in response to the determination.
    Type: Application
    Filed: February 26, 2016
    Publication date: June 23, 2016
    Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: THOMAS G. HOCHSTATTER, JOHN LEONARD, CHRISTOPHER W. McKINZIE
  • Patent number: 9311672
    Abstract: A method is provided comprising receiving, at a first node, transactional data associated with a consumer (wherein the first node comprises a processor and a tangible, non-transitory memory), receiving, at the first node, a credit approval request associated with the consumer, wherein the credit approval request is associated with a proposed transaction, determining, by the first node, whether the transactional data conforms with the proposed transaction, and at least one of approving and denying the credit approval request in response to the determination.
    Type: Grant
    Filed: August 9, 2012
    Date of Patent: April 12, 2016
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Thomas G. Hochstatter, John Leonard, Christopher W. McKinzie
  • Publication number: 20140046827
    Abstract: A method is provided comprising receiving, at a first node, transactional data associated with a consumer (wherein the first node comprises a processor and a tangible, non-transitory memory), receiving, at the first node, a credit approval request associated with the consumer, wherein the credit approval request is associated with a proposed transaction, determining, by the first node, whether the transactional data conforms with the proposed transaction, and at least one of approving and denying the credit approval request in response to the determination.
    Type: Application
    Filed: August 9, 2012
    Publication date: February 13, 2014
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Thomas G. Hochstatter, John Leonard, Christopher W. McKinzie
  • Patent number: 8589209
    Abstract: Systems and methods for assessing viability and marketability of an asset are provided. In exemplary embodiments, an asset assessment system receives disclosure information for the asset. The disclosure information comprises information indicating at least one taxonomy segment associated with the asset. An attribute grade may then determined based on the disclosure information, while a market grade may be determined based on market data for the at least one taxonomy segment. A final grade based on the attribute grade and the market grade is then calculated. This final grade provides an indication of the viability and marketability of the asset. The final grade may then be output.
    Type: Grant
    Filed: July 2, 2012
    Date of Patent: November 19, 2013
    Assignee: Fluid Innovation Group, Inc.
    Inventors: Christopher W. McKinzie, Andrew W. Allemann
  • Publication number: 20130090985
    Abstract: Systems and methods for assessing viability and marketability of an asset are provided. In exemplary embodiments, an asset assessment system receives disclosure information for the asset. The disclosure information comprises information indicating at least one taxonomy segment associated with the asset. An attribute grade may then determined based on the disclosure information, while a market grade may be determined based on market data for the at least one taxonomy segment. A final grade based on the attribute grade and the market grade is then calculated. This final grade provides an indication of the viability and marketability of the asset. The final grade may then be output.
    Type: Application
    Filed: July 2, 2012
    Publication date: April 11, 2013
    Inventors: Christopher W. McKinzie, Andrew W. Allemann
  • Patent number: 8214248
    Abstract: Systems and methods for assessing viability and marketability of an asset are provided. In exemplary embodiments, an asset assessment system receives disclosure information for the asset. The disclosure information comprises information indicating at least one taxonomy segment associated with the asset. An attribute grade may then determined based on the disclosure information, while a market grade may be determined based on market data for the at least one taxonomy segment. A final grade based on the attribute grade and the market grade is then calculated. This final grade provides an indication of the viability and marketability of the asset. The final grade may then be output.
    Type: Grant
    Filed: January 29, 2008
    Date of Patent: July 3, 2012
    Assignee: Fluid Innovation Group, Inc.
    Inventors: Christopher W. Mckinzie, Andrew W. Allemann
  • Publication number: 20120158500
    Abstract: Methods, systems and computer readable medium are provided for matching providers with potential buyers. According to one method, custom proposed merchant offerings are established from merchant offerings data, stored in a database, based at least in part on at least one of a profile and transaction history of a first entity. The custom proposed merchant offerings are organized into a subset of proposed merchant offerings based, at least in part, on the transaction history of the first entity. The method further includes organizing the subset of proposed merchant offerings further based, at least in part, on geographic location to create an organized subset of proposed merchant offerings. The organized subset of proposed merchant offerings is presented to the first entity through a user interface.
    Type: Application
    Filed: December 15, 2010
    Publication date: June 21, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Thomas G. Hochstatter, Christopher W. McKinzie, John Leonard
  • Patent number: 7822191
    Abstract: A method is provided for synchronizing disparate customized address books which each include contact information including an email address for a customer. The method includes storing identification information for each communications partner. Each communications partner is associated with a different disparate customized address book. The identification information is used to update the disparate customized address books when the contact information of the customer is changed to changed contact information. The method also includes determining when the contact information of the customer changes to changed contact information. The method further includes updating each of the disparate customized address books to include the changed contact information when the contact information of the customer is changed to the changed contact information.
    Type: Grant
    Filed: July 8, 2005
    Date of Patent: October 26, 2010
    Inventors: Christopher W. McKinzie, Claire S. Vishik
  • Patent number: 6956942
    Abstract: A multi-modal address book for a customer associated with at least one account in an electronic communications environment is provided. The multi-modal address book is associated with a customized profile of the customer and has multiple entries. Each entry of the multi-modal address book is associated with a communications partner and includes at least one address. Information of a centrally stored copy of the address book is automatically synchronized with a copy of the address book provided at a remote communications device when information of an entry is altered at either the centrally stored address book or the copy of the address book. An indicator can be stored in association with at least one of the entries of the address book. The indicator indicates that an address book of a communications partner corresponding to an entry is to be automatically updated when the profile of the customer is altered. The updating occurs without regard to the modality used to communicate with the stored address.
    Type: Grant
    Filed: September 18, 2002
    Date of Patent: October 18, 2005
    Assignee: SBC Properties, L.P.
    Inventors: Christopher W. McKinzie, Claire S. Vishik
  • Publication number: 20040052356
    Abstract: A multi-modal address book for a customer associated with at least one account in an electronic communications environment is provided. The multi-modal address book is associated with a customized profile of the customer and has multiple entries. Each entry of the multi-modal address book is associated with a communications partner and includes at least one address. Information of a centrally stored copy of the address book is automatically synchronized with a copy of the address book provided at a remote communications device when information of an entry is altered at either the centrally stored address book or the copy of the address book. An indicator can be stored in association with at least one of the entries of the address book. The indicator indicates that an address book of a communications partner corresponding to an entry is to be automatically updated when the profile of the customer is altered. The updating occurs without regard to the modality used to communicate with the stored address.
    Type: Application
    Filed: September 18, 2002
    Publication date: March 18, 2004
    Applicant: SBC PROPERTIES, L.P., of Reno, NV
    Inventors: Christopher W. McKinzie, Claire S. Vishik