Patents by Inventor Christopher WETZEL
Christopher WETZEL has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20230379697Abstract: A system and method includes a communication interface configured to transmit a web-based form to an applicant device and receive a selection of the third party to provide data to populate the plurality of fields of the web-based form and an application server that, in conjunction with the communication interface, is configured to perform various steps. It may, in response to receiving the selection, transmit a third-party API call to the selected third party. It may also transmit data indicative of an authentication request associated with the selected third party and receive data indicative of a validated authentication request. It may further request a set of data from the selected third party via the third party API and receive the requested set of data, which includes data for populating a specific data field on the web-based form.Type: ApplicationFiled: August 1, 2023Publication date: November 23, 2023Inventors: Christopher Wetzel, Dwij Trivedi, Robert Colenso
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Patent number: 11729611Abstract: A system and method includes a communication interface configured to transmit a web-based form to an applicant device and receive a selection of the third party to provide data to populate the plurality of fields of the web-based form and an application server that, in conjunction with the communication interface, is configured to perform various steps. It may, in response to receiving the selection, transmit a third-party API call to the selected third party. It may also transmit data indicative of an authentication request associated with the selected third party and receive data indicative of a validated authentication request. It may further request a set of data from the selected third party via the third party API and receive the requested set of data, which includes data for populating a specific data field on the web-based form.Type: GrantFiled: December 1, 2021Date of Patent: August 15, 2023Assignee: CAPITAL ONE SERVICES, LLCInventors: Christopher Wetzel, Dwij Trivedi, Robert Colenso
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Publication number: 20220095103Abstract: A system and method includes a communication interface configured to transmit a web-based form to an applicant device and receive a selection of the third party to provide data to populate the plurality of fields of the web-based form and an application server that, in conjunction with the communication interface, is configured to perform various steps. It may, in response to receiving the selection, transmit a third-party API call to the selected third party. It may also transmit data indicative of an authentication request associated with the selected third party and receive data indicative of a validated authentication request. It may further request a set of data from the selected third party via the third party API and receive the requested set of data, which includes data for populating a specific data field on the web-based form.Type: ApplicationFiled: December 1, 2021Publication date: March 24, 2022Inventors: Christopher Wetzel, Dwij Trivedi, Robert Colenso
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Patent number: 11202200Abstract: A system and method includes a communication interface configured to transmit a web-based form to an applicant device and receive a selection of the third party to provide data to populate the plurality of fields of the web-based form and an application server that, in conjunction with the communication interface, is configured to perform various steps. It may, in response to receiving the selection, transmit a third-party API call to the selected third party. It may also transmit data indicative of an authentication request associated with the selected third party and receive data indicative of a validated authentication request. It may further request a set of data from the selected third party via the third party API and receive the requested set of data, which includes data for populating a specific data field on the web-based form.Type: GrantFiled: August 30, 2019Date of Patent: December 14, 2021Assignee: CAPITAL ONE SERVICES, LLCInventors: Christopher Wetzel, Dwij Trivedi, Robert Colenso
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Patent number: 10607206Abstract: Systems and methods include a group fund processor having a communications interface that receives account data associated with a primary account from a device over a network, creates a group fund account, and associate one or more limits with the group fund account, an alert interface that transmits an electronic invitation including a description of a first amount to an invited user and receives a response from the invited user to the at least one invitation, wherein the response includes account data associated with a respective group member account of the invited user; and an account processor that links the group fund account to the primary account, and links respective group member account of the invited user to the group fund account so that the first amount is transferred from the respective group member account of the invited user to the group fund account.Type: GrantFiled: October 23, 2018Date of Patent: March 31, 2020Assignee: CAPITAL ONE SERVICES, LLCInventors: Christopher Wetzel, Daniel Beck, Paul Young Moreton
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Publication number: 20190384808Abstract: A system and method includes a communication interface configured to transmit a web-based form to an applicant device and receive a selection of the third party to provide data to populate the plurality of fields of the web-based form and an application server that, in conjunction with the communication interface, is configured to perform various steps. It may, in response to receiving the selection, transmit a third-party API call to the selected third party. It may also transmit data indicative of an authentication request associated with the selected third party and receive data indicative of a validated authentication request. It may further request a set of data from the selected third party via the third party API and receive the requested set of data, which includes data for populating a specific data field on the web-based form.Type: ApplicationFiled: August 30, 2019Publication date: December 19, 2019Inventors: Christopher Wetzel, Dwij Trivedi, Robert Colenso
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Patent number: 10489504Abstract: A system and method includes a communication interface configured to transmit a web-based form to an applicant device and receive a selection of the third party to provide data to populate the plurality of fields of the web-based form and an application server that, in conjunction with the communication interface, is configured to perform various steps. It may, in response to receiving the selection, transmit a third-party API call to the selected third party. It may also transmit data indicative of an authentication request associated with the selected third party and receive data indicative of a validated authentication request. It may further request a set of data from the selected third party via the third party API and receive the requested set of data, which includes data for populating a specific data field on the web-based form.Type: GrantFiled: October 9, 2018Date of Patent: November 26, 2019Assignee: CAPITAL ONE SERVICES, LLCInventors: Christopher Wetzel, Dwij Trivedi, Robert Colenso
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Publication number: 20190057371Abstract: Systems and methods include a group fund processor having a communications interface that receives account data associated with a primary account from a device over a network, creates a group fund account, and associate one or more limits with the group fund account, an alert interface that transmits an electronic invitation including a description of a first amount to an invited user and receives a response from the invited user to the at least one invitation, wherein the response includes account data associated with a respective group member account of the invited user; and an account processor that links the group fund account to the primary account, and links respective group member account of the invited user to the group fund account so that the first amount is transferred from the respective group member account of the invited user to the group fund account.Type: ApplicationFiled: October 23, 2018Publication date: February 21, 2019Inventors: Christopher Wetzel, Daniel Beck, Paul Young Moreton
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Publication number: 20190050380Abstract: A system and method includes a communication interface configured to transmit a web-based form to an applicant device and receive a selection of the third party to provide data to populate the plurality of fields of the web-based form and an application server that, in conjunction with the communication interface, is configured to perform various steps. It may, in response to receiving the selection, transmit a third-party API call to the selected third party. It may also transmit data indicative of an authentication request associated with the selected third party and receive data indicative of a validated authentication request. It may further request a set of data from the selected third party via the third party API and receive the requested set of data, which includes data for populating a specific data field on the web-based form.Type: ApplicationFiled: October 9, 2018Publication date: February 14, 2019Inventors: Christopher Wetzel, Dwij Trivedi, Robert Colenso
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Patent number: 10108950Abstract: Systems and methods include a group fund processor having a communications interface that receives account data associated with a primary account from a device over a network, creates a group fund account, and associate one or more limits with the group fund account based on at least one selection received from the device, an alert interface that transmits an electronic invitation including a description of a first amount to an invited user over the network and receives a response from the invited user to the at least one invitation via the network, wherein the response includes account data associated with a respective group member account of the invited user; and an account processor that links the group fund account to the primary account so that the group fund account may fund the first account, and links respective group member account of the invited user to the group fund account so that the first amount is transferred from the respective group member account of the invited user to the group fund accounType: GrantFiled: August 12, 2015Date of Patent: October 23, 2018Assignee: CAPITAL ONE SERVICES, LLCInventors: Christopher Wetzel, Daniel Beck, Paul Young Moreton
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Patent number: 10095676Abstract: A system including a database that stores a web-based form that includes an interface mechanism allowing an applicant to select a third party to provide data to populate a plurality of fields of the form, a communication interface that transmits the form to a device and receives an input indicative of an application selection for the party, and an application server, that, in conjunction with the communication interface, in response to the received input, transmits a third-party application programming interface (API) call to the party; transmits data of an authentication request associated with the party; receives a security token in response to a validated authentication request, the token enabling communication between the server and party via the API; requests and receives a set of data from the selected third party via the API, the requested set of data including data for populating a specific data field of the form.Type: GrantFiled: February 2, 2017Date of Patent: October 9, 2018Assignee: CAPITAL ONE FINANCIAL CORPORATIONInventors: Christopher Wetzel, Dwij Trivedi, Robert Colenso
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Publication number: 20170147550Abstract: A system and method includes a database that stores a web-based form that includes a link to allow an applicant to select a third party to provide data to populate a plurality of fields of the web-based form, a communication interface that transmits the web-based form to a mobile device of a user and receive a selection of the third party to provide data to populate the plurality of fields of the web-based form and an application server, that, in conjunction with the communication interface, in response to the selection, transmits a third-party application programming interface (API) call to the at least one selected third party; transmits data indicative of an authentication request associated with the selected third party; and receives a security token in response to a validated authentication request, the security token enabling communication between application server and the third party system via the third party API, wherein the enabled communications is based on a set of permissions, each permission asType: ApplicationFiled: February 2, 2017Publication date: May 25, 2017Inventors: Christopher WETZEL, Dwij TRIVEDI, Robert COLENSO
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Patent number: 9602949Abstract: A system and method that allows an applicant to select a third party to provide data to populate a plurality of fields of a web-based form, a communication interface that receives a selection of the third party to provide data to populate the plurality of fields of the web-based form and an application server, that transmits a third-party application programming interface (API) call to the at least one selected third party; transmits data indicative of an authentication request associated with the selected third party; and receives a security token in response to a validated authentication request, the security token enabling communication between application server and the third party system via the third party API, wherein the enabled communications is based on a set of permissions, each permission associated with a specific data field in the web-based form.Type: GrantFiled: January 29, 2015Date of Patent: March 21, 2017Assignee: CAPITAL ONE FINANCIAL CORPORATIONInventors: Christopher Wetzel, Dwij Trivedi, Robert Colenso
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Publication number: 20160048823Abstract: Systems and methods include a group fund processor having a communications interface that receives account data associated with a primary account from a device over a network, creates a group fund account, and associate one or more limits with the group fund account based on at least one selection received from the device, an alert interface that transmits an electronic invitation including a description of a first amount to an invited user over the network and receives a response from the invited user to the at least one invitation via the network, wherein the response includes account data associated with a respective group member account of the invited user; and an account processor that links the group fund account to the primary account so that the group fund account may fund the first account, and links respective group member account of the invited user to the group fund account so that the first amount is transferred from the respective group member account of the invited user to the group fund accounType: ApplicationFiled: August 12, 2015Publication date: February 18, 2016Inventors: Christopher WETZEL, Daniel BECK, Paul Young MORETON
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Publication number: 20150215305Abstract: A system and method includes a database that stores a web-based form that includes a link to allow an applicant to select a third party to provide data to populate a plurality of fields of the web-based form, a communication interface that transmits the web-based form to a mobile device of a user and receive a selection of the third party to provide data to populate the plurality of fields of the web-based form and an application server, that, in conjunction with the communication interface, in response to the selection, transmits a third-party application programming interface (API) call to the at least one selected third party; transmits data indicative of an authentication request associated with the selected third party; and receives a security token in response to a validated authentication request, the security token enabling communication between application server and the third party system via the third party API, wherein the enabled communications is based on a set of permissions, each permission asType: ApplicationFiled: January 29, 2015Publication date: July 30, 2015Inventors: Christopher WETZEL, Dwij TRIVEDI, Robert COLENSO
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Publication number: 20150193774Abstract: Systems and methods for fraud detection include an application programming interface (API) that establishes, via a network, a link between an account provider system and a social media system, a registration processor that receives, via a network, registration information that indicates that a customer wishes to register for a location-based account service provided by the account provider system, wherein the social media system provides at least a portion of location data used to support the location-based account service provided by the account provider system, a location processor that receives, via a network, location information from the social media system, wherein the location information is associated with the location of the customer, and a fraud processor that executes a fraud detection algorithm to determine whether to approve a transaction based in part on the received location information.Type: ApplicationFiled: January 8, 2015Publication date: July 9, 2015Inventor: Christopher WETZEL