Patents by Inventor Christy Hradek

Christy Hradek has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • CUSTOMIZED PLATFORM FOR HOST PROTECTION IN HOME SHARING
    Publication number: 20230230168
    Abstract: An insurance system for home sharing may comprise a mobile device of a homeowner, one or more databases storing insurance factor data, a plurality of sensors configured to monitor one or more home features, and a server comprising one or more processors and memory. The server may be configured to receive, from the mobile device, data indicating that the homeowner is renting out a home, determine a value for frequency of rentals for the home based on the data indicating that the homeowner is renting out the home, and receive, from the plurality of sensors, monitored data for the one or more home features. The server may compute an insurance premium for the homeowner based on the value for frequency of rentals for the home, the monitored data for the one or more home features, and the insurance factor data and transmit the insurance premium to the mobile device.
    Type: Application
    Filed: October 31, 2022
    Publication date: July 20, 2023
    Inventors: Jennifer L. Snyder, Christy Hradek
  • Customized platform for host protection in home sharing
    Patent number: 11488254
    Abstract: An insurance system for home sharing may comprise a mobile device of a homeowner, one or more databases storing insurance factor data, a plurality of sensors configured to monitor one or more home features, and a server comprising one or more processors and memory. The server may be configured to receive, from the mobile device, data indicating that the homeowner is renting out a home, determine a value for frequency of rentals for the home based on the data indicating that the homeowner is renting out the home, and receive, from the plurality of sensors, monitored data for the one or more home features. The server may compute an insurance premium for the homeowner based on the value for frequency of rentals for the home, the monitored data for the one or more home features, and the insurance factor data and transmit the insurance premium to the mobile device.
    Type: Grant
    Filed: June 16, 2020
    Date of Patent: November 1, 2022
    Assignee: Allstate Insurance Company
    Inventors: Jennifer L. Snyder, Christy Hradek
  • Customized Platform for Host Protection in Home Sharing
    Publication number: 20200311826
    Abstract: An insurance system for home sharing may comprise a mobile device of a homeowner, one or more databases storing insurance factor data, a plurality of sensors configured to monitor one or more home features, and a server comprising one or more processors and memory. The server may be configured to receive, from the mobile device, data indicating that the homeowner is renting out a home, determine a value for frequency of rentals for the home based on the data indicating that the homeowner is renting out the home, and receive, from the plurality of sensors, monitored data for the one or more home features. The server may compute an insurance premium for the homeowner based on the value for frequency of rentals for the home, the monitored data for the one or more home features, and the insurance factor data and transmit the insurance premium to the mobile device.
    Type: Application
    Filed: June 16, 2020
    Publication date: October 1, 2020
    Inventors: Jennifer L. Snyder, Christy Hradek
  • Customized platform for host protection in home sharing
    Patent number: 10726492
    Abstract: An insurance system for home sharing may comprise a mobile device of a homeowner, one or more databases storing insurance factor data, a plurality of sensors configured to monitor one or more home features, and a server comprising one or more processors and memory. The server may be configured to receive, from the mobile device, data indicating that the homeowner is renting out a home, determine a value for frequency of rentals for the home based on the data indicating that the homeowner is renting out the home, and receive, from the plurality of sensors, monitored data for the one or more home features. The server may compute an insurance premium for the homeowner based on the value for frequency of rentals for the home, the monitored data for the one or more home features, and the insurance factor data and transmit the insurance premium to the mobile device.
    Type: Grant
    Filed: August 15, 2016
    Date of Patent: July 28, 2020
    Assignee: Allstate Insurance Company
    Inventors: Jennifer L. Snyder, Christy Hradek
  • Customized Platform for Host Protection in Home Sharing
    Publication number: 20180047106
    Abstract: An insurance system for home sharing may comprise a mobile device of a homeowner, one or more databases storing insurance factor data, a plurality of sensors configured to monitor one or more home features, and a server comprising one or more processors and memory. The server may be configured to receive, from the mobile device, data indicating that the homeowner is renting out a home, determine a value for frequency of rentals for the home based on the data indicating that the homeowner is renting out the home, and receive, from the plurality of sensors, monitored data for the one or more home features. The server may compute an insurance premium for the homeowner based on the value for frequency of rentals for the home, the monitored data for the one or more home features, and the insurance factor data and transmit the insurance premium to the mobile device.
    Type: Application
    Filed: August 15, 2016
    Publication date: February 15, 2018
    Inventors: Jennifer L. Snyder, Christy Hradek