Abstract: The system and method for evaluating risk associated with a subject property include receiving first information including a first estimated value of the subject property. The system and method also include receiving second information regarding the subject property. The second information includes a second estimated value of the subject property, property location information, such as median or average property values, appreciation information, demographic information, and population information. Based upon the received first and second information, the system and method calculate a risk value indicating the risk associated with the subject property.

Abstract: A system and computing device for issuing a vision protection policy providing both a routine eye care benefit and one or more of the following benefits: (1) an eye condition benefit; (2) an eye surgery benefit; and (3) a permanent visual impairment benefit are provided. A system for processing a claim received from a vision protection policyholder is also provided.

Abstract: A vision protection policy providing both a routine eye care benefit and one or more of the following benefits: (1) an eye condition benefit; (2) an eye surgery benefit; and (3) a permanent visual impairment benefit is provided. Methods of offering the vision protection policy, of issuing the vision protection policy to a qualified insured, and of processing a vision protection policy claim received from a policy participant are also provided.