Patents by Inventor Chuck Byce

Chuck Byce has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9898741
    Abstract: Improved real-time analytics systems are provided. An analytics system may be used to generate transaction scores for transactions. A method may comprise receiving a scoring request associated with a transaction, sending the scoring request to a plurality of scoring models including a production model, wherein each scoring model is operable to generate a transaction score in response to the scoring request, and wherein each scoring model may be implemented using a virtual machine, receiving a transaction score generated by the production model, and sending the transaction score to a server for approval or denial the transaction.
    Type: Grant
    Filed: July 17, 2014
    Date of Patent: February 20, 2018
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Kevin Siegel, Zhongxiao Jiang, Chuck Byce, Mayrose Kragas
  • Publication number: 20150026061
    Abstract: Improved real-time analytics systems are provided. An analytics system may be used to generate transaction scores for transactions. A method may comprise receiving a scoring request associated with a transaction, sending the scoring request to a plurality of scoring models including a production model, wherein each scoring model is operable to generate a transaction score in response to the scoring request, and wherein each scoring model may be implemented using a virtual machine, receiving a transaction score generated by the production model, and sending the transaction score to a server for approval or denial the transaction.
    Type: Application
    Filed: July 17, 2014
    Publication date: January 22, 2015
    Inventors: Kevin Siegel, Zhongxiao Jiang, Chuck Byce, Mayrose Kragas
  • Publication number: 20110218838
    Abstract: The ECONOMETRICAL INVESTMENT STRATEGY ANALYSIS APPARATUSES, METHODS AND SYSTEMS (“EISA”) transform raw card-based transaction data via EISA components into business analytics reports. In one embodiment, the EISA may obtain an investment strategy analysis request. The EISA may determine a scope of aggregation of card-based transaction data records for investment strategy analysis and aggregate the card-based transaction data records for investment strategy analysis according to the determined scope. The EISA may generate anonymized card transaction data by removing identifying characteristics from the aggregated transaction data. The EISA may determine a forecast regression equation using the anonymized card-based transaction data records. Using the forecast regression equation, the EISA may calculate a forecast for retail spending in a specified spending category.
    Type: Application
    Filed: March 1, 2011
    Publication date: September 8, 2011
    Inventors: Chuck Byce, Laura DiGioacchino