Patents by Inventor Ciaran MCMULLAN

Ciaran MCMULLAN has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10552832
    Abstract: A method for processing a financial transaction funded via a virtual payment number includes: receiving, by an input device of a merchant, product details for at least one product to be purchased in a financial transaction; receiving, by the input device, a virtual payment number; receiving, by the input device, an indication of the virtual payment number as being a limited use number associated with a payment account, wherein said merchant can recognize said virtual payment number as a limited use number; generating, by a processing device, an authorization request for a financial transaction, wherein the authorization request includes at least transaction data, the virtual payment number, and a data element, wherein the data element indicates the virtual payment number as a limited use number; and transmitting, by a transmitting device, the authorization request to a payment network.
    Type: Grant
    Filed: May 22, 2013
    Date of Patent: February 4, 2020
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Ciaran McMullan, John Robert Forrest
  • Publication number: 20160232557
    Abstract: Systems and methods are provided for managing purchase transactions by members of a group, where the group includes multiple members. In connection with the systems and methods, transaction data is accessed, via a processor, for a purchase transaction by a member of the group. The transaction data includes an amount of the purchase transaction. The processor then compares the amount of the purchase transaction to a metric amount. And, when the amount of the purchase transaction satisfies the metric amount (e.g., is about equal to or less than the metric amount, etc.), the processor transfers value to a reward account associated with the member.
    Type: Application
    Filed: February 11, 2015
    Publication date: August 11, 2016
    Inventors: Ciaran McMullan, Morta Sadlauskaite, John Lennon, Anthony Quaid
  • Publication number: 20140351127
    Abstract: A method for processing a financial transaction funded via a virtual payment number includes: receiving, by an input device of a merchant, product details for at least one product to be purchased in a financial transaction; receiving, by the input device, a virtual payment number; receiving, by the input device, an indication of the virtual payment number as being a limited use number associated with a payment account, wherein said merchant can recognize said virtual payment number as a limited use number; generating, by a processing device, an authorization request for a financial transaction, wherein the authorization request includes at least transaction data, the virtual payment number, and a data element, wherein the data element indicates the virtual payment number as a limited use number; and transmitting, by a transmitting device, the authorization request to a payment network.
    Type: Application
    Filed: May 22, 2013
    Publication date: November 27, 2014
    Applicant: MasterCard International Incorporated
    Inventors: Ciaran MCMULLAN, John Robert Forrest