Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for mobile device based real-time resource deposition processing. In this way, a hold recommendation screen may be presented on a mobile device display upon identification of a potential hold on one or more physical resource distribution document depositions. The screen may transmit information regarding the hold to the user based on real-time decisioning at the terminal. The user able to reverse the recommendation and cancel a specific resource distribution document deposition within a group of resource distribution documents based on the processing hold indication.

Abstract: In some embodiments, one or more processors receive a financial instrument via an interface. The financial instrument indicates attributes of a financial transaction. The processors determine, based on one or more of the attributes, whether the financial transaction involves a cross border exchange. If the financial transaction involves a cross border exchange, the processors flag the financial instrument accordingly, perform a currency conversion, and communicate an electronic image associated with the financial instrument to computing resources configured to complete the financial transaction electronically without having to transport a paper copy of the financial instrument between financial institutions.

Abstract: In some embodiments, one or more processors receive a financial instrument via an interface. The financial instrument indicates attributes of a financial transaction. The processors determine, based on one or more of the attributes, whether the financial transaction involves a cross border exchange. If the financial transaction involves a cross border exchange, the processors flag the financial instrument accordingly, perform a currency conversion, and communicate an electronic image associated with the financial instrument to computing resources configured to complete the financial transaction electronically without having to transport a paper copy of the financial instrument between financial institutions.

Abstract: A system for routing an image file in a network includes primary network resources, secondary network resources, and an image routing processor that receives the image file from a user device via the primary network resources, creates an association in real-time between the image file and an image address that facilitates retrieving the image file from a repository of a financial institution, communicates a message enabling the user device to use the image address to immediately retrieve the image file stored in the repository of the financial institution, receives a user request to retrieve the image file associated with the image address, uses the image address to retrieve the image file from the repository of the financial institution, and routes the image file prior to the secondary network resources posting a financial transaction based on a financial instrument depicted in the image file.

Abstract: In certain embodiments, a system for routing an image file in a network comprises primary network resources, secondary network resources, and an image routing processor configured to receive the image file from a user device via the primary network resources, create an association in real-time between the image file and an image address that facilitates retrieving the image file from a repository of a financial institution, communicate a message enabling the user device to use the image address to immediately retrieve the image file stored in the repository of the financial institution, receive a user request to retrieve the image file associated with the image address, use the image address to retrieve the image file from the repository of the financial institution, and route the image file prior to the secondary network resources posting a financial transaction based on a financial instrument depicted in the image file.

Abstract: In some embodiments, one or more processors receive a financial instrument via an interface. The financial instrument indicates attributes of a financial transaction. The processors determine, based on one or more of the attributes, whether the financial transaction involves a cross border exchange. If the financial transaction involves a cross border exchange, the processors flag the financial instrument accordingly, perform a currency conversion, and communicate an electronic image associated with the financial instrument to computing resources configured to complete the financial transaction electronically without having to transport a paper copy of the financial instrument between financial institutions.