Abstract: Methods, systems, and computer storage media for providing financial data analytics recommendations using a data analytics engine in a customer relationship management system. The recommendations can be a lead that is information associated with a model-generated suggested consumer solution, an alert of increased risk of attrition, or an alert of increased risk of default. The data analytics engine is configured to generate target variables associated with financial products or the customer relationship and utilize modeling techniques and apply rules to generate recommendations. Operationally, the recommendations are generated based on a data analytics model. Generating the recommendations is based on feature variables that are generated based on aggregation and transformation of customer data and utilizing machine learning models to detect patterns in the customer data using the feature variables.

Abstract: In a method for producing a brake disc for a motor vehicle, a base disc, which is made of cast iron or aluminum in particular, is provided and equipped with an anti-corrosion layer. The anti-corrosion layer is applied using a wet chemical or galvanic method.

Abstract: Accelerated fixing of chromate-containing wood preservative salts, in which freshly impregnated timbers are subjected to fixing with superheated steam, is carried out by a process wherein the freshly impregnated timbers are subjected beforehand to a heat treatment in which both the wood surface and the internal walls of the heating chamber are heated to 60.degree.-100.degree. C., preferably 80.degree.-95.degree. C., and the timbers are then treated with superheated steam in a conventional manner.

Abstract: In a ship an opening is provided in the bow for skimming an oil/water mixture off the surface of the body of the water on which the ship travels. A ramp located within the ship slopes upwardly from the bow toward the stern and conveys the mixture to a location over a collection tank. The end of the ramp closer to the stern is formed by an overflow flap pivotally connected to the fore part of the ramp. Sensing elements check various factors affecting flow into the collecting tank and control an adjusting device which pivotally positions the overflow flap relative to the remainder of the ramp.