Patents by Inventor Clay Von Mueller

Clay Von Mueller has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10007910
    Abstract: Systems and methods for performing a secure transaction provided. In one embodiment, the method includes: reading data on a command token, reading data on a token; encrypting the token data with a key; encrypting an authentication data with a clear text token data; and transmitting the encrypted authentication data with the encrypted token data to a remote device.
    Type: Grant
    Filed: February 1, 2016
    Date of Patent: June 26, 2018
    Assignee: VeriFone, Inc.
    Inventors: Clay von Mueller, Mihir Bellare, Scott Yale, Patrick K. Hazel, Paul Elbridge Catinella
  • Patent number: 9818108
    Abstract: Systems and methods for updating a transactional device having a reader is provided. In one embodiment, the method includes: reading data on a command token, wherein the data is stored in a memory device; identifying the token as a command token based on the data; generating transaction data that include an instruction based on the token data and a code identifying the instruction as a command data; and transmitting the transaction data to a remote device for command execution.
    Type: Grant
    Filed: December 10, 2007
    Date of Patent: November 14, 2017
    Assignee: VERIFONE, INC.
    Inventors: Clay von Mueller, Scott R. Yale, Patrick K. Hazel, Paul Catinella
  • Patent number: 9679290
    Abstract: A system for facilitating secure transactions between a purchaser and a vendor is provided. The system might include a purchaser token data capture device for reading token data into the system, an encryption module for encrypting the token data and a network based vendor input form for communicating the encrypted token data to the vendor. The system might further include a purchaser terminal for routing the encrypted token data to a transaction processing network or a vendor for providing payment and confirmation to the vendor of an authorized token.
    Type: Grant
    Filed: August 11, 2015
    Date of Patent: June 13, 2017
    Assignee: Verifone, Inc.
    Inventors: Patrick K. Hazel, Scott Yale, Clay von Mueller
  • Patent number: 9589405
    Abstract: This application provides an electronic wallet or passport case for controlling the opening, unlocking and locking of enclosures such as luggage, briefcases, lockers, cases, cabinets, vehicles, buildings, homes and with indirect operational control by the means of a smartphone, tablet or any personal computing device. More particularly, a Smartphone Controlled Biometric and Bluetooth Enabled Locking Smart Wallet System is provided. The Smartphone Controlled Biometric and Bluetooth Enabled Locking Smart Wallet System includes a biometric based finger print authentication module, and a Bluetooth communications enabled module, to prevent a non-owner or unauthorized user from accessing the device, along with mobile applications to control the Smart Wallet System using a smartphone. The smart wallet equipped unit may be replaced by any locking case such as a briefcase or luggage.
    Type: Grant
    Filed: December 14, 2015
    Date of Patent: March 7, 2017
    Assignee: iWallet Corporation
    Inventors: Steven D. Cabouli, Robert J. Mos, Clay von Mueller, Robert A. Lane, Marco A. Schilling, Paul E. Catinella
  • Patent number: 9424573
    Abstract: Systems and methods for performing settlement of token access transactions are provided. In one embodiment, the invention provides for batch processing bank card transactions, including receiving transaction records for a plurality of bank card transactions, wherein at least some of the transaction records include encrypted token information; determining whether the transaction records contain encrypted token information; decrypting the encrypted token information for a transaction record that is determined to have encrypted token information; and providing clear text token information obtained by decrypting the encrypted token information for a transaction record for transaction settlement.
    Type: Grant
    Filed: June 26, 2014
    Date of Patent: August 23, 2016
    Assignee: VeriFone, Inc.
    Inventors: Clay von Mueller, Scott R. Yale, Patrick K. Hazel, Paul Elbridge Catinella
  • Publication number: 20160239836
    Abstract: Systems and methods for performing a secure transaction provided. In one embodiment, the method includes: reading data on a command token, reading data on a token; encrypting the token data with a key; encrypting an authentication data with a clear text token data; and transmitting the encrypted authentication data with the encrypted token data to a remote device.
    Type: Application
    Filed: February 1, 2016
    Publication date: August 18, 2016
    Applicant: VeriFone, Inc.
    Inventors: Clay von Mueller, Mihir Bellare, Scott Yale, Patrick K. Hazel, Paul Elbridge Catinella
  • Patent number: 9361617
    Abstract: Systems and methods for enciphering data are provided. In one embodiment, information is enciphered using a variable block length cipher that returns the encrypted symbol set in the same format as the plaintext symbol set. The cipher can be based on DES, AES or other block ciphers. In one example implementation a method for enciphering token information the invention provides for enciphering token information by constructing a tweak of a defined length using token information; converting the tweak to a bit string of a defined size to form a first parameter; converting a number of digits of plaintext to a byte string of a defined size to form a second parameter, wherein the number of digits converted varies; defining a data encryption standard key; applying the data encryption standard key to the first and second parameters; computing a specified number of encryption rounds; and receiving enciphered token information.
    Type: Grant
    Filed: June 9, 2009
    Date of Patent: June 7, 2016
    Assignee: VeriFone, Inc.
    Inventors: Clay von Mueller, Mihir Bellare
  • Publication number: 20160098878
    Abstract: This application provides an electronic wallet or passport case for controlling the opening, unlocking and locking of enclosures such as luggage, briefcases, lockers, cases, cabinets, vehicles, buildings, homes and with indirect operational control by the means of a smartphone, tablet or any personal computing device. More particularly, a Smartphone Controlled Biometric and Bluetooth Enabled Locking Smart Wallet System is provided. The Smartphone Controlled Biometric and Bluetooth Enabled Locking Smart Wallet System includes a biometric based finger print authentication module, and a Bluetooth communications enabled module, to prevent a non-owner or unauthorized user from accessing the device, along with mobile applications to control the Smart Wallet System using a smartphone. The smart wallet equipped unit may be replaced by any locking case such as a briefcase or luggage.
    Type: Application
    Filed: December 14, 2015
    Publication date: April 7, 2016
    Applicant: iWallet Corporation
    Inventors: Steven D. Cabouli, Robert J. Mos, Clay von Mueller, Robert A. Lane, Marco A. Schilling, Paul E. Catinella
  • Patent number: 9294268
    Abstract: Systems and methods for performing a secure transaction provided. In one embodiment, the method includes: reading data on a command token, reading data on a token; encrypting the token data with a key; encrypting an authentication data with a clear text token data; and transmitting the encrypted authentication data with the encrypted token data to a remote device.
    Type: Grant
    Filed: May 23, 2014
    Date of Patent: March 22, 2016
    Assignee: VeriFone, Inc.
    Inventors: Clay von Mueller, Mihir Bellare, Scott R. Yale, Patrick K. Hazel, Paul Elbridge Catinella
  • Publication number: 20160027003
    Abstract: A system for facilitating secure transactions between a purchaser and a vendor is provided. The system might include a purchaser token data capture device for reading token data into the system, an encryption module for encrypting the token data and a network based vendor input form for communicating the encrypted token data to the vendor. The system might further include a purchaser terminal for routing the encrypted token data to a transaction processing network or a vendor for providing payment and confirmation to the vendor of an authorized token.
    Type: Application
    Filed: August 11, 2015
    Publication date: January 28, 2016
    Applicant: VeriFone, Inc.
    Inventors: PATRICK K. HAZEL, Scott Yale, Clay von Mueller
  • Patent number: 9141953
    Abstract: A system for facilitating secure transactions between a purchaser and a vendor is provided. The system might include a purchaser token data capture device for reading token data into the system, an encryption module for encrypting the token data and a network based vendor input form for communicating the encrypted token data to the vendor. The system might further include a purchaser terminal for routing the encrypted token data to a transaction processing network or a vendor for providing payment and confirmation to the vendor of an authorized token.
    Type: Grant
    Filed: August 15, 2007
    Date of Patent: September 22, 2015
    Assignee: VeriFone, Inc.
    Inventors: Patrick K. Hazel, Scott Yale, Clay von Mueller
  • Patent number: 9123042
    Abstract: Systems and methods for performing token transactions are provided. In one embodiment, the invention provides for processing token transactions, including receiving an encrypted password for a debit card transaction, wherein the password was secured using encrypted debit-card information, decrypting the password using encrypted debit-card information for the debit card, recreating the password using actual debit-card information for the debit card, and forwarding the recreated password for subsequent transaction processing. The invention is suitable for implementation with other types of tokens in addition to debit-card tokens as well. The invention can be implemented in a scenario where the password includes a PIN block that is created by combining a clear or encrypted PIN for the token with token information.
    Type: Grant
    Filed: August 16, 2007
    Date of Patent: September 1, 2015
    Assignee: VeriFone, Inc.
    Inventors: Clay von Mueller, Scott R. Yale, Paul Catinella
  • Publication number: 20140365375
    Abstract: Systems and methods for performing settlement of token access transactions are provided. In one embodiment, the invention provides for batch processing bank card transactions, including receiving transaction records for a plurality of bank card transactions, wherein at least some of the transaction records include encrypted token information; determining whether the transaction records contain encrypted token information; decrypting the encrypted token information for a transaction record that is determined to have encrypted token information; and providing clear text token information obtained by decrypting the encrypted token information for a transaction record for transaction settlement.
    Type: Application
    Filed: June 26, 2014
    Publication date: December 11, 2014
    Inventors: Clay von Mueller, Scott R. Yale, Patrick K. Hazel, Paul Elbridge Catinella
  • Publication number: 20140344580
    Abstract: Systems and methods for performing a secure transaction provided. In one embodiment, the method includes: reading data on a command token, reading data on a token; encrypting the token data with a key; encrypting an authentication data with a clear text token data; and transmitting the encrypted authentication data with the encrypted token data to a remote device.
    Type: Application
    Filed: May 23, 2014
    Publication date: November 20, 2014
    Applicant: VeriFone, Inc.
    Inventors: CLAY VON MUELLER, Mihir Bellare, Scott R. Yale, Patrick K. Hazel, Paul Elbridge Catinella
  • Patent number: 8769279
    Abstract: Systems and methods for performing a secure transaction provided. In one embodiment, the method includes: reading data on a command token, reading data on a token; encrypting the token data with a key; encrypting an authentication data with a clear text token data; and transmitting the encrypted authentication data with the encrypted token data to a remote device.
    Type: Grant
    Filed: April 6, 2011
    Date of Patent: July 1, 2014
    Assignee: VeriFone, Inc.
    Inventors: Clay von Mueller, Mihir Bellare, Scott R. Yale, Patrick K. Hazel, Paul Elbridge Catinella
  • Patent number: 8595490
    Abstract: Systems and methods for performing a secure transaction provided. In one embodiment, the method includes: reading data on a command token, reading data on a token; encrypting the token data with a key; encrypting an authentication data with a clear text token data; and transmitting the encrypted authentication data with the encrypted token data to a remote device.
    Type: Grant
    Filed: December 10, 2007
    Date of Patent: November 26, 2013
    Assignee: VeriFone, Inc.
    Inventors: Clay von Mueller, Scott R. Yale, Patrick K. Hazel, Paul Catinella
  • Publication number: 20130117138
    Abstract: Systems and methods for monitoring token access transactions are provided. In one embodiment, the invention provides receiving transaction records for a plurality of token transactions, wherein the transaction records include transaction information and infrastructure information; determining whether a reportable event has occurred based on the transaction information with the transaction records; and providing an alert representing the reportable event.
    Type: Application
    Filed: November 14, 2012
    Publication date: May 9, 2013
    Inventors: Patrick K. Hazel, Scott R. Yale, Clay von Mueller, Paul Elbridge Cantinella, Blake Joseph Wood
  • Patent number: 8355982
    Abstract: Systems and methods for monitoring token access transactions are provided. In one embodiment, the invention provides receiving transaction records for a plurality of bank card transactions, wherein the transaction records include transaction information and infrastructure information; determining whether a reportable event has occurred based on the transaction information with the transaction records; and providing an alert representing the reportable event.
    Type: Grant
    Filed: August 16, 2007
    Date of Patent: January 15, 2013
    Assignee: VeriFone, Inc.
    Inventors: Patrick Hazel, Scott Yale, Clay von Mueller, Paul Elbridge Catinella, Blake Joseph Wood
  • Publication number: 20120330843
    Abstract: Systems and methods for performing financial transactions are provided. In one embodiment, the invention provides a method for processing token data for a bank card transaction, the method includes: receiving a string of first token data from a token at a token reader; modifying the first token data and generating second token data, the second token data including modified token data; performing a modulo arithmetic operation on the second token data and determining a mod 10 check digit that will cause a modulo arithmetic check of the second token data to yield the same result as the modulo arithmetic check would yield on the first token data; and inserting the mod 10 check digit in the second data string and forwarding the second data string for the transaction.
    Type: Application
    Filed: June 22, 2012
    Publication date: December 27, 2012
    Inventors: CLAY VON MUELLER, Robert J. Mos, Bob Mos
  • Patent number: 8249993
    Abstract: Systems and methods for performing financial transactions are provided. In one embodiment, the invention provides a method for processing token data for a bank card transaction, the method includes: receiving a string of first token data from a token at a token reader; modifying the first token data and generating second token data, the second token data including modified token data; performing a modulo arithmetic operation on the second token data and determining a mod 10 check digit that will cause a modulo arithmetic check of the second token data to yield the same result as the modulo arithmetic check would yield on the first token data; and inserting the mod 10 check digit in the second data string and forwarding the second data string for the transaction.
    Type: Grant
    Filed: April 25, 2008
    Date of Patent: August 21, 2012
    Assignee: Verifone, Inc.
    Inventor: Clay von Mueller