Patents by Inventor Clayton Johnson
Clayton Johnson has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20250148068Abstract: Aspects described herein may provide detection of a physical characteristic of a credential, thereby allowing for authentication of the credential. According to some aspects, these and other benefits may be achieved by detecting the physical characteristic with the credential. An image of a credential may be received. An optical characteristic of a secure feature of the credential may be determined. An expected optical characteristic of the secure feature may be determined based on known properties of the secure feature. A determination as to whether the credential is authentic may be based on a comparison of the determined optical characteristic of the secure feature to the expected optical characteristic of the secure feature.Type: ApplicationFiled: January 14, 2025Publication date: May 8, 2025Inventors: Clayton Johnson, Daniel Tesser, Luis De La Rosa, Jeffrey Wieker
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Publication number: 20250094984Abstract: Systems, methods, and computer-accessible mediums for user verification through the interaction of a short-range transceiver, such as a contactless card, with a client device are presented. User verification may be provided in the context of reading two types of data from the short-range transceiver, such as a contactless card, using a client device, sending the data to a server, obtaining identifiers from each data type and comparing with stored user identifier data. Matching stored user identifier data to two forms of identification data obtained from a short-range transceiver, such as a contactless card, provides an enhanced ability to verify that the short-range transceiver is being used by an authorized user.Type: ApplicationFiled: December 5, 2024Publication date: March 20, 2025Inventors: Samuel Patrick EDWARDS, Lesley NEWTON, Clayton JOHNSON
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Patent number: 12255892Abstract: A method performed by a user device may include obtaining biometric information relating to a user of the user device using a biometric sensor of the user device; determining that the biometric information is valid; generating a biometric indicator indicating that the biometric information is valid; providing a request for a callback from an entity, wherein the request includes the biometric information indicating that the biometric information is valid; and receiving the callback from the entity, wherein the callback is received based on the biometric information indicating that the biometric information is valid, and wherein the callback is associated with an entity identifier that is not provided to the user.Type: GrantFiled: October 6, 2023Date of Patent: March 18, 2025Assignee: Capital One Services, LLCInventors: Jeffrey Brown, Clayton Johnson
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Patent number: 12256221Abstract: An automated method is provided for validating an action based on beacon source proximity to a user device. A user data processing device receives from a remote action validation server an action validation request. The request includes identification of an authentication device that may include a beacon transmitter and identification of a proposed action associated with the authentication device. The user data processing device determines whether the authentication device is within beacon signal reception range of the user data processing device and transmits an action validation response to the remote action validation processing system.Type: GrantFiled: September 8, 2021Date of Patent: March 18, 2025Assignee: CAPITAL ONE SERVICES, LLCInventors: Ebrima N. Ceesay, Clayton Johnson, Jiye Luo
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Patent number: 12229240Abstract: Aspects described herein may provide detection of a physical characteristic of a credential, thereby allowing for authentication of the credential. According to some aspects, these and other benefits may be achieved by detecting the physical characteristic with the credential. An image of a credential may be received. An optical characteristic of a secure feature of the credential may be determined. An expected optical characteristic of the secure feature may be determined based on known properties of the secure feature. A determination as to whether the credential is authentic may be based on a comparison of the determined optical characteristic of the secure feature to the expected optical characteristic of the secure feature.Type: GrantFiled: November 16, 2023Date of Patent: February 18, 2025Assignee: Capital One Services, LLCInventors: Clayton Johnson, Daniel Tesser, Luis De La Rosa, Jeffrey Wieker
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Publication number: 20250052028Abstract: A raised foundation system for supporting a prefabricated real property structure having a downwardly facing mounting structure. The system includes a slab having footers; for each footer, a column attached thereto; a plurality of elongated main braces attached to the columns; a plurality of elongated lateral braces attached to the main braces; and at least one auxiliary brace attached to a lateral brace and to either another lateral brace or a main brace. At least two of the main braces extend along a plane or another plane. The main and lateral braces form an upwardly facing mounting structure configured to attach to the downwardly facing mounting structure.Type: ApplicationFiled: October 28, 2024Publication date: February 13, 2025Inventor: CHRISTOPHER CLAYTON JOHNSON
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Publication number: 20250037132Abstract: A first user device may receive, from a second user device, a request to communicatively couple to the first user device, and may establish a communication session with the second user device after receiving the request. The first user device may identify, after establishing the communication session, an inappropriate activity of the second user device relating to the communication session, and perform a set of actions based on identifying the inappropriate activity. The set of actions may include causing the communication session to be restricted, and providing, to a trust platform, a score for the second user device. The score may permit the trust platform to derive a composite score, indicative of a level of trustworthiness of the second user device, that enables other user devices, associated with the trust platform, to determine whether to grant access requests submitted by the second user device.Type: ApplicationFiled: March 8, 2024Publication date: January 30, 2025Inventors: Lawrence Hutchison DOUGLAS, Jr., Yolanda LIU, Clayton JOHNSON
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Patent number: 12206784Abstract: Methods and systems are disclosed for payment authentication. For example, a method may include: the method comprising: storing a first device fingerprint in association with a token representing a primary account number, the first device fingerprint being derived from a device attribute of a user device and behavioral biometric data derived from a behavioral pattern of a user in using the user device; receiving an authentication request indicative of the token and a second device fingerprint generated by a customer device associated with a customer of a merchant, the authentication request being associated with a transaction between the merchant and a customer using the token; identifying the stored first device fingerprint based on the token indicated by the authentication request; and determining whether the second device fingerprint matches the stored first device fingerprint.Type: GrantFiled: February 1, 2024Date of Patent: January 21, 2025Assignee: Capital One Services, LLCInventors: Clayton Johnson, Esther Scott, Jeffrey Wieker
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Publication number: 20240414149Abstract: In some embodiments, the present disclosure provides an exemplary method that may include steps of receiving a permission indicator from a computing device of a user identifying a permission by the user to detect a plurality of interaction sessions; registering the computing device of the user as a token for subsequent authentication of the user; instructing the computing device to monitor a plurality of activities associated with the detected plurality of interaction sessions initiated; receiving an indication of a current interaction session being initiated at a current period of time to a particular data point stored with the prestored database of token data; dynamically determining a risk metric associated with the computing device; automatically authenticating the computing device associated with the user; transmitting the current interaction session to a queue; and automatically generating a script for the at least one agent.Type: ApplicationFiled: June 6, 2023Publication date: December 12, 2024Inventors: James Ashfield, Clayton Johnson, Daniel Alan Jarvis
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Publication number: 20240408265Abstract: UV sterilization systems for vehicle air conditioning systems, water filtration, and commercial dishwasher and cutting board sterilization are described.Type: ApplicationFiled: June 7, 2023Publication date: December 12, 2024Inventor: William Clayton Johnson
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Patent number: 12165149Abstract: Systems, methods, and computer-accessible mediums for user verification through the interaction of a short-range transceiver, such as a contactless card, with a client device are presented. User verification may be provided in the context of reading two types of data from the short-range transceiver, such as a contactless card, using a client device, sending the data to a server, obtaining identifiers from each data type and comparing with stored user identifier data. Matching stored user identifier data to two forms of identification data obtained from a short-range transceiver, such as a contactless card, provides an enhanced ability to verify that the short-range transceiver is being used by an authorized user.Type: GrantFiled: August 12, 2020Date of Patent: December 10, 2024Assignee: Capital One Services, LLCInventors: Samuel Patrick Edwards, Lesley Newton, Clayton Johnson
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Patent number: 12163303Abstract: A raised foundation system for supporting a prefabricated real property structure having a downwardly facing mounting structure. The system includes a slab having footers; for each footer, a column attached thereto; a plurality of elongated main braces attached to the columns; and a plurality of elongated lateral braces attached to the main braces. At least two of the main braces extend along a plane, and each lateral brace extends the plane or another plane parallel to the plane. The main and lateral braces form an upwardly facing mounting structure configured to attach to the downwardly facing mounting structure.Type: GrantFiled: December 22, 2023Date of Patent: December 10, 2024Inventor: Christopher Clayton Johnson
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Patent number: 12166885Abstract: Methods and systems are described herein for enabling users to access user data of other users using cryptographic tokens. A data access system may be used to enable access. The system may receive a blockchain operation request for enabling access to first user data associated with a first user. The system may generate a cryptographic token and an access entry. When the system receives a second blockchain operation request for accessing the first user data, the system may determine one or more parameters for accessing the first user data. In response to verifying the one or more parameters, the data access system may enable access to the first user data.Type: GrantFiled: July 26, 2022Date of Patent: December 10, 2024Assignee: Capital One Services, LLCInventors: Andre Young, Clayton Johnson, Cara Weikel, Judith Rodriguez
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Publication number: 20240396998Abstract: In some embodiments, the present disclosure provides an exemplary method that may include steps instructing a permission from the user to monitor a plurality of activities; instructing the mobile device to continually monitor the plurality of activities; identifying a digital fingerprint associated with the mobile device; automatically instructing an application of the mobile device to execute a plurality of operations in the background of the mobile device; utilizing a digital network to transmit a digital signal encoding the plurality of device attributes; utilizing a dynamic rules engine to determine a presence of the digital fingerprint within a database of known digital fingerprints; identifying an incoming interaction session being initiated with the mobile device within the period of time; automatically authenticating a parameter to identify an authenticated interaction session; and dynamically reducing subsequent authentication steps required for the mobile device to execute a activity.Type: ApplicationFiled: May 25, 2023Publication date: November 28, 2024Inventors: James Ashfield, Clayton Johnson, Daniel Alan Jarvis
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Patent number: 12131311Abstract: In some embodiments, storing mutable user data in a Non-Fungible Token (NFT) may be facilitated. In some embodiments, user specific information for a user may be received. The user specific information may comprise data for a plurality of data fields. A status parameter for each data field of the plurality of data fields may be generated, where the status parameter is related to the accuracy of data for a respective data field. The system may generate, via a blockchain platform service, an NFT comprising the plurality of data fields and the status parameters. The system may then determine whether data associated with a first data field is (i) current based on a first status parameter and (ii) mutable. In response to determining that the data associated with the first data field is (i) not current and (ii) mutable, a first action may be performed.Type: GrantFiled: December 2, 2022Date of Patent: October 29, 2024Assignee: Capital One Services, LLCInventors: Joshua McGarity, Lea Cody, Clayton Johnson, Ruby Rue Roman Estremera
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Publication number: 20240291662Abstract: Methods and systems are disclosed for payment authentication. For example, a method may include: the method comprising: storing a first device fingerprint in association with a token representing a primary account number, the first device fingerprint being derived from a device attribute of a user device and behavioral biometric data derived from a behavioral pattern of a user in using the user device; receiving an authentication request indicative of the token and a second device fingerprint generated by a customer device associated with a customer of a merchant, the authentication request being associated with a transaction between the merchant and a customer using the token; identifying the stored first device fingerprint based on the token indicated by the authentication request; and determining whether the second device fingerprint matches the stored first device fingerprint.Type: ApplicationFiled: February 1, 2024Publication date: August 29, 2024Applicant: Capital One Services, LLCInventors: Clayton JOHNSON, Esther SCOTT, Jeffrey WIEKER
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Publication number: 20240236062Abstract: A method for facilitating anonymized interactions and/or identifying or validating a user via a virtual number may include: receiving a login request from a user device associated with a user that identifies the user via a virtual number; in response to receiving the login request, determining whether the virtual interaction item number is valid; in response to determining that it is valid: validating the login request; and identifying an entity associated with the virtual number; receiving from the user device, an interaction-completion request; in response to receiving the interaction-completion request, transmitting a user information request to the entity associated with the virtual number; receiving a reply to the user-information request from the entity; and in response to receiving the reply, completing the interaction-completion request using the reply.Type: ApplicationFiled: October 19, 2022Publication date: July 11, 2024Applicant: Capital One Services, LLCInventors: Jeffrey Carlyle WIEKER, Clayton JOHNSON, Kevan EMMOTT
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Publication number: 20240185223Abstract: In some embodiments, storing mutable user data in a Non-Fungible Token (NFT) may be facilitated. In some embodiments, user specific information for a user may be received. The user specific information may comprise data for a plurality of data fields. A status parameter for each data field of the plurality of data fields may be generated, where the status parameter is related to the accuracy of data for a respective data field. The system may generate, via a blockchain platform service, an NFT comprising the plurality of data fields and the status parameters. The system may then determine whether data associated with a first data field is (i) current based on a first status parameter and (ii) mutable. In response to determining that the data associated with the first data field is (i) not current and (ii) mutable, a first action may be performed.Type: ApplicationFiled: December 2, 2022Publication date: June 6, 2024Applicant: Capital One Services, LLCInventors: Joshua McGARITY, Lea CODY, Clayton JOHNSON, Ruby Rue ROMAN ESTREMERA
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Publication number: 20240137350Abstract: A method for facilitating anonymized interactions and/or identifying or validating a user via a virtual number may include: receiving a login request from a user device associated with a user that identifies the user via a virtual number; in response to receiving the login request, determining whether the virtual interaction item number is valid; in response to determining that it is valid: validating the login request; and identifying an entity associated with the virtual number; receiving from the user device, an interaction-completion request; in response to receiving the interaction-completion request, transmitting a user information request to the entity associated with the virtual number; receiving a reply to the user-information request from the entity; and in response to receiving the reply, completing the interaction-completion request using the reply.Type: ApplicationFiled: October 18, 2022Publication date: April 25, 2024Applicant: Capital One Services, LLCInventors: Jeffrey Carlyle WIEKER, Clayton JOHNSON, Kevan EMMOTT
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Publication number: 20240125075Abstract: A raised foundation system for supporting a prefabricated real property structure having a downwardly facing mounting structure. The system includes a slab having footers; for each footer, a column attached thereto; a plurality of elongated main braces attached to the columns; and a plurality of elongated lateral braces attached to the main braces. At least two of the main braces extend along a plane, and each lateral brace extends the plane or another plane parallel to the plane. The main and lateral braces form an upwardly facing mounting structure configured to attach to the downwardly facing mounting structure.Type: ApplicationFiled: December 22, 2023Publication date: April 18, 2024Inventor: CHRISTOPHER CLAYTON JOHNSON