Patents by Inventor Cliff Day

Cliff Day has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Electronic check presentment system and method having an item sequence capability
    Patent number: 7937307
    Abstract: A system and method for performing Electronic Check Presentment (ECP) processing. The system and method employ digital imaging techniques to digitally image the physical checks as they arrive subsequent to posting of the ECP items. The images are electronically linked to the data records that represent the checks. During the proofing process, in which the data records for the ECP items are validated against the data records for the physical items, the records are updated such that the posting date and ISN number for the data records for the physical items reflect the posting date and ISN number of the ECP items. As the digital image of the check is electronically linked to the data records, the image is thus carries the posting date and ISN of the ECP item.
    Type: Grant
    Filed: August 10, 2009
    Date of Patent: May 3, 2011
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Tom Vicknair, Sam Beard, Richard Norman, Mark Riggleman, Max Roycroft, Dick Feagin, Cliff Day, Paul Fielding
  • Electronic check presentment system and method having an item sequence capability
    Patent number: 7584125
    Abstract: A system and method for performing Electronic Check Presentment (ECP) processing. The system and method employ digital imaging techniques to digitally image the physical checks as they arrive subsequent to posting of the ECP items. The images are electronically linked to the data records that represent the checks. During the proofing process, in which the data records for the ECP items are validated against the data records for the physical items, the records are updated such that the posting date and ISN number for the data records for the physical items reflect the posting date and ISN number of the ECP items. As the digital image of the check is electronically linked to the data records, the image is thus carries the posting date and ISN of the ECP item.
    Type: Grant
    Filed: December 1, 2000
    Date of Patent: September 1, 2009
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Tom Vicknair, Sam Beard, Richard Norman, Mark Riggleman, Max Roycroft, Dick Feagin, Cliff Day, Paul Fielding
  • Electronic check presentment system and method having an item sequence capability
    Publication number: 20030208421
    Abstract: A system and method for performing Electronic Check Presentment (ECP) processing. The system and method employ digital imaging techniques to digitally image the physical checks as they arrive subsequent to posting of the ECP items. The images are electronically linked to the data records that represent the checks. During the proofing process, in which the data records for the ECP items are validated against the data records for the physical items, the records are updated such that the posting date and ISN number for the data records for the physical items reflect the posting date and ISN number of the ECP items. As the digital image of the check is electronically linked to the data records, the image is thus carries the posting date and ISN of the ECP item.
    Type: Application
    Filed: December 1, 2000
    Publication date: November 6, 2003
    Applicant: The Chase Manhattan Bank
    Inventors: Tom Vicknair, Sam Beard, Richard Norman, Mark Riggleman, Max Roycroft, Dick Feagin, Cliff Day, Paul Fielding