Abstract: A claim-based capitation model is proposed for handling vehicle repair insurance claims. Rather than determining a detailed estimate of the expected actual cost of repair, the estimate may be determined using a simpler model. For example, the insurance company and a repair facility may agree to following a predictive payment model in which the insurance company pays a fixed predicted capitated amount of money for each repair claim, regardless of the amount of repair work that will be needed. Alternatively, the insurance company may pre-pay a fixed capitated amount for a predicted number of future insurance claims.

Abstract: A system and method to generate digital representations of hair or animal fur on surfaces. In one embodiment the system and method includes methods to automatically place hairs on surfaces, comb the placed hairs, adjust the hairs on surface boundaries to ensure continuity across surface patches, selectively break hairs along fur tracks, and selectively clump hairs to provide wet fur looks. Rendering techniques are applied to the hairs to produce realistic two-dimensional images.

Abstract: A system and method to generate digital representations of hair or animal fur on surfaces. In one embodiment the system and method includes methods to automatically place hairs on surfaces, comb the placed hairs, adjust the hairs on surface boundaries to ensure continuity across surface patches, selectively break hairs along fur tracks, and selectively clump hairs to provide wet fur looks. Rendering techniques are applied to the hairs to produce realistic two-dimensional images.