Patents by Inventor Clyde E. Cutting

Clyde E. Cutting has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20260311248
    Abstract: Systems and methods for providing trusted data for electronic operations are disclosed. A digital trusted data (DTD) computing system can determine that an amount of time for a remote data source to provide remote trusted data exceeds a threshold. Based on the determination, the DTD computing system can retrieve and store the remote trusted data to improve response times for future data requests. The DTD computing system can receive a request for data for an electronic operation and determine that a first portion of the data was previously retrieved. The DTD computing system can identify data sources for a remaining portion of the data and select a first trusted data source based on reliability. The DTD computing system can retrieve a first dataset and send values based on the previously retrieved first portion and the first dataset for use in the electronic operation.
    Type: Application
    Filed: June 23, 2026
    Publication date: October 8, 2026
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Clyde E. Cutting, Keith W. Harris, Erik Pilz, Wei Su, Eduardo DeLa Torre
  • Patent number: 12694445
    Abstract: Systems, methods, and apparatuses are described for providing trusted data. A digital trusted data (DTD) computing system of a service provider can accept requests for trusted data from internal computing systems and/or external computing systems of third parties. Based on the data requested, a retrieval protocol is determined, the retrieval protocol identifying trusted data sources and a sequence (order and/or timing) for accessing the data sources. The trusted data sources may, for example, be internal computing systems, external computing systems, and/or documents provided by a client. The requested data may be used for populating a form being completed by the client as part of an application for services from the service provider or from a third party. Data can be retrieved from data sources that are less cumbersome for the client before sources that are more cumbersome are accessed.
    Type: Grant
    Filed: May 20, 2024
    Date of Patent: July 28, 2026
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Clyde E. Cutting, Keith W. Harris, Erik Pilz, Wei Su, Eduardo DeLA Torre
  • Publication number: 20240311908
    Abstract: Systems, methods, and apparatuses are described for providing trusted data. A digital trusted data (DTD) computing system of a service provider can accept requests for trusted data from internal computing systems and/or external computing systems of third parties. Based on the data requested, a retrieval protocol is determined, the retrieval protocol identifying trusted data sources and a sequence (order and/or timing) for accessing the data sources. The trusted data sources may, for example, be internal computing systems, external computing systems, and/or documents provided by a client. The requested data may be used for populating a form being completed by the client as part of an application for services from the service provider or from a third party. Data can be retrieved from data sources that are less cumbersome for the client before sources that are more cumbersome are accessed.
    Type: Application
    Filed: May 20, 2024
    Publication date: September 19, 2024
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Clyde E. Cutting, Keith W. Harris, Erik Pilz, Wei Su, Eduardo DeLA Torre
  • Patent number: 11989774
    Abstract: Systems, methods, and apparatuses are described for providing trusted data. A digital trusted data (DTD) computing system of a service provider can accept requests for trusted data from internal computing systems and/or external computing systems of third parties. Based on the data requested, a retrieval protocol is determined, the retrieval protocol identifying trusted data sources and a sequence (order and/or timing) for accessing the data sources. The trusted data sources may, for example, be internal computing systems, external computing systems, and/or documents provided by a client. The requested data may be used for populating a form being completed by the client as part of an application for services from the service provider or from a third party. Data can be retrieved from data sources that are less cumbersome for the client before sources that are more cumbersome are accessed.
    Type: Grant
    Filed: November 19, 2018
    Date of Patent: May 21, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Clyde E. Cutting, Keith W. Harris, Erik Pilz, Wei Su, Eduardo DeLa Torre