Patents by Inventor Clyde Page

Clyde Page has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 7918392
    Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
    Type: Grant
    Filed: October 25, 2010
    Date of Patent: April 5, 2011
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Randall G. Beck, Gennye Feldman, Jon Steven Imada, Paula S. Martinez, Sven Miller, Clyde Page, Steven J. Keiser
  • Publication number: 20110040684
    Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
    Type: Application
    Filed: October 25, 2010
    Publication date: February 17, 2011
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Randall G. Beck, Gennye Feldman, Jon Steven Imada, Paula S. Martinez, Sven Miller, Clyde Page, Steven J. Keiser
  • Patent number: 7841519
    Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
    Type: Grant
    Filed: September 23, 2009
    Date of Patent: November 30, 2010
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Randall G. Beck, Gennye Feldman, Rachel Riley Heitz, John Steven Imada, Paula S. Martinez, Sven Miller, Clyde Page, Steven J. Keiser
  • Patent number: 7721960
    Abstract: A system and method for facilitating inventory management in financial transaction instrument distribution is disclosed. The method may include the steps of: receiving information related to the sale of a first transaction instrument, wherein the first transaction instrument is associated with a second transaction instrument, wherein the first and second transaction instruments comprise a group of transaction instruments, and wherein the information identifies a location of the sale of the first transaction instrument; and associating the location of the sale of the first transaction instrument with the second transaction instrument and/or the group of transaction instruments.
    Type: Grant
    Filed: September 5, 2007
    Date of Patent: May 25, 2010
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Randy Beck, Sven Miller, Clyde Page
  • Publication number: 20100017329
    Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
    Type: Application
    Filed: September 23, 2009
    Publication date: January 21, 2010
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Randall G. Beck, Gennye Feldman, Jon Steven Imada, Paula S. Martinez, Sven Miller, Clyde Page, Steven J. Keiser, Rachel Riley Heitz
  • Publication number: 20090327087
    Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.
    Type: Application
    Filed: May 9, 2008
    Publication date: December 31, 2009
    Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Randy Beck, Gennye Hannover Feldman, Elizabeth Anne Holt, Sven Miller, Clyde Page, Marc Rubner, John R. Rose, Nicole Milne Vollmer
  • Patent number: 7624921
    Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
    Type: Grant
    Filed: August 24, 2007
    Date of Patent: December 1, 2009
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Randy Beck, Gennye Feldman, Rachel Riley Heitz, John Steven Imada, Paula S Martinez, Sven Miller, Clyde Page, Steven J Keiser
  • Patent number: 7611051
    Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
    Type: Grant
    Filed: August 24, 2007
    Date of Patent: November 3, 2009
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Randy Beck, Gennye Feldman, Rachel Riley Heitz, John Steven Imada, Paula S Martinez, Sven Miller, Clyde Page, Steven J Keiser
  • Publication number: 20090184162
    Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.
    Type: Application
    Filed: March 5, 2009
    Publication date: July 23, 2009
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Randy Beck, Gennye Hannover Feldman, Elizabeth Anne Holt, Sven Miller, Clyde Page, Marc Rubner, John R. Rose, Nicole Milne Vollmer
  • Patent number: 7458509
    Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
    Type: Grant
    Filed: August 24, 2007
    Date of Patent: December 2, 2008
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Randy Beck, Gennye Feldman, Rachel Riley Heitz, John Steven Imada, Paula S Martinez, Sven Miller, Clyde Page, Steven J Keiser
  • Patent number: 7455222
    Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
    Type: Grant
    Filed: August 24, 2007
    Date of Patent: November 25, 2008
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Randy Beck, Gennye Feldman, Rachel Riley Heitz, John Steven Imada, Paula S Martinez, Sven Miller, Clyde Page, Steven J Keiser
  • Publication number: 20080215449
    Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.
    Type: Application
    Filed: May 9, 2008
    Publication date: September 4, 2008
    Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Randy Beck, Gennye Hannover Feldman, Elizabeth Anne Holt, Sven Miller, Clyde Page, Marc Rubner, John R. Rose, Nicole Milne Vollmer
  • Publication number: 20080215448
    Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.
    Type: Application
    Filed: May 9, 2008
    Publication date: September 4, 2008
    Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC
    Inventors: Randy Beck, Gennye Hannover Feldman, Elizabeth Anne Holt, Sven Miller, Clyde Page, Marc Rubner, John R. Rose, Nicole Milne Vollmer
  • Patent number: 7344067
    Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
    Type: Grant
    Filed: November 6, 2006
    Date of Patent: March 18, 2008
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Randy Beck, Gennye Feldman, Rachel Riley Heitz, John Steven Imada, Paula S Martinez, Sven Miller, Clyde Page, Steven J Keiser
  • Publication number: 20080015991
    Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
    Type: Application
    Filed: August 24, 2007
    Publication date: January 17, 2008
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Randy Beck, Gennye Feldman, Rachel Heitz, Jon Imada, Paula Martinez, Sven Miller, Clyde Page, Steven Keiser
  • Publication number: 20070295809
    Abstract: A system and method for facilitating inventory management in financial transaction instrument distribution is disclosed. The method may include the steps of: receiving information related to the sale of a first transaction instrument, wherein the first transaction instrument is associated with a second transaction instrument, wherein the first and second transaction instruments comprise a group of transaction instruments, and wherein the information identifies a location of the sale of the first transaction instrument; and associating the location of the sale of the first transaction instrument with the second transaction instrument and/or the group of transaction instruments.
    Type: Application
    Filed: September 5, 2007
    Publication date: December 27, 2007
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Randy Beck, Sven Miller, Clyde Page
  • Publication number: 20070294169
    Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
    Type: Application
    Filed: August 24, 2007
    Publication date: December 20, 2007
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Randall Beck, Gennye Feldman, Rachel Heitz, Jon Imada, Paula Martinez, Sven Miller, Clyde Page, Steven Keiser
  • Patent number: 7281653
    Abstract: A system and method for facilitating inventory management in financial transaction instrument distribution is disclosed. The method may include the steps of: receiving information related to the sale of a first transaction instrument, wherein the first transaction instrument is associated with a second transaction instrument, wherein the first and second transaction instruments comprise a group of transaction instruments, and wherein the information identifies a location of the sale of the first transaction instrument; and associating the location of the sale of the first transaction instrument with the second transaction instrument and/or the group of transaction instruments.
    Type: Grant
    Filed: January 25, 2005
    Date of Patent: October 16, 2007
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Randy Beck, Sven Miller, Clyde Page
  • Patent number: 7243839
    Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
    Type: Grant
    Filed: January 14, 2005
    Date of Patent: July 17, 2007
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Randall G. Beck, Gennye Feldman, Jon Steven Imada, Paula S. Martinez, Sven Miller, Clyde Page, Steven J. Keiser
  • Patent number: RE45409
    Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
    Type: Grant
    Filed: November 30, 2011
    Date of Patent: March 10, 2015
    Assignee: Sharecomm Limited Liability Company
    Inventors: Randall G. Beck, Gennye Feldman Krasner, Jon Steven Imada, Paula S. Simper, Sven Miller, Clyde Page, Steven J. Keiser