Patents by Inventor Clyde Page
Clyde Page has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 7918392Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.Type: GrantFiled: October 25, 2010Date of Patent: April 5, 2011Assignee: American Express Travel Related Services Company, Inc.Inventors: Randall G. Beck, Gennye Feldman, Jon Steven Imada, Paula S. Martinez, Sven Miller, Clyde Page, Steven J. Keiser
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Publication number: 20110040684Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.Type: ApplicationFiled: October 25, 2010Publication date: February 17, 2011Applicant: American Express Travel Related Services Company, Inc.Inventors: Randall G. Beck, Gennye Feldman, Jon Steven Imada, Paula S. Martinez, Sven Miller, Clyde Page, Steven J. Keiser
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Patent number: 7841519Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.Type: GrantFiled: September 23, 2009Date of Patent: November 30, 2010Assignee: American Express Travel Related Services Company, Inc.Inventors: Randall G. Beck, Gennye Feldman, Rachel Riley Heitz, John Steven Imada, Paula S. Martinez, Sven Miller, Clyde Page, Steven J. Keiser
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Patent number: 7721960Abstract: A system and method for facilitating inventory management in financial transaction instrument distribution is disclosed. The method may include the steps of: receiving information related to the sale of a first transaction instrument, wherein the first transaction instrument is associated with a second transaction instrument, wherein the first and second transaction instruments comprise a group of transaction instruments, and wherein the information identifies a location of the sale of the first transaction instrument; and associating the location of the sale of the first transaction instrument with the second transaction instrument and/or the group of transaction instruments.Type: GrantFiled: September 5, 2007Date of Patent: May 25, 2010Assignee: American Express Travel Related Services Company, Inc.Inventors: Randy Beck, Sven Miller, Clyde Page
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Publication number: 20100017329Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.Type: ApplicationFiled: September 23, 2009Publication date: January 21, 2010Applicant: American Express Travel Related Services Company, Inc.Inventors: Randall G. Beck, Gennye Feldman, Jon Steven Imada, Paula S. Martinez, Sven Miller, Clyde Page, Steven J. Keiser, Rachel Riley Heitz
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Publication number: 20090327087Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.Type: ApplicationFiled: May 9, 2008Publication date: December 31, 2009Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Randy Beck, Gennye Hannover Feldman, Elizabeth Anne Holt, Sven Miller, Clyde Page, Marc Rubner, John R. Rose, Nicole Milne Vollmer
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Patent number: 7624921Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.Type: GrantFiled: August 24, 2007Date of Patent: December 1, 2009Assignee: American Express Travel Related Services Company, Inc.Inventors: Randy Beck, Gennye Feldman, Rachel Riley Heitz, John Steven Imada, Paula S Martinez, Sven Miller, Clyde Page, Steven J Keiser
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Patent number: 7611051Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.Type: GrantFiled: August 24, 2007Date of Patent: November 3, 2009Assignee: American Express Travel Related Services Company, Inc.Inventors: Randy Beck, Gennye Feldman, Rachel Riley Heitz, John Steven Imada, Paula S Martinez, Sven Miller, Clyde Page, Steven J Keiser
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Publication number: 20090184162Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.Type: ApplicationFiled: March 5, 2009Publication date: July 23, 2009Applicant: American Express Travel Related Services Company, Inc.Inventors: Randy Beck, Gennye Hannover Feldman, Elizabeth Anne Holt, Sven Miller, Clyde Page, Marc Rubner, John R. Rose, Nicole Milne Vollmer
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Patent number: 7458509Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.Type: GrantFiled: August 24, 2007Date of Patent: December 2, 2008Assignee: American Express Travel Related Services Company, Inc.Inventors: Randy Beck, Gennye Feldman, Rachel Riley Heitz, John Steven Imada, Paula S Martinez, Sven Miller, Clyde Page, Steven J Keiser
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Patent number: 7455222Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.Type: GrantFiled: August 24, 2007Date of Patent: November 25, 2008Assignee: American Express Travel Related Services Company, Inc.Inventors: Randy Beck, Gennye Feldman, Rachel Riley Heitz, John Steven Imada, Paula S Martinez, Sven Miller, Clyde Page, Steven J Keiser
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Publication number: 20080215449Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.Type: ApplicationFiled: May 9, 2008Publication date: September 4, 2008Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Randy Beck, Gennye Hannover Feldman, Elizabeth Anne Holt, Sven Miller, Clyde Page, Marc Rubner, John R. Rose, Nicole Milne Vollmer
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Publication number: 20080215448Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.Type: ApplicationFiled: May 9, 2008Publication date: September 4, 2008Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INCInventors: Randy Beck, Gennye Hannover Feldman, Elizabeth Anne Holt, Sven Miller, Clyde Page, Marc Rubner, John R. Rose, Nicole Milne Vollmer
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Patent number: 7344067Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.Type: GrantFiled: November 6, 2006Date of Patent: March 18, 2008Assignee: American Express Travel Related Services Company, Inc.Inventors: Randy Beck, Gennye Feldman, Rachel Riley Heitz, John Steven Imada, Paula S Martinez, Sven Miller, Clyde Page, Steven J Keiser
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Publication number: 20080015991Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.Type: ApplicationFiled: August 24, 2007Publication date: January 17, 2008Applicant: American Express Travel Related Services Company, Inc.Inventors: Randy Beck, Gennye Feldman, Rachel Heitz, Jon Imada, Paula Martinez, Sven Miller, Clyde Page, Steven Keiser
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Publication number: 20070295809Abstract: A system and method for facilitating inventory management in financial transaction instrument distribution is disclosed. The method may include the steps of: receiving information related to the sale of a first transaction instrument, wherein the first transaction instrument is associated with a second transaction instrument, wherein the first and second transaction instruments comprise a group of transaction instruments, and wherein the information identifies a location of the sale of the first transaction instrument; and associating the location of the sale of the first transaction instrument with the second transaction instrument and/or the group of transaction instruments.Type: ApplicationFiled: September 5, 2007Publication date: December 27, 2007Applicant: American Express Travel Related Services Company, Inc.Inventors: Randy Beck, Sven Miller, Clyde Page
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Publication number: 20070294169Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.Type: ApplicationFiled: August 24, 2007Publication date: December 20, 2007Applicant: American Express Travel Related Services Company, Inc.Inventors: Randall Beck, Gennye Feldman, Rachel Heitz, Jon Imada, Paula Martinez, Sven Miller, Clyde Page, Steven Keiser
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Patent number: 7281653Abstract: A system and method for facilitating inventory management in financial transaction instrument distribution is disclosed. The method may include the steps of: receiving information related to the sale of a first transaction instrument, wherein the first transaction instrument is associated with a second transaction instrument, wherein the first and second transaction instruments comprise a group of transaction instruments, and wherein the information identifies a location of the sale of the first transaction instrument; and associating the location of the sale of the first transaction instrument with the second transaction instrument and/or the group of transaction instruments.Type: GrantFiled: January 25, 2005Date of Patent: October 16, 2007Assignee: American Express Travel Related Services Company, Inc.Inventors: Randy Beck, Sven Miller, Clyde Page
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Patent number: 7243839Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.Type: GrantFiled: January 14, 2005Date of Patent: July 17, 2007Assignee: American Express Travel Related Services Company, Inc.Inventors: Randall G. Beck, Gennye Feldman, Jon Steven Imada, Paula S. Martinez, Sven Miller, Clyde Page, Steven J. Keiser
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Patent number: RE45409Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.Type: GrantFiled: November 30, 2011Date of Patent: March 10, 2015Assignee: Sharecomm Limited Liability CompanyInventors: Randall G. Beck, Gennye Feldman Krasner, Jon Steven Imada, Paula S. Simper, Sven Miller, Clyde Page, Steven J. Keiser