Abstract: The disclosed computer-implemented method for pooling and transferring digital assets may include detecting a transaction event for a blockchain ledger. The blockchain ledger may include transaction records for a pool of digital assets and accounts collectively owning the digital assets. Each account may own a proportional portion of the digital assets corresponding to an account asset balance. The method may also include calculating an exchange rate based on a cash balance of the pool, a liabilities balance of the pool, and an ownership distribution value. The ownership distribution value may be based on a distribution of the account asset balances. The method may also include updating the cash balance based on the exchange rate and the transaction event, and adding a transaction record for the transaction event to the plurality of transaction records. Various other methods, systems, and computer-readable media are also disclosed.

Abstract: The disclosed computer-implemented method for managing a money market of digital assets may include collecting a pool of assets from a plurality of users and maintaining a ledger of asset ownership for the assets and the plurality of users. The method may include calculating, in response to initiation of a transaction, a transaction rate based on the ledger and applying the transaction rate to perform the transaction. The method may also include adding a transaction record for the transaction to the ledger. Various other methods, systems, and computer-readable media are also disclosed.

Abstract: The disclosed computer-implemented method for managing an interest rate for digital assets may include detecting a transaction event for a blockchain ledger. The transaction event may be associated with a pool of digital assets. The blockchain ledger may include transaction records for the pool and accounts collectively owning the digital assets. Each account may own a proportional portion of the digital assets. The method may include determining a utilization rate of the pool based on a cash balance of the pool and a liabilities balance of the pool. The method may also include determining an interest rate for the pool based on the utilization rate of the pool, and updating an interest rate index for the pool based on the interest rate and a time since a last update. Various other methods, systems, and computer-readable media are also disclosed.

Abstract: The disclosed computer-implemented method for pooling and transferring digital assets may include detecting a transaction event for a blockchain ledger. The blockchain ledger may include transaction records for a pool of digital assets and accounts collectively owning the digital assets. Each account may own a proportional portion of the digital assets corresponding to an account asset balance. The method may also include calculating an exchange rate based on a cash balance of the pool, a liabilities balance of the pool, and an ownership distribution value. The ownership distribution value may be based on a distribution of the account asset balances. The method may also include updating the cash balance based on the exchange rate and the transaction event, and adding a transaction record for the transaction event to the plurality of transaction records. Various other methods, systems, and computer-readable media are also disclosed.