Patents by Inventor Cody Murray

Cody Murray has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20200234297
    Abstract: Transaction verification mechanisms are provided that receive transaction information, from a computing device at a transaction location, including user device information specifying one or more user device identifiers associated with a user initiating a transaction, vendor device information specifying a plurality of vendor device identifiers in a near field area associated with the computing device, and account information for an account being used to perform the transaction. A user device verification is performed on the one or more user device identifiers and a vendor device verification of the plurality of vendor device identifiers is performed to verify the transaction location as being an authorized vendor location. A determination whether to approve/deny completion of the transaction at the computing device is performed based on results of the user device verification and the vendor device verification and an output is sent to the computing device based on the determination.
    Type: Application
    Filed: January 22, 2019
    Publication date: July 23, 2020
    Inventors: Cody Murray, Alex R. Hubbard, Richard C. Johnson