Patents by Inventor Coleen Althea Mills

Coleen Althea Mills has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEM AND METHOD OF PROTECTING VALUE IN TWO ECONOMIC SYSTEMS
    Publication number: 20220067829
    Abstract: A zero-coupon loan system and method can be used globally by a variety of borrowers for financial and economic development, stability, expansion, and revitalization by using a computer system to divide value borrowed from developed nations into value within the system of developed nations and developing nations to offset risks to value in the developing nations whereupon after employment of the values, the values are later combined into the system of the developed nations.
    Type: Application
    Filed: November 8, 2021
    Publication date: March 3, 2022
    Inventor: COLEEN ALTHEA MILLS
  • Mills Zero-Coupon Loan
    Publication number: 20190156412
    Abstract: A loan structure designed with a built-in repayment mechanism so that the loan can be repaid at or prior to maturity, while simultaneously reducing default risk, increasing the borrower's ability to repay and stimulating economic growth. This zero-coupon loan can be used globally by a variety of borrowers for financial and economic development, stability, expansion and revitalization.
    Type: Application
    Filed: November 17, 2017
    Publication date: May 23, 2019
    Inventor: Coleen Althea Mills