Patents by Inventor Colin L. McGrath

Colin L. McGrath has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Methods and systems for assigning interchange rates to financial transactions using an interchange network
    Patent number: 8266057
    Abstract: A method for assigning an interchange rate to a financial transaction is provided. The method uses at least one input device in communication with an interchange database. The financial transaction is initiated by a cardholder using a card over a card interchange, the card having been issued by an issuer bank. The method includes the steps of storing issuer data within the interchange database, the issuer data including whether the issuer bank has entered into a special relationship with the interchange.
    Type: Grant
    Filed: December 12, 2011
    Date of Patent: September 11, 2012
    Assignee: MasterCard International Incorporated
    Inventors: Kevin P. Carroll, Colin L. McGrath, Leland S. Englebardt
  • METHODS AND SYSTEMS FOR ASSIGNING INTERCHANGE RATES TO FINANCIAL TRANSACTIONS USING AN INTERCHANGE NETWORK
    Publication number: 20120143749
    Abstract: A method for assigning an interchange rate to a financial transaction is provided. The method uses at least one input device in communication with an interchange database. The financial transaction is initiated by a cardholder using a card over a card interchange, the card having been issued by an issuer bank. The method includes the steps of storing issuer data within the interchange database, the issuer data including whether the issuer bank has entered into a special relationship with the interchange.
    Type: Application
    Filed: December 12, 2011
    Publication date: June 7, 2012
    Inventors: Kevin P. CARROLL, Colin L. McGRATH, Leland S. ENGLEBARDT
  • Methods and systems for assigning interchange rates to financial transactions using an interchange network
    Patent number: 8095438
    Abstract: A method for assigning an interchange rate to a financial transaction is provided. The method uses at least one input device in communication with an interchange database. The financial transaction is initiated by a cardholder using a card over a card interchange, the card having been issued by an issuer bank. The method includes the steps of storing issuer data within the interchange database, the issuer data including whether the issuer bank has entered into a special relationship with the interchange.
    Type: Grant
    Filed: December 28, 2007
    Date of Patent: January 10, 2012
    Assignee: MasterCard International Incorporated
    Inventors: Kevin P. Carroll, Colin L. McGrath, Leland S. Englebardt
  • METHODS AND SYSTEMS FOR ASSIGNING INTERCHANGE RATES TO FINANCIAL TRANSACTIONS USING AN INTERCHANGE NETWORK
    Publication number: 20090171796
    Abstract: A method for assigning an interchange rate to a financial transaction is provided. The method uses at least one input device in communication with an interchange database. The financial transaction is initiated by a cardholder using a card over a card interchange, the card having been issued by an issuer bank. The method includes the steps of storing issuer data within the interchange database, the issuer data including whether the issuer bank has entered into a special relationship with the interchange.
    Type: Application
    Filed: December 28, 2007
    Publication date: July 2, 2009
    Inventors: Kevin P. Carroll, Colin L. McGrath, Leland S. Englebardt